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  • L&T Investment Management Ltd
  • L&T Ultra Short Term Fund Cumulative (Growth)

Formerly L&T Ultra Short Term Reg Gr

L&T Ultra Short Term Fund Cumulative (Growth)

L&T Ultra Short Term Fund Cumulative (Growth)

Debt

Ultra Short

Top Ranked

32.5929

NAV (Nov 27)

Scripbox Opinion

Top Ranked

This fund is a good choice within ultra short mutual funds.

Scripbox recommends other funds for investment in ultra short.

Click here to see our recommendations.

Ultra short funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Our analysis of this fundLearn how we rate funds ->

Track Record

22 Years

The fund has an Extended history for analysis and the track record is excellent.

Relative Size

3,056 Cr

Large within the category

Impact of Interest Rate Changes

Low Interest Rate Risk

The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk

The fund has a high credit quality compared to other debt funds

Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment
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Scheme Information

Investment Objective

To generate reasonable and stable income and provide liquidity to the unit holder. To achieve this objective the scheme will invest predominantly in a well diversified and highly liquid portfolio of money market instruments,government securities and corporate debt. The scheme will not invest in equities or equity related instruments. There is no assurance that the investment objective of the scheme will be realized.

Low

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Moderately Low

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Moderate

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Moderately High

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High

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Moderately Low risk

0.39 %

Expense Ratio

Jan 19, 1998

Launched (22y ago)

₹ 3,056

AUM in Crores

INF917K01AN8

ISIN

No Lock-in

Lock-in

NIFTY Ultra Short Duration Debt TR INR

Benchmark

₹ 0

SIP Minimum

₹ 5,000

Lumpsum Min.

Fund Managers
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Jalpan Shah

Fund Manager

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Shriram Ramanathan

Fund Manager

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Vikas Garg

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
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asset-allocation

Asset allocation and Holdings

Last updated on 2020-11-27

Top Stock Holdings

182 dtb 04032021

13.8%
13.8%

Housing development finance corporation limited

7.9%
7.9%

Axis bank limited

6.3%
6.3%

Small industries development bank of india

5.2%
5.2%

Icici bank limited

4.9%
4.9%
See all holdingsright-arrow
allocation by market cap
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

Kotak Savings Fund (G)

Ultra Short

Recommended

Top Ranked

16 Years

Age

5

Track Record

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

21 Years

Age

5

Track Record

Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

Liquid

Recommended

Top Ranked

16 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

18 Years

Age

5

Track Record

Nippon India Liquid Fund (G)

Nippon India Liquid Fund (G)

Liquid

Recommended

Top Ranked

17 Years

Age

5

Track Record

amc-icon

About the AMC

L&T Investment Management Ltd

L&T Investment Management Ltd manages assets worth 67,838 crores and was set up on 25 April 1996. It's current offering of mutual fund schemes includes 36 equity,71 debt and 24 hybrid funds.

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  • tel-amc-about
    022-66554000
  • mail-amc-about
    investor.line@lntmf.co.in
  • L&T Midcap Fund (G)

    L&T Midcap Fund (G)

    Mid Cap

    Recommended

    Top Ranked

    ₹ 5,776 Cr

    Fund Size

    1.3%

    3Y returns

    L&T Midcap Fund (DP-A)

    L&T Midcap Fund (DP-A)

    Mid Cap

    Top Ranked

    ₹ 5,776 Cr

    Fund Size

    0.2%

    3Y returns

    L&T Midcap Fund (DR-A)

    L&T Midcap Fund (DR-A)

    Mid Cap

    Top Ranked

    ₹ 5,776 Cr

    Fund Size

    0.2%

    3Y returns

    L&T Emerging Businesses Fund (G)

    L&T Emerging Businesses Fund (G)

    Small Cap

    Top Ranked

    ₹ 5,270 Cr

    Fund Size

    -3.1%

    3Y returns

    L&T Large and Midcap Fund (G)

    L&T Large and Midcap Fund (G)

    Diversified

    Top Ranked

    ₹ 1,187 Cr

    Fund Size

    1.4%

    3Y returns

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    Investment Calculator

    Investment Duration5 years

    ₹ 0

    Total Investment

    ₹ 0

    Wealth Gained

    ₹ 0

    Total Corpus Created (₹)

    With assumed returns of 6.5 %
    How does Scripbox rate funds?

    Proprietary system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Category View

    Category View

    We check if the sub-category of the fund is recommended by us.

    Consistency Of Performance

    Consistency Of Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Quality Of Fund’s Portfolio

    Credit Quality Of Fund’s Portfolio

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Equity Funds

    Debt Funds

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    About L&T Ultra Short Term Fund Cumulative (G)

    About L&T Ultra Short Term Fund Cumulative (G)

    L&T Ultra Short Term Fund Cumulative (G) is a ultra short debt fund and has delivered an annualised return of 8.0% over a period of 22 years .The fund was previously known as L&T Ultra Short Term Reg Gr.The fund is managed by L&T Investment Management Ltd.The fund managers are Jalpan Shah, Shriram Ramanathan, Vikas Garg

    L&T Ultra Short Term Fund Cumulative (G) Investment Objective

    To generate reasonable and stable income and provide liquidity to the unit holder. To achieve this objective the scheme will invest predominantly in a well diversified and highly liquid portfolio of money market instruments,government securities and corporate debt. The scheme will not invest in equities or equity related instruments. There is no assurance that the investment objective of the scheme will be realized. However, there is no assurance that the objective of the scheme will be realized.

    L&T Ultra Short Term Fund Cumulative (G) NAV,AUM,Risk

    The L&T Ultra Short Term Fund Cumulative (G) fund was launched on Jan 19, 1998. The NAV (Net Asset Value) of this ultra short debt as of 2020-11-27 is ₹ 32.5929. The total AUM (Asset Under Management) of the fund as of 2020-11-29 is ₹ 3055.399. The category risk of the L&T Ultra Short Term Fund Cumulative (G) fund is Moderately Low risk. The fund charges 0.39 % as expense ratio.

    L&T Ultra Short Term Fund Cumulative (G) Holdings

    The fund’s highest allocation is towards others and has invested 66.1% in this asset class. The top three holdings of the fund are 182 dtb 04032021,small industries development bank of india and national highways authority of india

    L&T Ultra Short Term Fund Cumulative (G) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 0 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    L&T Ultra Short Term Fund Cumulative (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Ultra Short Duration Debt TR INR.

    L&T Ultra Short Term Fund Cumulative (G) Review

    L&T Ultra Short Term Fund Cumulative (G) has a score of 4 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, L&T Ultra Short Term Fund Cumulative (G) has a score of 4 out of 5. The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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