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  • HSBC Gilt Fund (RIDCW-Q)

Formerly L&T Gilt Qt IDCW-R

HSBC Mutual Funds

HSBC Gilt Fund (RIDCW-Q)

DebtGilt

11.1114

NAV (Jun 14)

3.4%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in gilt mutual funds.

Gilt funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

Such a strategy results in a very high credit quality of the fund.

Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

Invest in this fund
Scripbox Recommended Debt Funds
Want the Debt funds that are right for your short term investment needs?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

11.1114

NAV (Jun 14)

Fund Returns

Last 1Y
6.5%
Last 3Y
4.3%
Last 5Y
5.4%
Last 10Y
7.2%
Since Inception
7.8%
6 Month CAGR
4.7%

Scheme Information

Investment Objective

To generate returns from a portfolio from investments in Government Securities. There is no assurance that the investment objective of the scheme will be realized.

Expense Ratio
1.7
Launched (24y ago)
Mar 29, 2000
AUM in Crores
199.453
ISIN
INF917K01BO4
Lock-in
No Lock-in
Benchmark
NIFTY All Duration G-Sec TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
2.5
Standard Deviation (5yr)
3.2
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.911
Sharpe Ratio (5yr)
-0.22
YTM
7.25
Fund Managers

Shriram Ramanathan

Fund Manager

Mohd Asif Rizwi

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
HSBC Gilt Fund (RIDCW-Q)70%8,13,950 81,3384.4%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-14

Top Debt Holdings

7.3% govt stock 2053

26.4%
26.4%

7.18% govt stock 2033

25.8%
25.8%

7.18% govt stock 2037

23.3%
23.3%

07.71 mh sdl 2033

12.9%
12.9%

7.34% govt stock 2064

5.2%
5.2%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 5,001 cr

₹ 10,797 cr

₹ 46,422 cr

₹ 14,535 cr

₹ 4,554 cr

amc-img

About the AMC

HSBC Asset Management(India)Private Ltd

HSBC Asset Management(India)Private Ltd manages assets worth 119,916 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 50 equity,130 debt and 31 hybrid funds.amc-img
phone-img022-66145000
Fund NameScripbox Opinion
Till Date CAGR

31.6%

23.4%

5.5%

5.9%

28.2%

17.8%

4.9%

5.2%

21.8%

16.4%

HSBC Gilt Fund (RIDCW-Q) Review

HSBC Gilt Fund (RIDCW-Q) is a Gilt Debt fund and has delivered an annualised return of 6.6% over a period of 24 years. The fund was previously known as L&T Gilt Qt IDCW-R. The fund is managed by HSBC Asset Management(India)Private Ltd. The fund managers are Mohd Asif Rizwi, Shriram Ramanathan.

Nav of HSBC Gilt Fund (RIDCW-Q) as of 6/14/2024 is ₹11.11 with the total AUM as of 6/16/2024 is ₹199.453. With Scripbox you can compare and check the latest nav for all mutual funds in India. HSBC Gilt Fund (RIDCW-Q) was launched on Mar 29, 2000. The category risk of the fund is Moderate Risk.

The minimum SIP amount for HSBC Gilt Fund (RIDCW-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

HSBC Gilt Fund (RIDCW-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY All Duration G-Sec TR INR.

HSBC Gilt Fund (RIDCW-Q) is rated as a 1 fund in Debt and delivered 6.4% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HSBC Gilt Fund (RIDCW-Q).

Frequently Asked Questions

What is HSBC Gilt Fund (RIDCW-Q)?

HSBC Gilt Fund (RIDCW-Q) is a Gilt Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in HSBC Gilt Fund (RIDCW-Q)?

You can invest in HSBC Gilt Fund (RIDCW-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of HSBC Gilt Fund (RIDCW-Q)?

The minimum sip amount for HSBC Gilt Fund (RIDCW-Q) is ₹1000. You can invest in multiples of ₹5000.

Is HSBC Gilt Fund (RIDCW-Q) good to invest in?

As per Scripbox experts, HSBC Gilt Fund (RIDCW-Q) is a Not Recommended fund. You can investHSBC Gilt Fund (RIDCW-Q) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the HSBC Gilt Fund (RIDCW-Q)?

The expense ratio of the HSBC Gilt Fund (RIDCW-Q) is 1.7% for regular plan.