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    • Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (Dividend Payout - Quarterly)

    Formerly Nippon India Bnk& PSU Dbt Reg Qt DP

    Nippon Mutual Fund

    Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (Dividend Payout - Quarterly)

    DebtBanking And Psu

    Top Ranked

    10.7033

    NAV (Sep 16)

    7.1%
    3 Year CAGR
    Scripbox Opinion

    Top Ranked

    These are the top-ranked funds within banking and psu mutual funds.However, Scripbox does not recommend investing in banking and psu mutual funds.Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

    They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

    The category accounts for close to 8% of the total assets in the Debt Segment.

    We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

    Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    6 Years. The fund has Relatively moderate history for analysis. We recommend funds with longer history.

    Relative Size

    6,785 Cr. Large within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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    • graph-icon-gray
      Historical growth rate of 6.5% per annum
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      Recommended Duration 1 - 5 years
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      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    10.7033

    NAV (Sep 16)

    Fund Returns

    5.8%
    Last 1Y
    7.1%
    Last 3Y
    6%
    Last 5Y
    NA
    Last 10Y
    6.4%
    Since Inception
    info-icon-blue

    Scheme Information

    Investment Objective

    To generate income over short to medium term horizon through investments in debt and money market instruments of various maturities,consisting predominantly of securities issued by entities such as Banks,Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs). However,there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

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    Moderate Risk

    Expense Ratio
    0.79 %
    Launched (6y ago)
    May 15, 2015
    AUM in Crores
    ₹ 6,785
    ISIN
    INF204KA1T98
    Lock-in
    No Lock-in
    Benchmark
    NIFTY Banking & PSU Debt TR INR
    SIP Minimum
    ₹ 1,000
    Lumpsum Min.
    ₹ 5,000
    Fund Managers
    user-avatar

    Kinjal Desai

    Fund Manager

    user-avatar

    Pranay Sinha

    Fund Manager

    user-avatar

    Vivek Sharma

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
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      One click investing tracking
    comparison

    Comparison with Debt Funds

    Kotak Savings Fund (G)

    Kotak Savings Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    17 Years

    Age

    5

    Track Record

    Aditya Birla Sun Life Liquid (G)

    Aditya Birla Sun Life Liquid (G)

    Liquid

    Recommended

    Top Ranked

    17 Years

    Age

    5

    Track Record

    SBI Magnum Ultra Short Duration Fund (G)

    SBI Magnum Ultra Short Duration Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    22 Years

    Age

    5

    Track Record

    ICICI Prudential Savings Fund (G)

    ICICI Prudential Savings Fund (G)

    Low Duration

    Recommended

    Top Ranked

    19 Years

    Age

    5

    Track Record

    Nippon India Liquid Fund (G)

    Nippon India Liquid Fund (G)

    Liquid

    Recommended

    Top Ranked

    18 Years

    Age

    5

    Track Record

    amc-icon

    About the AMC

    Nippon Life India Asset Management Ltd

    Nippon Life India Asset Management Ltd manages assets worth 239,589 crores and was set up on 24 February 1995. It's current offering of mutual fund schemes includes 90 equity,369 debt and 34 hybrid funds.

    amc-img

  • tel-amc-about
    022-33031000
  • mail-amc-about
    customer_care@reliancemutual.com
  • Nippon India Liquid Fund (G)

    Nippon India Liquid Fund (G)

    Liquid

    Recommended

    Top Ranked

    ₹ 24,715 Cr

    Fund Size

    5.10%

    3 Year CAGR

    3 Y CAGR

    Nippon India Growth Fund (G)

    Nippon India Growth Fund (G)

    Mid Cap

    Recommended

    Top Ranked

    ₹ 11,321 Cr

    Fund Size

    18.10%

    5 Year CAGR

    5 Y CAGR

    Nippon India Liquid Fund Retail (G)

    Nippon India Liquid Fund Retail (G)

    Liquid

    Top Ranked

    ₹ 24,715 Cr

    Fund Size

    4.40%

    3 Year CAGR

    3 Y CAGR

    Nippon India Growth Fund Inc Dist cum Cap Wdrl (PIDCW-A)

    Nippon India Growth Fund Inc Dist cum Cap Wdrl (PIDCW-A)

    Mid Cap

    Top Ranked

    ₹ 11,321 Cr

    Fund Size

    17.30%

    5 Year CAGR

    5 Y CAGR

    Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (D-Q)

    Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (D-Q)

    Liquid

    Top Ranked

    ₹ 24,715 Cr

    Fund Size

    3.40%

    3 Year CAGR

    3 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q)

    About Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q)

    Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) is a Banking And Psu Debt fund and has delivered an annualised return of 6.4% over a period of 6 years. The fund was previously known as Nippon India Bnk& PSU Dbt Reg Qt DP . The fund is managed by Nippon Life India Asset Management Ltd. The fund managers are Kinjal Desai, Pranay Sinha, Vivek Sharma

    Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) Investment Objective

    To generate income over short to medium term horizon through investments in debt and money market instruments of various maturities,consisting predominantly of securities issued by entities such as Banks,Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs). However,there can be no assurance or guarantee that the investment objective of the Scheme will be achieved. . However, there is no assurance that the objective of the scheme will be realized.

    Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) NAV,AUM,Risk

    The Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) fund was launched on May 15, 2015. The NAV (Net Asset Value) of this Banking And Psu Debt fund as of 2021-09-16 is ₹10.70. The total AUM (Asset Under Management) of the fund as of 17/09/2021 is ₹6784.602. The category risk of the Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) fund is Moderate Risk. The fund charges 0.79 % as expense ratio.

    Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 84.8% in this asset class. The top three holdings of the fund are , icici bank limited , net current assets , export-import bank of india , triparty repo , ntpc limited , bajaj housing finance limited , 5.63% govt stock 2026 , national bank for agriculture and rural development , food corporation of india , state bank of india , small industries development bank of india , small industries development bank of india , icici prudential life insurance company limited , niif infrastructure finance limited , bharat sanchar nigam limited , axis bank limited , power finance corporation ltd. , indian oil corporation limited , indian railway finance corporation limited , icici bank limited , state bank of india , national bank for agriculture and rural development , national bank for agriculture and rural development , hdfc life insurance company limited , icici bank limited , rural electrification corporation limited , rec limited , india infradebt limited , axis bank limited , indian railway finance corporation limited , 6.10% govt stock 2031 , power grid corporation of india limited , power finance corporation ltd. , axis bank limited , national bank for agriculture and rural development , national highways authority of india , 8.15% govt stock 2026 , rural electrification corporation limited , power grid corporation of india limited , 5.22% goi 2025 , 8.18% andhra pradesh sdl 2025 , indian railway finance corporation limited , rec limited , rural electrification corporation limited , national bank for agriculture and rural development , rural electrification corporation limited , small industries development bank of india , national highways authority of india , power finance corporation limited , power finance corporation limited , power grid corporation of india limited , export-import bank of india , ing vysya bank limited , power finance corporation limited , 8.24% tamil nadu sdl 2025 , national highways authority of india , national housing bank , hindustan petroleum corporation limited , power grid corporation of india limited , 8.21% hr sdl spl 2024 , 8.06% rajasthan sdl 2025 , power finance corporation limited , food corporation of india , 8.06% karnataka sdl 2025 , rec limited , rural electrification corporation limited , national bank for agriculture and rural development , national bank for agriculture and rural development , housing development finance corporation limited , national bank for agriculture and rural development , 08.45% up spl 2024 , bharat petroleum corporation limited , power finance corporation limited , 8.08% haryana sld 2025 , rural electrification corporation limited , 8.42% tn sdl 2023 , power grid corporation of india limited , indian railway finance corporation limited , 8.05% gujarat sdl 2025 , power finance corporation limited , indian railway finance corporation limited , hdb financial services limited , rural electrification corporation limited , 6.79% govt stock 2027 , 7.17% govt stock 2028 , 8.06% andhra pradesh sdl 2025 , 7.83% gj sdl 2026 , 6.79% govt stock 2029 , national bank for agriculture and rural development , 05.68 mh sdl 2024 , national highways authority of india , 7.84% mh sdl 2026 , 8.25% sdl kerela sdl 2023 , 7.27% govt stock 2026 , 06.70 ap sdl 2026 , national bank for agriculture and rural development , power grid corporation of india limited

    Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

    Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) Review

    Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) has a score of 4 on a scale of 5. The fund has a score of 3 out of 5 based on historical performance. As compared to the other funds in its category, Nippon India Banking & PSU Debt Fund of Income Dis cum cptl wdrl (D-Q) has a score of 4out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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