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  • L&T Mutual Fund
  • L&T Credit Risk Fund (Growth)

Formerly L&T Credit Risk Gr

L&T Mutual Fund

L&T Credit Risk Fund (Growth)

DebtCredit Risk

24.0606

NAV (Nov 25)

4.6%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in credit risk mutual funds.

Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Rolling Returns

Satisfactory

The performance of the fund on a Rolling Returns metric has been Satisfactory

Scripbox Recommended Debt Funds

Want the Debt funds that are right for your short term investment needs?

Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

24.0606

NAV (Nov 25)

Fund Returns

Last 1Y

2.9%

Last 3Y

4.6%

Last 5Y

4.3%

Last 10Y

6.6%

Since Inception

6.9%

6 Month CAGR

2.7%

Scheme Information

Investment Objective

To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds,debt,government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.

Expense Ratio

1.66

Launched (13y ago)

Oct 08, 2009

AUM in Crores

148.472

ISIN

INF917K01130

Lock-in

No Lock-in

Benchmark

IISL NIFTY Credit Risk Bond Index TR INR

SIP Minimum

1000

Lumpsum Min.

10000

Standard Deviation (3yr)

3.7

Standard Deviation (5yr)

3.3

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

0.111

Sharpe Ratio (5yr)

-0.255

YTM

7.83

Fund Managers

Shriram Ramanathan

Fund Manager

Jalpan Shah

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-11-25

Top Debt Holdings

7.38% govt stock 2027

14%
14%

(a) tri party repo dealing system (treps)/reverse repo

9.9%
9.9%

iifl home finance limited

8.3%
8.3%

jm financial products limited

7.2%
7.2%

century textiles and industries limited

7.2%
7.2%
See all holdings

Compare L&T Credit Risk Fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 46,469 cr

₹ 14,221 cr

₹ 18,664 cr

₹ 13,008 cr

₹ 46,469 cr

About the AMC

L&T Investment Management Ltd

L&T Investment Management Ltd manages assets worth 75,224 crores and was set up on 25 April 1996. It's current offering of mutual fund schemes includes 36 equity,77 debt and 18 hybrid funds.

amc-img

  • 022-66554000
  • investor.line@lntmf.co.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    6%

    7.3%

    4%

    5.6%

    6.1%

    7.9%

    5.3%

    6.2%

    3.8%

    5%

    L&T Credit Risk Fund (G) Review

    L&T Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 6.9% over a period of 13 years. The fund was previously known as L&T Credit Risk Gr. The fund is managed by L&T Investment Management Ltd. The fund managers are Jalpan Shah, Shriram Ramanathan.

    Nav of L&T Credit Risk Fund (G) as of 11/25/2022 is ₹24.06 with the total AUM as of 11/26/2022 is ₹148.472. With Scripbox you can compare and check the latest nav for all mutual funds in India. L&T Credit Risk Fund (G) was launched on Oct 08, 2009. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for L&T Credit Risk Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹10000. Check your estimated returns on mutual funds by using sip calculator.

    L&T Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Credit Risk Bond Index TR INR.

    L&T Credit Risk Fund (G) is rated as a 3 fund in Debt and delivered 2.9% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with L&T Credit Risk Fund (G).

    Frequently Asked Questions

    What is L&T Credit Risk Fund (G)?

    L&T Credit Risk Fund (G) is a Credit Risk Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in L&T Credit Risk Fund (G)?

    You can invest in L&T Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of L&T Credit Risk Fund (G)?

    The minimum sip amount for L&T Credit Risk Fund (G) is ₹1000. You can invest in multiples of ₹10000.

    Is L&T Credit Risk Fund (G) good to invest in?

    As per Scripbox experts, L&T Credit Risk Fund (G) is a Neutral fund. You can investL&T Credit Risk Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the L&T Credit Risk Fund (G)?

    The expense ratio of the L&T Credit Risk Fund (G) is 1.66% for regular plan.