• Mutual Funds
  • HSBC Mutual Funds
  • HSBC Credit Risk Fund of (PIDCW-A)

Formerly L&T Credit Risk Reg Ann IDCW-P

HSBC Mutual Funds

HSBC Credit Risk Fund of (PIDCW-A)

DebtCredit Risk

11.401

NAV (Apr 22)

0.7%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in credit risk mutual funds.

Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Neutral

The performance of the fund on a Fund Size metric has been Neutral

Rolling Returns

Neutral

The performance of the fund on a Rolling Returns metric has been Neutral

Invest in this fund
Scripbox Recommended Debt Funds
Want the Debt funds that are right for your short term investment needs?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

11.401

NAV (Apr 22)

Fund Returns

Last 1Y
-2.3%
Last 3Y
0.7%
Last 5Y
1.2%
Last 10Y
NA
Since Inception
3.5%
6 Month CAGR
-5.1%

Scheme Information

Investment Objective

To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds,debt,government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.

Expense Ratio
1.68
Launched (9y ago)
Mar 23, 2015
AUM in Crores
569.215
ISIN
INF917K01UN6
Lock-in
No Lock-in
Benchmark
Nifty Credit Risk Bond B-II TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
5.5
Standard Deviation (5yr)
5.3
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.79
Sharpe Ratio (5yr)
-0.698
YTM
8.3
Fund Managers

Shriram Ramanathan

Fund Manager

Kapil Punjabi

Fund Manager

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
HSBC Credit Risk Fund of (PIDCW-A)70%7,53,684 21,0721.2%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-04-22

Top Debt Holdings

7.18% govt stock 2033

17.8%
17.8%

nuvoco vistas corporation limited

4.6%
4.6%

dlf cyber city developers ltd

4.5%
4.5%

small industries development bank of india

4.5%
4.5%

nirma limited

4.4%
4.4%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 4,923 cr

₹ 10,293 cr

₹ 35,428 cr

₹ 13,848 cr

₹ 13,895 cr

amc-img

About the AMC

HSBC Asset Management(India)Private Ltd

HSBC Asset Management(India)Private Ltd manages assets worth 115,209 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 50 equity,130 debt and 31 hybrid funds.amc-img
phone-img022-66145000
Fund NameScripbox Opinion
Till Date CAGR

33.2%

22.1%

5.3%

5.9%

27.4%

16.9%

21%

15.6%

4.5%

5.1%

HSBC Credit Risk Fund of (PIDCW-A) Review

HSBC Credit Risk Fund of (PIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 3.5% over a period of 9 years. The fund was previously known as L&T Credit Risk Reg Ann IDCW-P. The fund is managed by HSBC Asset Management(India)Private Ltd. The fund managers are Kapil Punjabi, Shriram Ramanathan.

Nav of HSBC Credit Risk Fund of (PIDCW-A) as of 4/22/2024 is ₹11.40 with the total AUM as of 4/23/2024 is ₹569.215. With Scripbox you can compare and check the latest nav for all mutual funds in India. HSBC Credit Risk Fund of (PIDCW-A) was launched on Mar 23, 2015. The category risk of the fund is Moderately High risk.

The minimum SIP amount for HSBC Credit Risk Fund of (PIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

HSBC Credit Risk Fund of (PIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Credit Risk Bond B-II TR INR.

HSBC Credit Risk Fund of (PIDCW-A) is rated as a 2 fund in Debt and delivered -2.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HSBC Credit Risk Fund of (PIDCW-A).

Frequently Asked Questions

What is HSBC Credit Risk Fund of (PIDCW-A)?

HSBC Credit Risk Fund of (PIDCW-A) is a Credit Risk Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in HSBC Credit Risk Fund of (PIDCW-A)?

You can invest in HSBC Credit Risk Fund of (PIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of HSBC Credit Risk Fund of (PIDCW-A)?

The minimum sip amount for HSBC Credit Risk Fund of (PIDCW-A) is ₹1000. You can invest in multiples of ₹5000.

Is HSBC Credit Risk Fund of (PIDCW-A) good to invest in?

As per Scripbox experts, HSBC Credit Risk Fund of (PIDCW-A) is a Neutral fund. You can investHSBC Credit Risk Fund of (PIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the HSBC Credit Risk Fund of (PIDCW-A)?

The expense ratio of the HSBC Credit Risk Fund of (PIDCW-A) is 1.68% for regular plan.