- Mutual Funds
- HSBC Mutual Funds
- HSBC Credit Risk Fund Bonus (PIDCW-A)
Formerly L&T Credit Risk Reg Bns
HSBC Credit Risk Fund Bonus (PIDCW-A)
₹ 24.9656
NAV (Sep 21)
Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 24.9656
NAV (Sep 21)
Fund Returns
Last 1Y | 6.5% |
Last 3Y | 5.5% |
Last 5Y | 4.7% |
Last 10Y | 6.7% |
Since Inception | 6.8% |
6 Month CAGR | 3.5% |
Scheme Information
To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds,debt,government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.
Expense Ratio | 1.67 |
Launched (14y ago) | Oct 08, 2009 |
AUM in Crores | 369.286 |
ISIN | INF917K01CU9 |
Lock-in | No Lock-in |
Benchmark | IISL NIFTY Credit Risk Bond Index TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 1.4 |
Standard Deviation (5yr) | 3.3 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | 0.537 |
Sharpe Ratio (5yr) | -0.157 |
YTM | 8.17 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| HSBC Credit Risk Fund Bonus (PIDCW-A) | 8,19,921 | 87,309 | 4.7% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
small industries development bank of india
7.1%net current assets (including cash & bank balances)
7.1%treps
4.5%andhra pradesh expressway limited
4.5%hinduja leyland finance limited
4.4%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 44,468 cr | ||
₹ 18,357 cr | ||
₹ 10,408 cr | ||
₹ 14,357 cr | ||
₹ 9,121 cr |
About the AMC
HSBC Asset Management(India)Private Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
4.5% | 7.3% | ||
29% | 15.8% | ||
4.2% | 6.2% | ||
26.4% | 15.1% | ||
4.5% | % |
HSBC Credit Risk Fund Bonus (PIDCW-A) Review
HSBC Credit Risk Fund Bonus (PIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 6.8% over a period of 13 years. The fund was previously known as L&T Credit Risk Reg Bns. The fund is managed by HSBC Asset Management(India)Private Ltd. The fund managers are Kapil Punjabi, Shriram Ramanathan.
Nav of HSBC Credit Risk Fund Bonus (PIDCW-A) as of 9/21/2023 is ₹24.97 with the total AUM as of 9/23/2023 is ₹369.286. With Scripbox you can compare and check the latest nav for all mutual funds in India. HSBC Credit Risk Fund Bonus (PIDCW-A) was launched on Oct 08, 2009. The category risk of the fund is Moderate Risk.
The minimum SIP amount for HSBC Credit Risk Fund Bonus (PIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
HSBC Credit Risk Fund Bonus (PIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Credit Risk Bond Index TR INR.
HSBC Credit Risk Fund Bonus (PIDCW-A) is rated as a 2 fund in Debt and delivered 6.5% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HSBC Credit Risk Fund Bonus (PIDCW-A).
Frequently Asked Questions
What is HSBC Credit Risk Fund Bonus (PIDCW-A)?
How to invest in HSBC Credit Risk Fund Bonus (PIDCW-A)?
You can invest in HSBC Credit Risk Fund Bonus (PIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of HSBC Credit Risk Fund Bonus (PIDCW-A)?
The minimum sip amount for HSBC Credit Risk Fund Bonus (PIDCW-A) is ₹1000. You can invest in multiples of ₹5000.
Is HSBC Credit Risk Fund Bonus (PIDCW-A) good to invest in?
As per Scripbox experts, HSBC Credit Risk Fund Bonus (PIDCW-A) is a Neutral fund. You can investHSBC Credit Risk Fund Bonus (PIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the HSBC Credit Risk Fund Bonus (PIDCW-A)?
The expense ratio of the HSBC Credit Risk Fund Bonus (PIDCW-A) is 1.67% for regular plan.