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    • Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A)
    Kotak Mutual Fund

    Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A)

    DebtMedium Term

    11.0836

    NAV (Sep 16)

    5.9%
    3 Year CAGR
    Scripbox Opinion

    Neutral

    Click here for top ranked funds in medium term mutual funds.

    However, Scripbox does not recommend investing in medium term mutual funds.

    Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.

    This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.

    Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    7 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    2,121 Cr. Medium within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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    Short Term Money

    Short Term Money

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    • graph-icon-gray
      Historical growth rate of 6.5% per annum
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      Recommended Duration 1 - 5 years
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      No Lock-in
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    Historical NAV

    11.0836

    NAV (Sep 16)

    Fund Returns

    7.7%
    Last 1Y
    5.9%
    Last 3Y
    5.3%
    Last 5Y
    NA
    Last 10Y
    6.5%
    Since Inception
    info-icon-blue

    Scheme Information

    Investment Objective

    The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderately High risk

    Expense Ratio
    1.59 %
    Launched (7y ago)
    Mar 25, 2014
    AUM in Crores
    ₹ 2,121
    ISIN
    INF174K01VN2
    Lock-in
    No Lock-in
    Benchmark
    Nifty Medium Duration Debt Index TR INR
    SIP Minimum
    ₹ 1,000
    Lumpsum Min.
    ₹ 5,000
    Fund Managers
    user-avatar

    Deepak Agrawal

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Kotak Savings Fund (G)

    Kotak Savings Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    17 Years

    Age

    5

    Track Record

    Aditya Birla Sun Life Liquid (G)

    Aditya Birla Sun Life Liquid (G)

    Liquid

    Recommended

    Top Ranked

    17 Years

    Age

    5

    Track Record

    SBI Magnum Ultra Short Duration Fund (G)

    SBI Magnum Ultra Short Duration Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    22 Years

    Age

    5

    Track Record

    ICICI Prudential Savings Fund (G)

    ICICI Prudential Savings Fund (G)

    Low Duration

    Recommended

    Top Ranked

    19 Years

    Age

    5

    Track Record

    Nippon India Liquid Fund (G)

    Nippon India Liquid Fund (G)

    Liquid

    Recommended

    Top Ranked

    18 Years

    Age

    5

    Track Record

    amc-icon

    About the AMC

    Kotak Mahindra Asset Management Co Ltd

    Kotak Mahindra Asset Management Co Ltd manages assets worth 274,398 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 37 equity,162 debt and 26 hybrid funds.

    amc-img

  • tel-amc-about
    022-66384444
  • mail-amc-about
    fundaccops@kotakmutual.com
  • Kotak Savings Fund (G)

    Kotak Savings Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    ₹ 14,236 Cr

    Fund Size

    6.20%

    3 Year CAGR

    3 Y CAGR

    Kotak Bluechip fund (G)

    Kotak Bluechip fund (G)

    Large Cap

    Recommended

    Top Ranked

    ₹ 3,232 Cr

    Fund Size

    15.00%

    5 Year CAGR

    5 Y CAGR

    Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D)

    Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D)

    Ultra Short

    Top Ranked

    ₹ 14,236 Cr

    Fund Size

    4.80%

    3 Year CAGR

    3 Y CAGR

    Kotak Savings Fund of Income Dis cum Cap wdrl (PIDCW-M)

    Kotak Savings Fund of Income Dis cum Cap wdrl (PIDCW-M)

    Ultra Short

    Top Ranked

    ₹ 14,236 Cr

    Fund Size

    5.10%

    3 Year CAGR

    3 Y CAGR

    Kotak Bluechip of Income Distribution cum Cap Wdrl fund (RIDCW-A)

    Kotak Bluechip of Income Distribution cum Cap Wdrl fund (RIDCW-A)

    Large Cap

    Top Ranked

    ₹ 3,232 Cr

    Fund Size

    12.30%

    5 Year CAGR

    5 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A)

    About Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A)

    Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) is a Medium Term Debt fund and has delivered an annualised return of 6.5% over a period of 7 years. . The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Deepak Agrawal

    Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) Investment Objective

    The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved . However, there is no assurance that the objective of the scheme will be realized.

    Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) NAV,AUM,Risk

    The Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) fund was launched on Mar 25, 2014. The NAV (Net Asset Value) of this Medium Term Debt fund as of 2021-09-16 is ₹11.08. The total AUM (Asset Under Management) of the fund as of 17/09/2021 is ₹2120.158. The category risk of the Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) fund is Moderately High risk. The fund charges 1.59 % as expense ratio.

    Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 94.3% in this asset class. The top three holdings of the fund are , 8.03% u.p. sdl 2026 , punjab & sind bank , govt stock , power finance corporation limited , sikka ports & terminals limited , housing development finance corporation limited , muthoot finance limited , 7.59% govt stock 2026 , 7.86% ka sdl 2027 , rural electrification corporation limited , punjab national bank , net current assets/(liabilities) , national highways authority of india , first business receivables trust , power finance corporation limited , embassy office parks reit , nuvoco vistas corporation ltd. , state bank of india , oberoi realty limited , u.p. power corporation limited , u.p. power corporation limited , 06.97 mh sdl 2028 , power grid corporation of india limited , indian railway finance corporation limited , 06.22 kl sdl 2027 , ongc petro additions limited , embassy office parks reit , 06.69 mp sdl 2025 , punjab national bank , national highways authority of india , food corporation of india , brookfield reit , reliance ports and terminals limited , kotak mahindra prime limited , national highways authority of india , triparty repo , 06.44 gj sdl 2029 , 1.44% inflation index govt stock 2023 , power finance corporation ltd. , 06.53 tn sdl 2031 , power finance corporation limited , u.p. power corporation limited , canara bank , rec limited , coastal gujarat power limited , national bank for agriculture and rural development , embassy office parks reit , zuvan energy private limited , rural electrification corporation limited , the indian hotels company limited

    Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Medium Duration Debt Index TR INR.

    Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) Review

    Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) has a score of 2 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Medium Term of Income Dis cum Cap wdrl fund (PIDCW-A) has a score of 3out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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