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  • HSBC Banking & PSU Debt fund (Growth)

Formerly L&T Banking & PSU Debt Gr

HSBC Mutual Funds

HSBC Banking & PSU Debt fund (Growth)

DebtBanking And Psu

20.2736

NAV (Dec 05)

4.9%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in banking and psu mutual funds.

Banking and psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Rolling Returns

Neutral

The performance of the fund on a Rolling Returns metric has been Neutral

Scripbox Recommended Debt Funds

Want the Debt funds that are right for your short term investment needs?

Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

20.2736

NAV (Dec 5)

Fund Returns

Last 1Y

1.5%

Last 3Y

4.9%

Last 5Y

6%

Last 10Y

7.1%

Since Inception

4.8%

6 Month CAGR

3.2%

Scheme Information

Investment Objective

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks,Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.There is no assurance that the investment objective of the scheme will be realized.

Expense Ratio

0.61

Launched (15y ago)

Sep 20, 2007

AUM in Crores

4673.255

ISIN

INF677K01AE7

Lock-in

No Lock-in

Benchmark

NIFTY Banking & PSU Debt TR INR

SIP Minimum

0

Lumpsum Min.

10000

Standard Deviation (3yr)

2.4

Standard Deviation (5yr)

2.2

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

0.236

Sharpe Ratio (5yr)

0.417

YTM

7.46

Fund Managers

Shriram Ramanathan

Fund Manager

Jalpan Shah

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-12-05

Top Debt Holdings

5.74% govt stock 2026

12.2%
12.2%

5.63% govt stock 2026

10.6%
10.6%

national bank for agriculture and rural development

8.3%
8.3%

small industries development bank of india

6.4%
6.4%

power finance corporation ltd.

6.3%
6.3%
See all holdings

Compare HSBC Banking & PSU Debt fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 46,469 cr

₹ 14,221 cr

₹ 18,664 cr

₹ 13,008 cr

₹ 46,469 cr

About the AMC

HSBC Asset Management(India)Private Ltd

HSBC Asset Management(India)Private Ltd manages assets worth 68,639 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 44 equity,127 debt and 30 hybrid funds.

amc-img

  • 022-66145000
  • hsbcmf@camsonline.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    6.2%

    7.3%

    4%

    5.6%

    7%

    8.6%

    5.3%

    6.2%

    3.8%

    5%

    HSBC Banking & PSU Debt fund (G) Review

    HSBC Banking & PSU Debt fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 4.8% over a period of 15 years. The fund was previously known as L&T Banking & PSU Debt Gr. The fund is managed by HSBC Asset Management(India)Private Ltd. The fund managers are Jalpan Shah, Shriram Ramanathan.

    Nav of HSBC Banking & PSU Debt fund (G) as of 12/5/2022 is ₹20.27 with the total AUM as of 12/6/2022 is ₹4673.255. With Scripbox you can compare and check the latest nav for all mutual funds in India. HSBC Banking & PSU Debt fund (G) was launched on Sep 20, 2007. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for HSBC Banking & PSU Debt fund (G) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹10000. Check your estimated returns on mutual funds by using sip calculator.

    HSBC Banking & PSU Debt fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

    HSBC Banking & PSU Debt fund (G) is rated as a 2 fund in Debt and delivered 1.5% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HSBC Banking & PSU Debt fund (G).

    Frequently Asked Questions

    What is HSBC Banking & PSU Debt fund (G)?

    HSBC Banking & PSU Debt fund (G) is a Banking And Psu Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in HSBC Banking & PSU Debt fund (G)?

    You can invest in HSBC Banking & PSU Debt fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of HSBC Banking & PSU Debt fund (G)?

    The minimum sip amount for HSBC Banking & PSU Debt fund (G) is ₹0. You can invest in multiples of ₹10000.

    Is HSBC Banking & PSU Debt fund (G) good to invest in?

    As per Scripbox experts, HSBC Banking & PSU Debt fund (G) is a Neutral fund. You can investHSBC Banking & PSU Debt fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the HSBC Banking & PSU Debt fund (G)?

    The expense ratio of the HSBC Banking & PSU Debt fund (G) is 0.61% for regular plan.