• Mutual Funds
  • Kotak Mutual Fund
  • Kotak Credit Risk Fund (RIDCW-Q)

Formerly Kotak Credit Risk Reg Qt DR

Kotak Mutual Fund

Kotak Credit Risk Fund (RIDCW-Q)

DebtCredit Risk

11.5784

NAV (Sep 17)

6.3%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in credit risk mutual funds.

Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Good

The performance of the fund on a Fund Size metric has been Good

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

NAV ()

Fund Returns

Last 1Y
NA
Last 3Y
NA
Last 5Y
NA
Last 10Y
NA
Since Inception
NA
6 Month CAGR
NA

Scheme Information

Investment Objective

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.

Expense Ratio
1.71
Launched (14y ago)
May 11, 2010
AUM in Crores
822.114
ISIN
INF174K01ED9
Lock-in
No Lock-in
Benchmark
CRISIL Credit Risk Debt TR INR
SIP Minimum
0
Lumpsum Min.
5000
Standard Deviation (3yr)
2.8
Standard Deviation (5yr)
2.5
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
0.379
Sharpe Ratio (5yr)
0.025
YTM
8.69
Fund Managers

Palha Khanna

Fund Manager

Sunit garg

Fund Manager

Deepak Agrawal

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
Kotak Credit Risk Fund (RIDCW-Q)70%8,38,183 1,05,5715.6%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2021-09-17

Top Debt Holdings

7.18% govt stock 2033

10.9%
10.9%

the tata power company limited

8.3%
8.3%

tata projects limited

6.1%
6.1%

vajra 008 trust

5.6%
5.6%

aadhar housing finance limited

5.4%
5.4%
See all holdings

Allocation by Sector

real estate

2%
2%
See all sectors

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 5,001 cr

₹ 10,797 cr

₹ 46,422 cr

₹ 14,535 cr

₹ 15,157 cr

amc-img

About the AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth 423,714 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 57 equity,190 debt and 19 hybrid funds.amc-img
phone-img022-66384444
Fund NameScripbox Opinion
Till Date CAGR

13.1%

8.1%

16.7%

15.9%

-

5.3%

13.1%

8.1%

13.1%

8.1%

Kotak Credit Risk Fund (RIDCW-Q) Review

Kotak Credit Risk Fund (RIDCW-Q) is a Credit Risk Debt fund and has delivered an annualised return of 6.5% over a period of 14 years. The fund was previously known as Kotak Credit Risk Reg Qt DR. The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund managers are Deepak Agrawal, Palha Khanna, Sunit garg.

Nav of Kotak Credit Risk Fund (RIDCW-Q) as of 9/17/2021 is ₹11.58 with the total AUM as of 6/19/2024 is ₹822.114. With Scripbox you can compare and check the latest nav for all mutual funds in India. Kotak Credit Risk Fund (RIDCW-Q) was launched on May 11, 2010. The category risk of the fund is Moderately High risk.

The minimum SIP amount for Kotak Credit Risk Fund (RIDCW-Q) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

Kotak Credit Risk Fund (RIDCW-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Debt TR INR.

Kotak Credit Risk Fund (RIDCW-Q) is rated as a 3 fund in Debt and delivered 6.8% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Kotak Credit Risk Fund (RIDCW-Q).

Frequently Asked Questions

What is Kotak Credit Risk Fund (RIDCW-Q)?

Kotak Credit Risk Fund (RIDCW-Q) is a Credit Risk Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in Kotak Credit Risk Fund (RIDCW-Q)?

You can invest in Kotak Credit Risk Fund (RIDCW-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of Kotak Credit Risk Fund (RIDCW-Q)?

The minimum sip amount for Kotak Credit Risk Fund (RIDCW-Q) is ₹0. You can invest in multiples of ₹5000.

Is Kotak Credit Risk Fund (RIDCW-Q) good to invest in?

As per Scripbox experts, Kotak Credit Risk Fund (RIDCW-Q) is a Neutral fund. You can investKotak Credit Risk Fund (RIDCW-Q) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the Kotak Credit Risk Fund (RIDCW-Q)?

The expense ratio of the Kotak Credit Risk Fund (RIDCW-Q) is 1.71% for regular plan.