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  • Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M)

Formerly Kotak Floater S/T Reg Mn DP

Kotak Mutual Fund

Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M)

DebtMoney Market

Top Ranked

1051.3331

NAV (Oct 21)

4.8%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within money market mutual funds.However, Scripbox does not recommend investing in money market mutual funds.Money Market Funds invest in money market instruments with maturity upto 1 year.

This category accounts for close to 5% of the total Debt fund assets.

Funds in this category have a credit quality and return similar to Liquid Funds however they tend to have higher variations when interest rates change.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

18 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

11,914 Cr. Large within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

1051.3331

NAV (Oct 21)

Fund Returns

Last 1Y
3.4%
Last 3Y
4.8%
Last 5Y
4.9%
Last 10Y
5.8%
Since Inception
5.6%
6 Month CAGR
1.6%
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Scheme Information

Investment Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.There is no assurance that the investment objective of the Scheme will be realised.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
0.33
Launched (18y ago)
Jul 14, 2003
AUM in Crores
11913.211
ISIN
INF174K018O0
Lock-in
No Lock-in
Benchmark
Nifty Money Market TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Deepak Agrawal

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth 281,432 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 37 equity,164 debt and 26 hybrid funds.

amc-img

  • tel-amc-about
    022-66384444
  • mail-amc-about
    fundaccops@kotakmutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    6%

    7.4%

    recommended-badge

    23.3%

    %

    top-ranked-badge

    4.8%

    5.5%

    top-ranked-badge

    5%

    6.1%

    top-ranked-badge

    22.8%

    %

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
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    About Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M)

    About Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M)

    Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) is a Money Market Debt fund and has delivered an annualised return of 5.6% over a period of 18 years. The fund was previously known as Kotak Floater S/T Reg Mn DP . The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Deepak Agrawal

    Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) Investment Objective

    The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.There is no assurance that the investment objective of the Scheme will be realised. . However, there is no assurance that the objective of the scheme will be realized.

    Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) NAV,AUM,Risk

    The Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) fund was launched on Jul 14, 2003. The NAV (Net Asset Value) of this Money Market Debt fund as of 2021-10-21 is ₹1051.33. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹11913.211. The category risk of the Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) fund is Moderate Risk. The fund charges 0.33 % as expense ratio.

    Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) Holdings

    The fund’s highest allocation is towards Others and has invested 99.1% in this asset class. The top three holdings of the fund are , 8.79% govt stock 2021 , 182 dtb 02122021 , export-import bank of india , 91 dtb 13012022 , 91 dtb 04112021 , 182 dtb 09122021 , national bank for agriculture and rural development , axis bank limited , 364 dtb 02122021 , axis bank limited , reliance industries limited , lic housing finance limited , lic housing finance limited , tata motors limited , nxtra data limited , axis bank limited , tata steel limited , bajaj housing finance limited , fullerton india credit company ltd , housing development finance corporation limited , tata motors finance limited , edelweiss finance & investments limited , reliance industries limited , sundaram finance limited , sikka ports & terminals limited , piramal enterprises limited , piramal enterprises limited , hdfc bank limited , lic housing finance limited , panatone finvest limited , triparty repo , housing development finance corporation limited , cholamandalam investment and fin. co. ltd , reliance industries limited , bharat heavy electricals limited , 8.20% govt stock 2022 , bharti hexacom limited , barclays investments & loans (india) limited , bharti hexacom limited , daimler financial services india private limited , au small finance bank limited , small industries development bank of india , jm financial services limited , indusind bank limited , daimler financial services india private limited , l&t finance limited , hero fincorp limited , national bank for agriculture and rural development , au small finance bank limited , 06.10 ka sdl 2021 , cholamandalam investment and fin. co. ltd , godrej properties limited , cholamandalam investment and fin. co. ltd , jm financial products limited , muthoot finance limited , godrej properties limited , nirma limited , axis finance limited , au small finance bank limited , axis bank limited , network18 media & investments limited , northern arc capital limited , icici securities limited , 07.86 as sdl 2022 , can fin homes limited , dalmia cement (bharat) limited , icici securities limited , cholamandalam investment and fin. co. ltd , standard chartered investments and loans (india) limited , bajaj housing finance limited , net current assets/(liabilities) , kec international limited

    Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Money Market TR INR.

    Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) Review

    Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Money Market of Income Dis cum Cap wdrl fund (PIDCW-M) has a score of 4out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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