Neutral
However, Scripbox does not recommend investing in gilt mutual funds.
Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.
Such a strategy results in a very high credit quality of the fund.
Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
23 Years. The fund has an Extended history for analysis and the track record is excellent.
Relative Size
958 Cr. Medium within the category
Impact of Interest Rate Changes
Highest Interest Rate Risk. The impact on fund value is very high when interest rates change
Credit Quality Of Fund's Portfolio
Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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Scheme Information
The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India,and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo,CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds,the Plan does not invest in any other securities such as shares,debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/ RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Moderate Risk
1.51 %
Expense Ratio
Dec 29, 1998
Launched (23y ago)
₹ 958
AUM in Crores
INF174K01FK1
ISIN
No Lock-in
Lock-in
Nifty All Duration G-Sec Index PR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
Comparison with Debt Funds
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About the AMC
Kotak Mahindra Asset Management Co Ltd
Kotak Mahindra Asset Management Co Ltd manages assets worth 220,225 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 34 equity,162 debt and 26 hybrid funds.
Ultra Short
Recommended
Top Ranked
₹ 12,325 Cr
Fund Size
6.8%
3Y returns
Diversified
Recommended
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₹ 32,453 Cr
Fund Size
12.1%
3Y returns
Ultra Short
Top Ranked
₹ 12,325 Cr
Fund Size
5.1%
3Y returns
Ultra Short
Top Ranked
₹ 12,325 Cr
Fund Size
5.5%
3Y returns
Ultra Short
Top Ranked
₹ 12,325 Cr
Fund Size
5.2%
3Y returns
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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Kotak Gilt Investment Fund (DR-Q) is a gilt debt fund and has delivered an annualised return of % over a period of 23 years ..The fund is managed by Kotak Mahindra Asset Management Co Ltd.The fund manager’s name is Abhishek Bisen.
The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India,and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo,CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds,the Plan does not invest in any other securities such as shares,debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/ RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time. However, there is no assurance that the objective of the scheme will be realized.
The Kotak Gilt Investment Fund (DR-Q) fund was launched on Dec 29, 1998. The NAV (Net Asset Value) of this gilt debt as of 2021-03-02 is ₹ 14.6777. The total AUM (Asset Under Management) of the fund as of 2021-03-03 is ₹ 957.600. The category risk of the Kotak Gilt Investment Fund (DR-Q) fund is Moderate Risk. The fund charges 1.51 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 87.1% in this asset class. The top three holdings of the fund are 6.19% govt stock 2034,5.85% govt stock 2030 and 6.22% govt stock 2035
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty All Duration G-Sec Index PR INR.
Kotak Gilt Investment Fund (DR-Q) has a score of 2 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Gilt Investment Fund (DR-Q) has a score of 3 out of 5. The credit risk of the fund is 5 out of 5 as compared to other debt funds.