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    • L&T Short Term Bond Fund (Growth)

    Formerly L&T Short Term Opportunities Gr

    L&T Mutual Fund

    L&T Short Term Bond Fund (Growth)

    DebtShort Term

    Top Ranked

    21.3714

    NAV (Sep 17)

    8.1%
    3 Year CAGR
    Scripbox Opinion

    Top Ranked

    These are the top-ranked funds within short term mutual funds.However, Scripbox does not recommend investing in short term mutual funds.Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

    The category is one of the largest categories within the Debt Segment (9% of the total assets).

    We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    10 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    4,685 Cr. Large within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    Low Credit Risk. The fund has a high credit quality compared to other debt funds

    Invest in this fund
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    Short Term Money

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

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      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
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      No Lock-in
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      Expert Investing Only, Car, Down Payment

    No single fund can achieve what a plan can. Learn why

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    Historical NAV

    21.3714

    NAV (Sep 17)

    Fund Returns

    Last 1Y
    4.9%
    Last 3Y
    8.1%
    Last 5Y
    7.2%
    Last 10Y
    NA
    Since Inception
    8.1%
    6 Month CAGR
    3.1%
    info-icon-blue

    Scheme Information

    Investment Objective

    To generate regular returns and capital appreciation by investing in debt,government and money market securities.There is no assurance that the investment objective of the scheme will be realized.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Low to Moderate Risk

    Expense Ratio
    0.75
    Launched (10y ago)
    Dec 27, 2011
    AUM in Crores
    4684.746
    ISIN
    INF917K01CL8
    Lock-in
    No Lock-in
    Benchmark
    Nifty Short Duration Debt TR INR
    SIP Minimum
    1000
    Lumpsum Min.
    10000
    Fund Managers
    user-avatar

    Jalpan Shah

    Fund Manager

    user-avatar

    Shriram Ramanathan

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    ₹ 14,236 cr

    5

    ₹ 32,671 cr

    5

    ₹ 12,277 cr

    5

    ₹ 34,969 cr

    5

    ₹ 24,715 cr

    5

    amc-icon

    About the AMC

    L&T Investment Management Ltd

    L&T Investment Management Ltd manages assets worth 81,320 crores and was set up on 25 April 1996. It's current offering of mutual fund schemes includes 36 equity,71 debt and 24 hybrid funds.

    amc-img

  • tel-amc-about
    022-66554000
  • mail-amc-about
    investor.line@lntmf.co.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    3.9%

    6.6%

    10.8%

    7.6%

    15.8%

    10.7%

    6%

    7.2%

    8.1%

    8.1%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About L&T Short Term Bond Fund (G)

    About L&T Short Term Bond Fund (G)

    L&T Short Term Bond Fund (G) is a Short Term Debt fund and has delivered an annualised return of 8.1% over a period of 9 years. The fund was previously known as L&T Short Term Opportunities Gr . The fund is managed by L&T Investment Management Ltd. The fund managers are Jalpan Shah, Shriram Ramanathan

    L&T Short Term Bond Fund (G) Investment Objective

    To generate regular returns and capital appreciation by investing in debt,government and money market securities.There is no assurance that the investment objective of the scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    L&T Short Term Bond Fund (G) NAV,AUM,Risk

    The L&T Short Term Bond Fund (G) fund was launched on Dec 27, 2011. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-09-17 is ₹21.37. The total AUM (Asset Under Management) of the fund as of 20/09/2021 is ₹4684.746. The category risk of the L&T Short Term Bond Fund (G) fund is Low to Moderate Risk. The fund charges 0.75 % as expense ratio.

    L&T Short Term Bond Fund (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 71.7% in this asset class. The top three holdings of the fund are , (a) tri party repo dealing system (treps)/reverse repo , 5.22% goi 2025 , 7.16% govt stock 2023 , hdfc bank limited , 7.35% govt stock 2024 , national bank for agriculture and rural development , 07.89 gj sdl 2025 , housing development finance corporation limited , ntpc limited , small industries development bank of india , indian railway finance corporation limited , axis bank limited , 8.23% maharashtra sdl 2025 , ntpc limited , small industries development bank of india , indian oil corporation limited , reliance industries limited , 8.15% maharashtra sdl 2025 , axis bank limited , indian railway finance corporation limited , larsen and toubro limited , national bank for agriculture and rural development , national highways authority of india , national bank for agriculture and rural development , indian oil corporation limited , rural electrification corporation limited , export-import bank of india , ultratech cement limited , reliance industries limited , 8.26% maharashtra sdl 2025 , housing development finance corporation limited , power grid corporation of india limited , rec limited , 7.96% gujarat sdl 2025 , 8.14% karnataka sdl 2025 , export-import bank of india , rural electrification corporation limited , hindustan petroleum corporation limited , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , 8.23% gujarat sdl 2025 , first business receivables trust , national housing bank , first business receivables trust , reliance industries limited , national highways authority of india , rural electrification corporation limited , bajaj finance limited

    L&T Short Term Bond Fund (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 10000.

    L&T Short Term Bond Fund (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Short Duration Debt TR INR.

    L&T Short Term Bond Fund (G) Review

    L&T Short Term Bond Fund (G) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, L&T Short Term Bond Fund (G) has a score of 4out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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