• Mutual Funds
  • LIC Mutual Fund
  • LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M)

Formerly LIC MF ULIS 15Y RP RC Reg Mn DR

LIC Mutual Fund

LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M)

HybridAggressive Hybrid

26.8083

NAV (Dec 03)

13.8%
5 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

6 Years.

Relative Size

419 Cr.

Category View

.

Consistency Of Performance

.

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Historical NAV

26.8083

NAV (Dec 3)

Fund Returns

Last 1Y

30.6%

Last 3Y

14.6%

Last 5Y

13.8%

Last 10Y

NA

Since Inception

10.4%

6 Month CAGR

13.3%

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Scheme Information

Investment Objective

An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Very High Risk

Expense Ratio

2.37

Launched (6y ago)

Jun 16, 2015

AUM in Crores

418.946

ISIN

INF767K01AE6

Lock-in

No Lock-in

Benchmark

CRISIL Hybrid 35+65 - Agg TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers
user-avatar

Dikshit Mittal

Fund Manager

user-avatar

Marzban Irani

Fund Manager

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Yogesh Patil

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Build Long Term Wealth

Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
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comparison

Comparison with Hybrid Funds

Fund NameScripbox OpinionFund SizeTrack Record
Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

₹ 8,193 cr

5

₹ 18,740 cr

5

₹ 3,414 cr

5

₹ 2,707 cr

5

₹ 1,256 cr

5

amc-icon

About the AMC

LIC Mutual Fund Asset Management Limited

LIC Mutual Fund Asset Management Limited manages assets worth 15,883 crores and was set up on 20 April 1994. It's current offering of mutual fund schemes includes 24 equity,40 debt and 32 hybrid funds.

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  • tel-amc-about
    022-66016000
  • mail-amc-about
    cs.co@licmf.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    17.5%

    10.9%

    16.9%

    13.8%

    4.9%

    6.5%

    19.4%

    13.9%

    7.3%

    7.4%

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Parag Parikh Flexi Cap fund (Growth)

    Parag Parikh Flexi Cap fund (Growth)

    Equity

    Diversified

    Mirae Asset Large Cap Fund (Growth)

    Mirae Asset Large Cap Fund (Growth)

    Equity

    Large Cap

    Axis Bluechip Fund (Growth)

    Axis Bluechip Fund (Growth)

    Equity

    Large Cap

    Invesco India Growth Opportunities Fund (Growth)

    Invesco India Growth Opportunities Fund (Growth)

    Equity

    Diversified

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

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    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M)

    About LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M)

    LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M) is a Aggressive Hybrid Hybrid fund and has delivered an annualised return of 10.4% over a period of 6 years. The fund was previously known as LIC MF ULIS 15Y RP RC Reg Mn DR . The fund is managed by LIC Mutual Fund Asset Management Limited. The fund managers are Dikshit Mittal, Marzban Irani, Yogesh Patil

    LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M) Investment Objective

    An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover. . However, there is no assurance that the objective of the scheme will be realized.

    LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M) NAV,AUM,Risk

    The LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M) fund was launched on Jun 16, 2015. The NAV (Net Asset Value) of this Aggressive Hybrid Hybrid fund as of 2021-12-03 is ₹26.81. The total AUM (Asset Under Management) of the fund as of 06/12/2021 is ₹418.946. The category risk of the LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M) fund is Very High Risk. The fund charges 2.37 % as expense ratio.

    LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M) Holdings

    The fund’s highest allocation is towards Equity and has invested 78.5% in this asset class. The top three holdings of the fund are , 182 dtb 25112021 , icici bank ltd , infosys ltd , hdfc bank ltd , avenue supermarts ltd , tata consultancy services ltd , bajaj finance ltd , divi's laboratories ltd , titan co ltd , reliance industries ltd , kotak mahindra bank ltd , atul ltd , brigade enterprises ltd , bajaj finserv ltd , vinati organics ltd , tata consumer products ltd , net receivables / (payables) , bajaj electricals ltd , treps , hindustan unilever ltd , state bank of india , tata chemicals ltd , asian paints ltd , srf ltd , trent ltd , maruti suzuki india ltd , alkem laboratories ltd , bharti airtel ltd , 182 dtb 09122021 , aditya birla fashion and retail ltd , housing development finance corp ltd , elgi equipments ltd , 91 dtb 09122021 , torrent pharmaceuticals ltd , gujarat state petronet ltd , linde india ltd , himatsingka seide ltd , indian hotels co ltd , crompton greaves consumer electricals ltd , sbi life insurance company limited , hdfc life insurance company limited , 5.63% govt stock 2026 , axis bank ltd , s h kelkar & co ltd

    LIC MF Unit Linked Insurance 15 Yrs Premium Reducing Cover Mn Inc Dis cum CapWdrl fund (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

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