Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) is recommended for investment within ultra short mutual funds.
Ultra short funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
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Historical NAV
₹ 10.0798
NAV (Sep 17)
Fund Returns
Last 1Y
3.6%
Last 3Y
4.8%
Last 5Y
4.8%
Last 10Y
5.9%
Since Inception
5.5%
6 Month CAGR
1.8%
Scheme Information
Investment Objective
The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However,there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Kotak Mahindra Asset Management Co Ltd manages assets worth 281,432 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 37 equity,164 debt and 26 hybrid funds.
We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.
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Recommended
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Top Ranked
Neutral
Not Recommended
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Sub-asset Class View
We check if the sub-category of the fund is recommended by us.
Fund Performance
Consistency of performance over various tenures is analysed for a relative performance stack.
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Impact of Interest Rates
We check the relative interest rate risk of the sub-category of the fund. Lower the better.
Credit Attractiveness
We check the credit quality of the underlying instruments present in the fund. Higher the better.
Equity Funds
Debt Funds
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About Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D)
About Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D)
Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) is a Ultra Short Debt fund and has delivered an annualised return of 5.5% over a period of 13 years. The fund was previously known as Kotak Treasury Advantage Fund Reg Dl DR . The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Deepak Agrawal
Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) Investment Objective
The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However,there is no assurance or guarantee that the investment objective of the scheme will be achieved. . However, there is no assurance that the objective of the scheme will be realized.
Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) NAV,AUM,Risk
The Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) fund was launched on Oct 08, 2008. The NAV (Net Asset Value) of this Ultra Short Debt fund as of 2021-09-17 is ₹10.08. The total AUM (Asset Under Management) of the fund as of 26/10/2021 is ₹13509.394. The category risk of the Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) fund is Low to Moderate Risk. The fund charges 0.77 % as expense ratio.
Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) Holdings
The fund’s highest allocation is towards Others and has invested 68.5% in this asset class. The top three holdings of the fund are , 8.79% govt stock 2021 , national bank for agriculture and rural development , 182 dtb 09122021 , goi floating rate bond 2024 , export-import bank of india , 182 dtb 02122021 , net current assets/(liabilities) , 8.20% govt stock 2022 , bharti airtel limited , 91 dtb 13012022 , hdfc bank limited , 364 dtb 02122021 , housing development finance corporation limited , axis bank limited , indusind bank limited , bajaj housing finance limited , triparty repo , cholamandalam investment and fin. co. limited , bajaj finance limited , muthoot finance limited , bharti telecom limited , shriram transport finance company limited , lic housing finance limited , tata steel limited , bajaj housing finance limited , sundaram finance limited , housing development finance corporation limited , bajaj finance limited , bharat heavy electricals limited , reverse repo # , aditya birla finance limited , sundaram home finance limited , shriram city union finance limited , reliable devices trust , hero fincorp limited , l&t finance limited , panatone finvest limited , canfin homes limited , indusind bank limited , axis finance limited , axis finance limited , bajaj housing finance limited , daimler financial services india private limited , cholamandalam investment and fin. co. ltd (cholamandalam dbs finance ltd) , small industries development bank of india , lic housing finance limited , rec limited , bajaj finance limited , 91 dtb 02122021 , cholamandalam investment and fin. co. ltd , power finance corporation limited , standard chartered investments and loans (india) limited , 8.44% up sdl spl 2023 , cholamandalam investment and fin. co. ltd , hero fincorp limited , axis securities limited , reliance industries limited , hdb financial services limited , rural electrification corporation limited , 8.39% rj sdl spl 2023 , tata capital financial services limited , 182 dtb 30122021 , national bank for agriculture and rural development , kotak mahindra prime limited , gs cg 22/2/2022 - (strips) strips , mahindra & mahindra financial services ltd , tata projects limited , 0% goi - 22feb23 strips
Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) Sip
The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) Investment volatility and Horizon
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Ultra Short Duration Debt TR INR.
Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) Review
Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) has a score of 5 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D) has a score of 5out of 5
The credit risk of the fund is 4 out of 5 as compared to other debt funds.
