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    • Kotak Gilt Investment Fund Provident Fund and Trust (Growth)

    Formerly Kotak Gilt Inv PF & Trust Gr

    Kotak Mutual Fund

    Kotak Gilt Investment Fund Provident Fund and Trust (Growth)

    DebtGilt

    80.2914

    NAV (Sep 23)

    10.2%
    3 Year CAGR
    Scripbox Opinion

    Neutral

    Click here for top ranked funds in gilt mutual funds.

    However, Scripbox does not recommend investing in gilt mutual funds.

    Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

    Such a strategy results in a very high credit quality of the fund.

    Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    18 Years. The fund has an Extended history for analysis and the track record is excellent.

    Relative Size

    1,675 Cr. Medium within the category

    Impact of Interest Rate Changes

    Highest Interest Rate Risk. The impact on fund value is very high when interest rates change

    Credit Quality Of Fund's Portfolio

    Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

    Invest in this fund
    Explore a scientifically created Scripbox plan within this asset class.
    Short Term Money

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment

    No single fund can achieve what a plan can. Learn why

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    Historical NAV

    80.2914

    NAV (Sep 23)

    Fund Returns

    Last 1Y
    6%
    Last 3Y
    10.2%
    Last 5Y
    7.3%
    Last 10Y
    8.9%
    Since Inception
    7.6%
    6 Month CAGR
    3.9%
    info-icon-blue

    Scheme Information

    Investment Objective

    The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India,and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo,CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds,the Plan does not invest in any other securities such as shares,debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/ RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderate Risk

    Expense Ratio
    1.46
    Launched (18y ago)
    Nov 11, 2003
    AUM in Crores
    1674.636
    ISIN
    INF174K01FL9
    Lock-in
    No Lock-in
    Benchmark
    Nifty All Duration G-Sec Index PR INR
    SIP Minimum
    1000
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Abhishek Bisen

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

    build-long-item-wealth-img

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 13,951 cr

    5

    recommended-badge

    ₹ 33,662 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 31,274 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    Kotak Mahindra Asset Management Co Ltd

    Kotak Mahindra Asset Management Co Ltd manages assets worth 276,483 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 37 equity,164 debt and 26 hybrid funds.

    amc-img

  • tel-amc-about
    022-66384444
  • mail-amc-about
    fundaccops@kotakmutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    6.1%

    7.5%

    recommended-badge

    19.1%

    %

    top-ranked-badge

    4.8%

    5.5%

    top-ranked-badge

    5.2%

    6.1%

    top-ranked-badge

    18.6%

    %

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Kotak Gilt Investment Fund Provident Fund and Trust (G)

    About Kotak Gilt Investment Fund Provident Fund and Trust (G)

    Kotak Gilt Investment Fund Provident Fund and Trust (G) is a Gilt Debt fund and has delivered an annualised return of 7.6% over a period of 17 years. The fund was previously known as Kotak Gilt Inv PF & Trust Gr . The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Abhishek Bisen

    Kotak Gilt Investment Fund Provident Fund and Trust (G) Investment Objective

    The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India,and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo,CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds,the Plan does not invest in any other securities such as shares,debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/ RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time. . However, there is no assurance that the objective of the scheme will be realized.

    Kotak Gilt Investment Fund Provident Fund and Trust (G) NAV,AUM,Risk

    The Kotak Gilt Investment Fund Provident Fund and Trust (G) fund was launched on Nov 11, 2003. The NAV (Net Asset Value) of this Gilt Debt fund as of 2021-09-23 is ₹80.29. The total AUM (Asset Under Management) of the fund as of 24/09/2021 is ₹1674.636. The category risk of the Kotak Gilt Investment Fund Provident Fund and Trust (G) fund is Moderate Risk. The fund charges 1.46 % as expense ratio.

    Kotak Gilt Investment Fund Provident Fund and Trust (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 96.2% in this asset class. The top three holdings of the fund are , govt stock , 6.64% govt stock 2035 , 7.88% cg sdl 2027 , 7.62% ap sdl 2027 , net current assets/(liabilities) , 07.42% wb sdl 2026 , 6.67% govt stock 2050 , 7.80% kl sdl 2027 , 7.92% wb sdl 2027 , 7.74% tn sdl 2027 , 7.59% gj sdl 2027 , 7.17% gj sdl 2027 , triparty repo , 7.80% jh sdl 2027 , 7.85% rj sdl 2027 , gs 6.76% cg 22/02/2061 - (strips) strips , 06.75 br sdl 2027 , 6.76% govt stock 2061 , 6.84% tn sdl 2026 , gs cg 22/2/2032 - (strips) strips , gs cg 22/8/2028 - (strips) strips , gs cg 22/8/2029 - (strips) strips , gs cg 22/2/2030 - (strips) strips , gs cg 22/8/2030 - (strips) strips , gs cg 22/2/2031 - (strips) strips , gs cg 22/8/2031 - (strips) strips , 06.72 kl sdl 2027 , gs cg 22/8/2046 - (strips) strips , 06.57 ap sdl 2030 , gs cg 22/8/2032 - (strips) strips , gs cg 23/12/2025 - (strips) tb , gs cg 22/8/2042 - (strips) strips , gs cg 22/2/2046 - (strips) strips , gs cg 22/8/2045 - (strips) strips , gs cg 22/2/2045 - (strips) strips , 06.78 ka sdl 2032 , gs cg 22/8/2044 - (strips) strips , gs cg 22/2/2044 - (strips) strips , gs cg 22/8/2043 - (strips) strips , gs cg 22/2/2043 - (strips) strips , gs cg 22/2/2033 - (strips) strips , gs cg 22/2/2042 - (strips) strips , 06.68 hr sdl 2039 , gs cg 22/8/2037 - (strips) strips , gs cg 22/2/2037 - (strips) strips , gs cg 22/8/2036 - (strips) strips , gs cg 22/8/2033 - (strips) strips , gs cg 22/8/2035 - (strips) strips , gs cg 22/2/2035 - (strips) strips , gs cg 22/8/2034 - (strips) strips , gs cg 22/2/2034 - (strips) strips , gs cg 22/2/2036 - (strips) strips

    Kotak Gilt Investment Fund Provident Fund and Trust (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Kotak Gilt Investment Fund Provident Fund and Trust (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty All Duration G-Sec Index PR INR.

    Kotak Gilt Investment Fund Provident Fund and Trust (G) Review

    Kotak Gilt Investment Fund Provident Fund and Trust (G) has a score of 3 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Gilt Investment Fund Provident Fund and Trust (G) has a score of 3out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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