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  • L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M)

Formerly L&T Equity Savings Mn DR

L&T Mutual Fund

L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M)

HybridEquity Savings

13.377

NAV (Oct 21)

7.7%
5 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in equity savings mutual funds.

However, Scripbox does not recommend investing in equity savings mutual funds.

Equity Savings funds are primarily equity funds with a small exposure of minimum 10% to debt instruments.

These funds are close to equity funds in terms of market linked fluctuations.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

10 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

74 Cr. Small within the category

Category View

Relatively Poor. The category has a relatively poor investment outlook

Consistency Of Performance

Relatively moderate. The historical performance of the fund has been OK

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Historical NAV

13.377

NAV (Oct 21)

Fund Returns

Last 1Y
24.3%
Last 3Y
10.2%
Last 5Y
7.7%
Last 10Y
7.9%
Since Inception
7.9%
6 Month CAGR
11.6%
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Scheme Information

Investment Objective

To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.There is no assurance that the investment objective of the scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
1.58
Launched (10y ago)
Oct 18, 2011
AUM in Crores
73.381
ISIN
INF917K01973
Lock-in
No Lock-in
Benchmark
NIFTY Equity Savings TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
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Cheenu Gupta

Fund Manager

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Jalpan Shah

Fund Manager

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Praveen Ayathan

Fund Manager

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Venugopal Manghat

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only
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comparison

Comparison with Hybrid Funds

Fund NameScripbox OpinionFund SizeTrack Record

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

₹ 8,356 cr

5

₹ 18,652 cr

5

₹ 1,957 cr

5

₹ 2,690 cr

5

₹ 3,398 cr

5

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About the AMC

L&T Investment Management Ltd

L&T Investment Management Ltd manages assets worth 83,412 crores and was set up on 25 April 1996. It's current offering of mutual fund schemes includes 36 equity,71 debt and 24 hybrid funds.

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  • tel-amc-about
    022-66554000
  • mail-amc-about
    investor.line@lntmf.co.in
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    3.9%

    6.6%

    top-ranked-badge

    10.4%

    7.5%

    top-ranked-badge

    20.2%

    10.8%

    top-ranked-badge

    5.8%

    7.2%

    top-ranked-badge

    7.9%

    8.1%

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
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    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M)

    About L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M)

    L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M) is a Equity Savings Hybrid fund and has delivered an annualised return of 7.9% over a period of 10 years. The fund was previously known as L&T Equity Savings Mn DR . The fund is managed by L&T Investment Management Ltd. The fund managers are Cheenu Gupta, Jalpan Shah, Praveen Ayathan, Venugopal Manghat

    L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M) Investment Objective

    To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.There is no assurance that the investment objective of the scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M) NAV,AUM,Risk

    The L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M) fund was launched on Oct 18, 2011. The NAV (Net Asset Value) of this Equity Savings Hybrid fund as of 2021-10-21 is ₹13.38. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹73.381. The category risk of the L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M) fund is Moderate Risk. The fund charges 1.58 % as expense ratio.

    L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M) Holdings

    The fund’s highest allocation is towards Others and has invested 55.7% in this asset class. The top three holdings of the fund are , cash offset for derivatives , (b) tri party repo dealing system (treps) , 7.32% govt stock 2024 , 6.18% govt stock 2024 , 5.22% goi 2025 , tata consultancy services ltd , icici bank ltd , future on indusind bank ltd , indusind bank ltd , future on tata consultancy services ltd , canara bank , future on canara bank , escorts ltd , future on icici bank ltd , future on escorts ltd , housing development finance corp ltd , (c) net receivables/(payables) , future on indian hotels co ltd , indian hotels co ltd , future on housing development finance corp ltd , oracle financial services software ltd , future on oracle financial services software ltd , amba river coke limited , infosys ltd , pidilite industries ltd , future on deepak nitrite ltd , deepak nitrite ltd , future on bajaj auto ltd , bajaj auto ltd , future on pidilite industries ltd , future on mahanagar gas ltd , mahanagar gas ltd , bajaj finance ltd , future on jsw steel ltd , state bank of india , jsw steel ltd , aditya birla housing finance limited , persistent systems ltd , future on tata power co ltd , tata power co ltd , clean science and technology ltd , can fin homes ltd , future on can fin homes ltd , eclerx services ltd , minda industries ltd , sun pharmaceuticals industries ltd , gland pharma ltd , sona blw precision forgings ltd , navin fluorine international ltd , tata steel ltd , coforge ltd , srf ltd , bharat petroleum corp ltd , future on srf ltd , future on bharat petroleum corp ltd , rolex rings ltd , tata consumer products ltd , future on power finance corp ltd , power finance corp ltd , future on steel authority of india ltd , steel authority of india ltd , future on power grid corp of india ltd , power grid corp of india ltd , metropolis healthcare ltd , divi's laboratories ltd , future on metropolis healthcare ltd , uti asset management co ltd , future on dr reddy's laboratories ltd , dr reddy's laboratories ltd , future on larsen & toubro infotech ltd , larsen & toubro infotech ltd , jubilant foodworks ltd , future on jubilant foodworks ltd , future on tata steel ltd , (a) margin as cash margin , maruti suzuki india ltd , future on maruti suzuki india ltd

    L&T Equity Savings of Income Distribution cum Cap Wrdl fund (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

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