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  • L&T Mutual Fund
  • L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M)
L&T Mutual Fund

L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M)

HybridDynamic Asset Allocation Or Balanced Advantage

18.229

NAV (Dec 03)

8.2%
5 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in dynamic asset allocation or balanced advantage mutual funds.

However, Scripbox does not recommend investing in dynamic asset allocation or balanced advantage mutual funds.

Dynamic Asset Allocation funds change their exposure to debt and equity dynamically - taking a call on market valuation & conditions.

This makes their performance difficult to assess.

With a high Equity component, the impact of market fluctuations on these funds is high.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

10 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

2,120 Cr. Large within the category

Category View

Neutral. The category has a neutral investment outlook

Consistency Of Performance

Relatively moderate. The historical performance of the fund has been OK

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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Historical NAV

18.229

NAV (Dec 3)

Fund Returns

Last 1Y

10.7%

Last 3Y

8.9%

Last 5Y

8.2%

Last 10Y

11.8%

Since Inception

10.7%

6 Month CAGR

4.7%

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Scheme Information

Investment Objective

To seek to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and to generate reasonable returns by investing in a portfolio of debt and money market instruments and arbitrage opportunities in the cash and derivatives segments of the equity markets.There is no assurance that the investment objective of the scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

2.1

Launched (10y ago)

Feb 07, 2011

AUM in Crores

2119.831

ISIN

INF917K01KX6

Lock-in

No Lock-in

Benchmark

Nifty 50 Hybrid Comp Debt 50:50 TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
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Cheenu Gupta

Fund Manager

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Jalpan Shah

Fund Manager

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Praveen Ayathan

Fund Manager

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Vihang Naik

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
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comparison

Comparison with Hybrid Funds

Fund NameScripbox OpinionFund SizeTrack Record
Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

₹ 8,193 cr

5

₹ 18,740 cr

5

₹ 3,414 cr

5

₹ 2,707 cr

5

₹ 1,256 cr

5

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About the AMC

L&T Investment Management Ltd

L&T Investment Management Ltd manages assets worth 81,879 crores and was set up on 25 April 1996. It's current offering of mutual fund schemes includes 36 equity,71 debt and 24 hybrid funds.

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  • tel-amc-about
    022-66554000
  • mail-amc-about
    investor.line@lntmf.co.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    3.8%

    6.6%

    10.1%

    7.5%

    16%

    10.4%

    5.6%

    7.2%

    7.6%

    8%

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Parag Parikh Flexi Cap fund (Growth)

    Parag Parikh Flexi Cap fund (Growth)

    Equity

    Diversified

    Mirae Asset Large Cap Fund (Growth)

    Mirae Asset Large Cap Fund (Growth)

    Equity

    Large Cap

    Axis Bluechip Fund (Growth)

    Axis Bluechip Fund (Growth)

    Equity

    Large Cap

    Invesco India Growth Opportunities Fund (Growth)

    Invesco India Growth Opportunities Fund (Growth)

    Equity

    Diversified

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M)

    About L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M)

    L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M) is a Dynamic Asset Allocation Or Balanced Advantage Hybrid fund and has delivered an annualised return of 10.7% over a period of 10 years. . The fund is managed by L&T Investment Management Ltd. The fund managers are Cheenu Gupta, Jalpan Shah, Praveen Ayathan, Vihang Naik

    L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M) Investment Objective

    To seek to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and to generate reasonable returns by investing in a portfolio of debt and money market instruments and arbitrage opportunities in the cash and derivatives segments of the equity markets.There is no assurance that the investment objective of the scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M) NAV,AUM,Risk

    The L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M) fund was launched on Feb 07, 2011. The NAV (Net Asset Value) of this Dynamic Asset Allocation Or Balanced Advantage Hybrid fund as of 2021-12-03 is ₹18.23. The total AUM (Asset Under Management) of the fund as of 06/12/2021 is ₹2119.831. The category risk of the L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M) fund is Moderate Risk. The fund charges 2.1 % as expense ratio.

    L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M) Holdings

    The fund’s highest allocation is towards Others and has invested 39.7% in this asset class. The top three holdings of the fund are , cash offset for derivatives , 5.22% goi 2025 , (b) tri party repo dealing system (treps) , 6.18% govt stock 2024 , icici bank ltd , (c) net receivables/(payables) , reliance industries ltd , future on icici bank ltd , 5.15% govt stock 2025 , future on state bank of india , state bank of india , tata steel ltd , dlf ltd , future on dlf ltd , kotak mahindra bank ltd , future on reliance industries ltd , future on vedanta ltd , vedanta ltd , tata consultancy services ltd , future on sun pharmaceuticals industries ltd , sun pharmaceuticals industries ltd , future on tata steel ltd , 5.63% govt stock 2026 , hdfc bank limited , ultratech cement ltd , future on ultratech cement ltd , future on tata consultancy services ltd , shree cement ltd , future on acc ltd , upl ltd , export-import bank of india , itc ltd , larsen & toubro ltd , indian railway finance corporation limited , national highways authority of india , heritage foods ltd , cipla ltd , hindustan unilever ltd , hdfc bank ltd , infosys ltd , future on itc ltd , tata motors ltd , bharti airtel ltd , zydus wellness ltd , mphasis ltd , crisil ltd , avenue supermarts ltd , hdfc life insurance company limited , hcl technologies ltd , future on larsen & toubro ltd , abbott india ltd , balkrishna industries ltd , future on balkrishna industries ltd , gail (india) ltd , divi's laboratories ltd , future on axis bank ltd , axis bank ltd , sona blw precision forgings ltd , future on hindustan unilever ltd , sunteck realty ltd , dabur india ltd , national bank for agriculture and rural development , icici lombard general insurance co ltd , alkem laboratories ltd , future on au small finance bank ltd , ashoka buildcon ltd , au small finance bank ltd , manappuram finance ltd , h.g. infra engineering ltd ordinary shares , asian paints ltd , dr reddy's laboratories ltd , future on colgate-palmolive (india) ltd , maruti suzuki india ltd , gujarat gas ltd , future on gujarat gas ltd , hero motocorp ltd , future on navin fluorine international ltd , navin fluorine international ltd , colgate-palmolive (india) ltd , mahindra & mahindra ltd , future on titan co ltd , titan co ltd , future on shree cement ltd , jindal steel & power ltd , future on jindal steel & power ltd , aurobindo pharma ltd , future on jsw steel ltd , future on aurobindo pharma ltd , hdfc asset management company limited , future on cadila healthcare ltd , cadila healthcare ltd , biocon ltd , future on indusind bank ltd , indusind bank ltd , jsw steel ltd , bharat petroleum corp ltd , future on united spirits ltd , united spirits ltd , future on divi's laboratories ltd , emami paper mills ltd , future on bharat petroleum corp ltd

    L&T Balanced Advantage Fund of Income Dis cum Cap wdrl (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

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