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  • Kotak Mutual Fund
  • Kotak Gilt Investment Fund of Income Dis cum Cap wdrl (RIDCW-Q)
Kotak Mutual Fund

Kotak Gilt Investment Fund of Income Dis cum Cap wdrl (RIDCW-Q)

DebtGilt

15.2848

NAV (Jan 24)

7.3%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in gilt mutual funds.

However, Scripbox does not recommend investing in gilt mutual funds.

Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

Such a strategy results in a very high credit quality of the fund.

Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

24 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

1,990 Cr. Medium within the category

Impact of Interest Rate Changes

Highest Interest Rate Risk. The impact on fund value is very high when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

Invest in this fund
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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

15.2848

NAV (Jan 24)

Fund Returns

Last 1Y

2%

Last 3Y

7.3%

Last 5Y

5.4%

Last 10Y

6.7%

Since Inception

NA

6 Month CAGR

2.1%

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Scheme Information

Investment Objective

The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India,and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo,CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds,the Plan does not invest in any other securities such as shares,debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/ RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time.

Expense Ratio

1.45

Launched (24y ago)

Dec 29, 1998

AUM in Crores

1989.224

ISIN

INF174K01FJ3

Lock-in

No Lock-in

Benchmark

Nifty All Duration G-Sec Index PR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Abhishek Bisen

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,746 cr

5

₹ 36,350 cr

5

₹ 9,578 cr

5

₹ 29,495 cr

5

₹ 26,926 cr

5

amc-icon

About the AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth 291,674 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 40 equity,164 debt and 26 hybrid funds.

amc-img

  • tel-amc-about
    022-66384444
  • mail-amc-about
    fundaccops@kotakmutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    13.9%

    6.5%

    5.5%

    7.4%

    19%

    %

    13.9%

    6.5%

    13.9%

    6.5%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    Kotak Gilt Investment Fund of Income Dis cum Cap wdrl (RIDCW-Q) Review

    Kotak Gilt Investment Fund of Income Dis cum Cap wdrl (RIDCW-Q) is a Gilt Debt fund and has delivered an annualised return of null% over a period of 23 years. The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Abhishek Bisen.

    Nav of Kotak Gilt Investment Fund of Income Dis cum Cap wdrl (RIDCW-Q) as of 24/01/2022 is ₹15.28 with the total AUM as of 25/01/2022 is ₹1989.224. With Scripbox you can compare and check the latest nav for all mutual funds in India. Kotak Gilt Investment Fund of Income Dis cum Cap wdrl (RIDCW-Q) was launched on Dec 29, 1998. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for Kotak Gilt Investment Fund of Income Dis cum Cap wdrl (RIDCW-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Kotak Gilt Investment Fund of Income Dis cum Cap wdrl (RIDCW-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty All Duration G-Sec Index PR INR.

    Kotak Gilt Investment Fund of Income Dis cum Cap wdrl (RIDCW-Q) is rated as a 3 fund in Debt and delivered 2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Kotak Gilt Investment Fund of Income Dis cum Cap wdrl (RIDCW-Q).

    Frequently Asked Questions

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