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  • Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q)
Kotak Mutual Fund

Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q)

EquityTax Saving

Top Ranked

26.599

NAV (Oct 25)

14.1%
5 Year CAGR
Scripbox Opinion

Top Ranked

Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) is a good choice within tax saving mutual funds.

Scripbox recommends other funds for investment in tax saving.

Click here to see our recommendations.

Tax saving funds provides inflation beating growth over the long term and is suitable for investment objectives with duration of 10-15 years or longer (minimum 5 years).

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

16 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

2,296 Cr. Large within the category

Category View

Superior. The category has a superior investment outlook

Consistency Of Performance

Relatively moderate. The historical performance of the fund has been OK

Invest in this fund
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Tax Saver Plan

Tax Saver Plan

Invest in a scientifically curated set of tax saving funds (ELSS) which are designed to help you save tax under Sec. 80C while offering the opportunity for growth in line with equity returns.

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    Historical growth rate of 12% per annum
  • graph-icon-gray
    Recommended Duration > 5 years
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    3 Years
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    Save Tax

No single fund can achieve what a plan can. Learn why

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Historical NAV

26.599

NAV (Oct 25)

Fund Returns

Last 1Y
52.2%
Last 3Y
22.8%
Last 5Y
14.1%
Last 10Y
15.1%
Since Inception
12.9%
6 Month CAGR
21.6%
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Scheme Information

Investment Objective

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate,as permitted from time to time.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Very High Risk

Expense Ratio
2.04
Launched (16y ago)
Nov 23, 2005
AUM in Crores
2295.533
ISIN
INF174K01377
Lock-in
3
Benchmark
IISL Nifty 500 TR INR
SIP Minimum
0
Lumpsum Min.
500
Fund Managers
user-avatar

Harsha Upadhyaya

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Tax Saver Plan

Invest in a scientifically curated set of tax saving funds (ELSS) which are designed to help you save tax under Sec. 80C while offering the opportunity for growth in line with equity returns.

  • Inflation beating returns
    Inflation beating returns
  • Save Tax
    Save Tax
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Equity Funds

Fund NameScripbox OpinionFund SizeTrack Record

SBI Focused Equity Fund (G)

recommended-badge

₹ 20,371 cr

5

recommended-badge

₹ 5,357 cr

5

recommended-badge

₹ 5,218 cr

5

recommended-badge

₹ 3,953 cr

5

recommended-badge

₹ 3,346 cr

5

amc-icon

About the AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth 281,432 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 37 equity,164 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66384444
  • mail-amc-about
    fundaccops@kotakmutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    6%

    7.4%

    recommended-badge

    24.2%

    %

    top-ranked-badge

    4.8%

    5.5%

    top-ranked-badge

    5%

    6.1%

    top-ranked-badge

    23.7%

    %

    growth

    Tax Saver Plan

    Invest in a scientifically curated set of tax saving funds (ELSS) which are designed to help you save tax under Sec. 80C while offering the opportunity for growth in line with equity returns.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration > 5 years
    • graph-icon-gray
      3 Years
    • graph-icon-gray
      Save Tax
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
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    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q)

    About Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q)

    Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) is a Tax Saving Equity fund and has delivered an annualised return of 12.9% over a period of 15 years. . The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Harsha Upadhyaya

    Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) Investment Objective

    The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate,as permitted from time to time. . However, there is no assurance that the objective of the scheme will be realized.

    Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) NAV,AUM,Risk

    The Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) fund was launched on Nov 23, 2005. The NAV (Net Asset Value) of this Tax Saving Equity fund as of 2021-10-25 is ₹26.60. The total AUM (Asset Under Management) of the fund as of 26/10/2021 is ₹2295.533. The category risk of the Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) fund is Very High Risk. The fund charges 2.04 % as expense ratio.

    Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) Holdings

    The fund’s highest allocation is towards Equity and has invested 98.8% in this asset class. The top three holdings of the fund are , icici bank ltd , infosys ltd , state bank of india , srf ltd , larsen & toubro ltd , hdfc bank ltd , tata consultancy services ltd , reliance industries ltd , bajaj finance ltd , linde india ltd , axis bank ltd , gujarat gas ltd , ultratech cement ltd , jindal steel & power ltd , cipla ltd , sun pharmaceuticals industries ltd , au small finance bank ltd , cadila healthcare ltd , coromandel international ltd , united spirits ltd , thermax ltd , cummins india ltd , bharti airtel ltd , hindustan unilever ltd , balkrishna industries ltd , skf india ltd , ambuja cements ltd , hindalco industries ltd , tech mahindra ltd , gujarat state petronet ltd , solar industries india ltd , dalmia bharat ltd , abb india ltd , ramco cements ltd , bharat forge ltd , container corporation of india ltd , blue dart express ltd , sheela foam ltd , triparty repo , bajaj auto ltd , kalpataru power transmission ltd , v-guard industries ltd , blue star ltd , balrampur chini mills ltd , hero motocorp ltd , max financial services ltd , aia engineering ltd , bata india ltd , maruti suzuki india ltd , jmc projects (india) ltd , techno electric & engineering co ltd , hawkins cookers ltd , mold-tek packaging ltd , zomato ltd , aditya birla sun life amc ltd

    Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 500. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 500.

    Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) Investment volatility and Horizon

    This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to IISL Nifty 500 TR INR

    Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) Review

    Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) has a score of 4 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Tax Saver Scheme of Income Dis cum Cap wdrl (RIDCW-Q) has a score of 4 out of 5 Scipbox has rated this fund 4 out of 5 based on consistency of performance over various years / tenures.

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