Formerly L&T Gilt Qt DP
However, Scripbox does not recommend investing in gilt mutual funds.
Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.
Such a strategy results in a very high credit quality of the fund.
Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
21 Years. The fund has an Extended history for analysis and the track record is excellent.
259 Cr. Small within the category
Impact of Interest Rate Changes
Highest Interest Rate Risk. The impact on fund value is very high when interest rates change
Credit Quality Of Fund's Portfolio
Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds
To generate returns from a portfolio from investments in Government Securities. There is no assurance that the investment objective of the scheme will be realized
Low to Moderate
Mar 29, 2000
Launched (21y ago)
AUM in Crores
CRISIL Dynamic Gilt TR INR TR INR
Returns Calculator Comparison
with step up of
|Instrument||Returns||Total Corpus||Gains||Annualised %|
|Mutual Fund||₹ 965,796||₹ 233,184||11.25%|
|EPF||₹ 900,761||₹ 168,149||8.50%|
|Property||₹ 867,662||₹ 135,050||7.00%|
|PPF||₹ 869,819||₹ 137,207||7.10%|
|Bank FD||₹ 846,471||₹ 113,859||6.00%|
|Gold||₹ 846,471||₹ 113,859||6.00%|
|Savings Bank||₹ 825,950||₹ 93,338||5.00%|
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Comparison with Debt Funds
About the AMC
L&T Investment Management Ltd
L&T Investment Management Ltd manages assets worth 75,002 crores and was set up on 25 April 1996. It's current offering of mutual fund schemes includes 36 equity,71 debt and 24 hybrid funds.
₹ 7,532 Cr
₹ 6,395 Cr
₹ 626 Cr
₹ 2,997 Cr
₹ 5,038 Cr
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L&T Gilt Fund of Income Distribution cum Cap Wrdl (D-Q) is a gilt debt fund and has delivered an annualised return of % over a period of 21 years .The fund was previously known as L&T Gilt Qt DP.The fund is managed by L&T Investment Management Ltd.The fund managers are Jalpan Shah, Shriram Ramanathan
To generate returns from a portfolio from investments in Government Securities. There is no assurance that the investment objective of the scheme will be realized However, there is no assurance that the objective of the scheme will be realized.
The L&T Gilt Fund of Income Distribution cum Cap Wrdl (D-Q) fund was launched on Mar 29, 2000. The NAV (Net Asset Value) of this gilt debt as of 2021-05-11 is ₹ 11.9621. The total AUM (Asset Under Management) of the fund as of 2021-05-12 is ₹ 258.496. The category risk of the L&T Gilt Fund of Income Distribution cum Cap Wrdl (D-Q) fund is Moderate Risk. The fund charges 1.7 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 87.0% in this asset class. The top three holdings of the fund are 6.79% govt stock 2027,7.17% govt stock 2028 and 7.26% govt stock 2029
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 10000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR TR INR.
L&T Gilt Fund of Income Distribution cum Cap Wrdl (D-Q) has a score of 2 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, L&T Gilt Fund of Income Distribution cum Cap Wrdl (D-Q) has a score of 2 out of 5. The credit risk of the fund is 5 out of 5 as compared to other debt funds.