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  • Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q)
Kotak Mutual Fund

Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q)

DebtMedium Term

10.7694

NAV (Sep 17)

6.2%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in medium term mutual funds.

However, Scripbox does not recommend investing in medium term mutual funds.

Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.

This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

3,024 Cr. Medium within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.7694

NAV (Sep 17)

Fund Returns

Last 1Y
7.8%
Last 3Y
6.2%
Last 5Y
5.5%
Last 10Y
NA
Since Inception
6.5%
6 Month CAGR
5.3%
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Scheme Information

Investment Objective

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Moderately High risk

Expense Ratio
1.59
Launched (7y ago)
Mar 25, 2014
AUM in Crores
3023.249
ISIN
INF174K01VO0
Lock-in
No Lock-in
Benchmark
Nifty Medium Duration Debt Index TR INR
SIP Minimum
0
Lumpsum Min.
5000
Fund Managers
user-avatar

Deepak Agrawal

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 28,496 cr

5

amc-icon

About the AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth 275,901 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 37 equity,164 debt and 26 hybrid funds.

amc-img

  • tel-amc-about
    022-66384444
  • mail-amc-about
    fundaccops@kotakmutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    6%

    7.4%

    recommended-badge

    22.9%

    %

    top-ranked-badge

    4.8%

    5.5%

    top-ranked-badge

    5.1%

    6.1%

    top-ranked-badge

    22.4%

    %

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q)

    About Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q)

    Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) is a Medium Term Debt fund and has delivered an annualised return of 6.5% over a period of 7 years. . The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Deepak Agrawal

    Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) Investment Objective

    The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved . However, there is no assurance that the objective of the scheme will be realized.

    Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) NAV,AUM,Risk

    The Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) fund was launched on Mar 25, 2014. The NAV (Net Asset Value) of this Medium Term Debt fund as of 2021-09-17 is ₹10.77. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹3023.249. The category risk of the Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) fund is Moderately High risk. The fund charges 1.59 % as expense ratio.

    Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 87.7% in this asset class. The top three holdings of the fund are , 5.63% govt stock 2026 , triparty repo , net current assets/(liabilities) , 8.03% u.p. sdl 2026 , punjab & sind bank , govt stock , power finance corporation limited , sikka ports & terminals limited , 7.33% govt stock 2031 , hdfc bank limited , national bank for agriculture and rural development , housing development finance corporation limited , muthoot finance limited , 7.59% govt stock 2026 , 08.14 gj sdl 2029 , rural electrification corporation limited , punjab national bank , power finance corporation limited , national highways authority of india , first business receivables trust , state bank of india , 7.17% govt stock 2028 , nuvoco vistas corporation ltd. , embassy office parks reit , india grid trust , u.p. power corporation limited , embassy office parks reit , u.p. power corporation limited , 06.97 mh sdl 2028 , 7.86% ka sdl 2027 , national highways authority of india , food corporation of india , 07.15 ka sdl 2028 , 08.19 ka sdl 2029 , indian railway finance corporation limited , indian railway finance corporation limited , brookfield reit , punjab national bank , 06.22 kl sdl 2027 , ongc petro additions limited , oberoi realty limited , national highways authority of india , kotak mahindra prime limited , reliance ports and terminals limited , 06.44 gj sdl 2029 , 1.44% inflation index govt stock 2023 , power finance corporation ltd. , u.p. power corporation limited , 06.53 tn sdl 2031 , power finance corporation limited , rec limited , canara bank , national bank for agriculture and rural development , the indian hotels company limited , zuvan energy private limited , rural electrification corporation limited

    Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Medium Duration Debt Index TR INR.

    Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) Review

    Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) has a score of 2 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Medium Term of Income Dis cum Cap wdrl fund (RIDCW-Q) has a score of 3out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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