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    • Kotak Credit Risk Fund (Growth)

    Formerly Kotak Income Opp Reg Gr

    Kotak Mutual Fund

    Kotak Credit Risk Fund (Growth)

    DebtCredit Risk

    24.1979

    NAV (Sep 23)

    7.5%
    3 Year CAGR
    Scripbox Opinion

    Neutral

    Click here for top ranked funds in credit risk mutual funds.

    However, Scripbox does not recommend investing in credit risk mutual funds.

    Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

    These instruments carry a high default risk.

    The events of the recent past have shown the impact of poor credit quality on such funds.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    11 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    1,777 Cr. Medium within the category

    Impact of Interest Rate Changes

    Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

    Credit Quality Of Fund's Portfolio

    High Credit Risk. The fund has a lower credit quality compared to other debt funds

    Invest in this fund
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    Short Term Money

    Short Term Money

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    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    24.1979

    NAV (Sep 23)

    Fund Returns

    Last 1Y
    6.6%
    Last 3Y
    7.5%
    Last 5Y
    7.1%
    Last 10Y
    8.3%
    Since Inception
    8.1%
    6 Month CAGR
    4.2%
    info-icon-blue

    Scheme Information

    Investment Objective

    The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    High Risk

    Expense Ratio
    1.76
    Launched (11y ago)
    May 11, 2010
    AUM in Crores
    1776.111
    ISIN
    INF174K01DY7
    Lock-in
    No Lock-in
    Benchmark
    NIFTY Credit Risk Bond TR INR
    SIP Minimum
    1000
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Deepak Agrawal

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 13,951 cr

    5

    recommended-badge

    ₹ 33,662 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 31,274 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    Kotak Mahindra Asset Management Co Ltd

    Kotak Mahindra Asset Management Co Ltd manages assets worth 276,483 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 37 equity,164 debt and 26 hybrid funds.

    amc-img

  • tel-amc-about
    022-66384444
  • mail-amc-about
    fundaccops@kotakmutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    6.1%

    7.5%

    recommended-badge

    19.1%

    %

    top-ranked-badge

    4.8%

    5.5%

    top-ranked-badge

    5.2%

    6.1%

    top-ranked-badge

    18.6%

    %

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Kotak Credit Risk Fund (G)

    About Kotak Credit Risk Fund (G)

    Kotak Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 8.1% over a period of 11 years. The fund was previously known as Kotak Income Opp Reg Gr . The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Deepak Agrawal

    Kotak Credit Risk Fund (G) Investment Objective

    The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised. . However, there is no assurance that the objective of the scheme will be realized.

    Kotak Credit Risk Fund (G) NAV,AUM,Risk

    The Kotak Credit Risk Fund (G) fund was launched on May 11, 2010. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-09-23 is ₹24.20. The total AUM (Asset Under Management) of the fund as of 24/09/2021 is ₹1776.111. The category risk of the Kotak Credit Risk Fund (G) fund is High Risk. The fund charges 1.76 % as expense ratio.

    Kotak Credit Risk Fund (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 91.8% in this asset class. The top three holdings of the fund are , telesonic networks limited , punjab & sind bank , coastal gujarat power limited , bajaj housing finance limited , net current assets/(liabilities) , bahadur chand investments private limited , tata steel limited , andhra bank , power finance corporation limited , godrej industries limited , govt stock , housing development finance corporation limited , 7.20% ka sdl 2027 , godrej properties limited , nuvoco vistas corporation ltd. , tata projects limited , 06.12 ka sdl 2027 , godrej industries limited , u.p. power corporation limited , thdc india limited , muthoot finance limited , 06.57 gj sdl 2029 , the tata power company limited , national bank for agriculture and rural development , power finance corporation limited , 06.97 mh sdl 2028 , u.p. power corporation limited , manappuram finance limited , embassy office parks reit , muthoot finance limited , brookfield reit , u.p. power corporation limited , dalmia cement (bharat) limited , manappuram finance limited , jamnagar utilities & power private limited , triparty repo , sei enerstar renewable energy private limited , united bank of india , divyesh power private limited , pratyash renewable private limited , sei baskara power private limited , shreyas renewable energy private limited , elena renewable energy private limited , aarish solar power private limited , zuvan energy private limited , aashman energy private limited , national bank for agriculture and rural development , housing development finance corporation limited , shriram - city union finance limited

    Kotak Credit Risk Fund (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Kotak Credit Risk Fund (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    Kotak Credit Risk Fund (G) Review

    Kotak Credit Risk Fund (G) has a score of 3 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Credit Risk Fund (G) has a score of 3out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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