Formerly LIC MF MIP Yr DR
₹ 12.7677
NAV (Mar 04)
Not Recommended
However, Scripbox does not recommend investing in conservative hybrid mutual funds.
Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.
They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
22 Years. The fund has an Extended history for analysis and the track record is excellent.
Relative Size
80 Cr. Small within the category
Category View
Relatively Poor. The category has a relatively poor investment outlook
Consistency Of Performance
Relatively moderate. The historical performance of the fund has been OK
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Scheme Information
The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments. However,there is no assurance that the investment objective of the Schemes will be realized. The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Moderately High Risk
2.27 %
Expense Ratio
Feb 03, 1999
Launched (22y ago)
₹ 80
AUM in Crores
INF767K01865
ISIN
No Lock-in
Lock-in
CRISIL Hybrid 85+15 - ConservativeTR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.
Comparison with Hybrid Funds
Aggressive Hybrid
26 Years
Age
Track Record
Aggressive Hybrid
22 Years
Age
Track Record
Conservative Hybrid
18 Years
Age
Track Record
Multi Asset Allocation
16 Years
Age
Track Record
Aggressive Hybrid
22 Years
Age
Track Record
About the AMC
LIC Mutual Fund Asset Management Limited
LIC Mutual Fund Asset Management Limited manages assets worth 14,367 crores and was set up on 20 April 1994. It's current offering of mutual fund schemes includes 24 equity,40 debt and 32 hybrid funds.
Large Cap
Top Ranked
₹ 458 Cr
Fund Size
12.6%
3Y returns
Index Funds
Top Ranked
₹ 29 Cr
Fund Size
14.9%
3Y returns
Low Duration
Top Ranked
₹ 1,110 Cr
Fund Size
5.9%
3Y returns
Diversified
Top Ranked
₹ 902 Cr
Fund Size
10.2%
3Y returns
Banking And Psu
Top Ranked
₹ 2,622 Cr
Fund Size
8.1%
3Y returns
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LIC MF Debt Hybrid fund (DR-A) is a conservative hybrid hybrid fund and has delivered an annualised return of 5.5% over a period of 22 years .The fund was previously known as LIC MF MIP Yr DR.The fund is managed by LIC Mutual Fund Asset Management Limited.The fund managers are Karan Doshi, Marzban Irani, Yogesh Patil
The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments. However,there is no assurance that the investment objective of the Schemes will be realized. The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03. However, there is no assurance that the objective of the scheme will be realized.
The LIC MF Debt Hybrid fund (DR-A) fund was launched on Feb 03, 1999. The NAV (Net Asset Value) of this conservative hybrid hybrid as of 2021-03-04 is ₹ 12.7677. The total AUM (Asset Under Management) of the fund as of 2021-03-04 is ₹ 79.779. The category risk of the LIC MF Debt Hybrid fund (DR-A) fund is Moderately High Risk. The fund charges 2.27 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 51.1% in this asset class. The top three holdings of the fund are 7.32% govt stock 2024,182 dtb 18032021 and 5.85% govt stock 2030
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to CRISIL Hybrid 85+15 - ConservativeTR INR
LIC MF Debt Hybrid fund (DR-A) has a score of 1 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, LIC MF Debt Hybrid fund (DR-A) has a score of 2 out of 5. Scipbox has rated this fund 3 out of 5 based on consistency of performance over various years / tenures.