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  • HSBC Banking & PSU Debt fund of (PIDCW-M)

Formerly L&T Banking & PSU Debt Mn IDCW-P

HSBC Mutual Funds

HSBC Banking & PSU Debt fund of (PIDCW-M)

DebtBanking And Psu

10.6201

NAV (Jun 14)

4.2%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in banking and psu mutual funds.

Banking and psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

10.6201

NAV (Jun 14)

Fund Returns

Last 1Y
6.3%
Last 3Y
4.3%
Last 5Y
6%
Last 10Y
6.8%
Since Inception
7.1%
6 Month CAGR
3.6%

Scheme Information

Investment Objective

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks,Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.There is no assurance that the investment objective of the scheme will be realized.

Expense Ratio
0.61
Launched (17y ago)
Sep 20, 2007
AUM in Crores
4731.549
ISIN
INF677K01AI8
Lock-in
No Lock-in
Benchmark
NIFTY Banking and PSU Debt A-II TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
1.8
Standard Deviation (5yr)
2.1
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.768
Sharpe Ratio (5yr)
0.257
YTM
7.54
Fund Managers

Mohd Asif Rizwi

Fund Manager

Mahesh Chhabria

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
HSBC Banking & PSU Debt fund of (PIDCW-M)70%8,42,314 1,09,7025.8%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-14

Top Debt Holdings

7.38% govt stock 2027

8.5%
8.5%

5.63% govt stock 2026

6.7%
6.7%

ntpc limited

6.4%
6.4%

power finance corporation limited

5.4%
5.4%

small industries development bank of india

5%
5%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 26 60 40 fund (G)
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 26 60 40 fund (G)

₹ 10,797 cr

₹ 5,001 cr

₹ 46,422 cr

₹ 14,535 cr

₹ 15,157 cr

amc-img

About the AMC

HSBC Asset Management(India)Private Ltd

HSBC Asset Management(India)Private Ltd manages assets worth 119,916 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 50 equity,130 debt and 31 hybrid funds.amc-img
phone-img022-66145000
Fund NameScripbox Opinion
Till Date CAGR

31.6%

23.4%

5.5%

5.9%

28.2%

17.8%

4.9%

5.2%

21.8%

16.4%

HSBC Banking & PSU Debt fund of (PIDCW-M) Review

HSBC Banking & PSU Debt fund of (PIDCW-M) is a Banking And Psu Debt fund and has delivered an annualised return of 4.1% over a period of 16 years. The fund was previously known as L&T Banking & PSU Debt Mn IDCW-P. The fund is managed by HSBC Asset Management(India)Private Ltd. The fund managers are Mahesh Chhabria, Mohd Asif Rizwi.

Nav of HSBC Banking & PSU Debt fund of (PIDCW-M) as of 6/14/2024 is ₹10.62 with the total AUM as of 6/18/2024 is ₹4731.549. With Scripbox you can compare and check the latest nav for all mutual funds in India. HSBC Banking & PSU Debt fund of (PIDCW-M) was launched on Sep 20, 2007. The category risk of the fund is Low to Moderate Risk.

The minimum SIP amount for HSBC Banking & PSU Debt fund of (PIDCW-M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

HSBC Banking & PSU Debt fund of (PIDCW-M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking and PSU Debt A-II TR INR.

HSBC Banking & PSU Debt fund of (PIDCW-M) is rated as a 2 fund in Debt and delivered 6.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HSBC Banking & PSU Debt fund of (PIDCW-M).

Frequently Asked Questions

What is HSBC Banking & PSU Debt fund of (PIDCW-M)?

HSBC Banking & PSU Debt fund of (PIDCW-M) is a Banking And Psu Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in HSBC Banking & PSU Debt fund of (PIDCW-M)?

You can invest in HSBC Banking & PSU Debt fund of (PIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of HSBC Banking & PSU Debt fund of (PIDCW-M)?

The minimum sip amount for HSBC Banking & PSU Debt fund of (PIDCW-M) is ₹1000. You can invest in multiples of ₹5000.

Is HSBC Banking & PSU Debt fund of (PIDCW-M) good to invest in?

As per Scripbox experts, HSBC Banking & PSU Debt fund of (PIDCW-M) is a Neutral fund. You can investHSBC Banking & PSU Debt fund of (PIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the HSBC Banking & PSU Debt fund of (PIDCW-M)?

The expense ratio of the HSBC Banking & PSU Debt fund of (PIDCW-M) is 0.61% for regular plan.