• Mutual Funds
  • LIC Mutual Fund
  • LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A)

Formerly LIC MF Short Term Debt Reg DP

LIC Mutual Fund

LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A)

DebtShort Term

11.9958

NAV (Dec 03)

6.6%
Till Date CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in short term mutual funds.

However, Scripbox does not recommend investing in short term mutual funds.

Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

The category is one of the largest categories within the Debt Segment (9% of the total assets).

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

2 Years. The Fund has a Short history for analysis. We recommend funds with longer history.

Relative Size

314 Cr. Small within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

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    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

11.9958

NAV (Dec 3)

Fund Returns

Last 1Y

2.5%

Last 3Y

NA

Last 5Y

NA

Last 10Y

NA

Since Inception

6.6%

6 Month CAGR

1.5%

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Scheme Information

Investment Objective

The primary investment objective of the scheme is to generate returns commensurate with risk from a portfolio constituted of Debt securities and/or Money Market instruments. However there can be no assurance that the investment objective of the scheme will be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Low to Moderate Risk

Expense Ratio

1.44

Launched (2y ago)

Feb 01, 2019

AUM in Crores

313.443

ISIN

INF767K01PU0

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Bond Fund TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Marzban Irani

Fund Manager

user-avatar

Sanjay Pawar

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 27,296 cr

5

₹ 31,118 cr

5

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About the AMC

LIC Mutual Fund Asset Management Limited

LIC Mutual Fund Asset Management Limited manages assets worth 15,883 crores and was set up on 20 April 1994. It's current offering of mutual fund schemes includes 24 equity,40 debt and 32 hybrid funds.

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  • tel-amc-about
    022-66016000
  • mail-amc-about
    cs.co@licmf.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    17.5%

    10.9%

    16.9%

    13.8%

    4.9%

    6.5%

    19.4%

    13.9%

    7.3%

    7.4%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A)

    About LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A)

    LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) is a Short Term Debt fund and has delivered an annualised return of 6.6% over a period of 2 years. The fund was previously known as LIC MF Short Term Debt Reg DP . The fund is managed by LIC Mutual Fund Asset Management Limited. The fund managers are Marzban Irani, Sanjay Pawar

    LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) Investment Objective

    The primary investment objective of the scheme is to generate returns commensurate with risk from a portfolio constituted of Debt securities and/or Money Market instruments. However there can be no assurance that the investment objective of the scheme will be achieved. . However, there is no assurance that the objective of the scheme will be realized.

    LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) NAV,AUM,Risk

    The LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) fund was launched on Feb 01, 2019. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-12-03 is ₹12.00. The total AUM (Asset Under Management) of the fund as of 06/12/2021 is ₹313.443. The category risk of the LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) fund is Low to Moderate Risk. The fund charges 1.44 % as expense ratio.

    LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 72.4% in this asset class. The top three holdings of the fund are , 7.35% govt stock 2024 , axis bank limited , 7.14% gj sdl 2027 , sikka ports & terminals limited , export import bank of india , housing development finance corporation limited , treps , reliance industries limited , national bank for agriculture and rural development , 364 dtb 02122021 , export-import bank of india , power grid corporation of india limited , ntpc limited , indian oil corporation limited , indian railway finance corporation limited , power finance corporation limited , national housing bank , 7.32% govt stock 2024 , ntpc limited , net receivables / (payables)

    LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) Review

    LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) has a score of 3 on a scale of 5. The fund has a score of 2 out of 5 based on historical performance. As compared to the other funds in its category, LIC MF Short Term Debt Fund of Income Dis cum Cap Wrdl (PIDCW-A) has a score of 2out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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