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  • Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M)

Formerly Kotak Credit Risk Reg Mn DR

Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M)

Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M)

DebtCredit Risk

10.786

NAV (Jul 23)

5.4%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

11 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

1,785 Cr. Medium within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Scheme Information

Investment Objective

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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High Risk

Expense Ratio
1.72 %
Launched (11y ago)
May 11, 2010
AUM in Crores
₹ 1,785
ISIN
INF174K01EB3
Lock-in
No Lock-in
Benchmark
NIFTY Credit Risk Bond TR INR
SIP Minimum
₹ 0
Lumpsum Min.
₹ 5,000
Fund Managers
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Deepak Agrawal

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
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    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

Kotak Savings Fund (G)

Ultra Short

Recommended

Top Ranked

17 Years

Age

5

Track Record

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

22 Years

Age

5

Track Record

Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

Liquid

Recommended

Top Ranked

17 Years

Age

5

Track Record

IDFC Low Duration Fund (G)

IDFC Low Duration Fund (G)

Low Duration

Recommended

Top Ranked

15 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

19 Years

Age

5

Track Record

amc-icon

About the AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth 245,053 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 37 equity,162 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66384444
  • mail-amc-about
    fundaccops@kotakmutual.com
  • Kotak Savings Fund (G)

    Kotak Savings Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    ₹ 10,544 Cr

    Fund Size

    6.30%

    3 Year CAGR

    3 Y CAGR

    Kotak Bluechip fund (G)

    Kotak Bluechip fund (G)

    Large Cap

    Recommended

    Top Ranked

    ₹ 2,804 Cr

    Fund Size

    13.60%

    5 Year CAGR

    5 Y CAGR

    Kotak Savings Fund of Income Dis cum Cap wdrl (PIDCW-M)

    Kotak Savings Fund of Income Dis cum Cap wdrl (PIDCW-M)

    Ultra Short

    Top Ranked

    ₹ 10,544 Cr

    Fund Size

    4.80%

    3 Year CAGR

    3 Y CAGR

    Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D)

    Kotak Savings Fund of Income Dis cum Cap wdrl (RIDCW-D)

    Ultra Short

    Top Ranked

    ₹ 10,544 Cr

    Fund Size

    4.90%

    3 Year CAGR

    3 Y CAGR

    Kotak Savings Fund of Income Dis cum Cap wdrl (D-W)

    Kotak Savings Fund of Income Dis cum Cap wdrl (D-W)

    Ultra Short

    Top Ranked

    ₹ 10,544 Cr

    Fund Size

    5.00%

    3 Year CAGR

    3 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M)

    About Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M)

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) is a credit risk debt fund and has delivered an annualised return of 6.3% over a period of 11 years .The fund was previously known as Kotak Credit Risk Reg Mn DR.The fund is managed by Kotak Mahindra Asset Management Co Ltd.The fund manager’s name is Deepak Agrawal.

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) Investment Objective

    The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised. However, there is no assurance that the objective of the scheme will be realized.

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) NAV,AUM,Risk

    The Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) fund was launched on May 11, 2010. The NAV (Net Asset Value) of this credit risk debt as of 2021-07-23 is ₹ 10.786. The total AUM (Asset Under Management) of the fund as of 2021-07-26 is ₹ 1784.688. The category risk of the Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) fund is High Risk. The fund charges 1.72 % as expense ratio.

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) Holdings

    The fund’s highest allocation is towards debt and has invested 81.1% in this asset class. The top three holdings of the fund are talwandi sabo power limited,tata steel limited and punjab & sind bank

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 0 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) Review

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) has a score of 3 on a scale of 5. The fund scores 4 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (RIDCW-M) has a score of 3 out of 5. The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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