• Mutual Funds
  • L&T Mutual Fund
  • L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A)

Formerly L&T Credit Risk An DR

L&T Mutual Fund

L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A)

DebtCredit Risk

11.695

NAV (Jan 28)

2.8%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

181 Cr. Small within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

Invest in this fund
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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

11.695

NAV (Jan 28)

Fund Returns

Last 1Y

5.8%

Last 3Y

2.8%

Last 5Y

3.5%

Last 10Y

NA

Since Inception

5.1%

6 Month CAGR

3.3%

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Scheme Information

Investment Objective

To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds,debt,government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.

Expense Ratio

1.66

Launched (7y ago)

Mar 23, 2015

AUM in Crores

180.114

ISIN

INF917K01UM8

Lock-in

No Lock-in

Benchmark

IISL NIFTY Credit Risk Bond Index TR INR

SIP Minimum

1000

Lumpsum Min.

10000

Fund Managers
user-avatar

Jalpan Shah

Fund Manager

user-avatar

Shriram Ramanathan

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,746 cr

5

₹ 36,350 cr

5

₹ 9,578 cr

5

₹ 29,495 cr

5

₹ 26,926 cr

5

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About the AMC

L&T Investment Management Ltd

L&T Investment Management Ltd manages assets worth 78,953 crores and was set up on 25 April 1996. It's current offering of mutual fund schemes includes 36 equity,71 debt and 24 hybrid funds.

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  • tel-amc-about
    022-66554000
  • mail-amc-about
    investor.line@lntmf.co.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    3.7%

    6.5%

    9.3%

    7.5%

    16.4%

    10.1%

    5.4%

    7.1%

    7.1%

    7.9%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A) Review

    L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 5.1% over a period of 6 years. The fund was previously known as L&T Credit Risk An DR. The fund is managed by L&T Investment Management Ltd. The fund managers are Jalpan Shah, Shriram Ramanathan.

    Nav of L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A) as of 28/01/2022 is ₹11.70 with the total AUM as of 29/01/2022 is ₹180.114. With Scripbox you can compare and check the latest nav for all mutual funds in India. L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A) was launched on Mar 23, 2015. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹10000. Check your estimated returns on mutual funds by using sip calculator.

    L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Credit Risk Bond Index TR INR.

    L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A) is rated as a 2 fund in Debt and delivered 5.8% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A).

    Frequently Asked Questions

    What is L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A)?

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    What is the minimum sip amount of L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A)?

    Is L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A) good to invest in?

    What is the expense ratio of the L&T Credit Risk Fund of Income Dis cum Cap wdrl (RIDCW-A)?