• Mutual Funds
  • Kotak Mutual Fund
  • Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A)

Formerly Kotak Credit Risk Reg Ann DP

Kotak Mutual Fund

Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A)

DebtCredit Risk

10.6104

NAV (Dec 03)

5.7%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

11 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

1,796 Cr. Medium within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

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Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.6104

NAV (Dec 3)

Fund Returns

Last 1Y

5.7%

Last 3Y

5.7%

Last 5Y

4.8%

Last 10Y

6.4%

Since Inception

6.4%

6 Month CAGR

3%

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Scheme Information

Investment Objective

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

High Risk

Expense Ratio

1.72

Launched (11y ago)

May 11, 2010

AUM in Crores

1795.806

ISIN

INF174K01EG2

Lock-in

No Lock-in

Benchmark

NIFTY Credit Risk Bond TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Deepak Agrawal

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 27,296 cr

5

₹ 31,118 cr

5

amc-icon

About the AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth 282,891 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 40 equity,164 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66384444
  • mail-amc-about
    fundaccops@kotakmutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    15%

    6.4%

    5.8%

    7.4%

    19.3%

    %

    15%

    6.4%

    15%

    6.4%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A)

    About Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A)

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 6.4% over a period of 11 years. The fund was previously known as Kotak Credit Risk Reg Ann DP . The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Deepak Agrawal

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) Investment Objective

    The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised. . However, there is no assurance that the objective of the scheme will be realized.

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) NAV,AUM,Risk

    The Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) fund was launched on May 11, 2010. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-12-03 is ₹10.61. The total AUM (Asset Under Management) of the fund as of 06/12/2021 is ₹1795.806. The category risk of the Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) fund is High Risk. The fund charges 1.72 % as expense ratio.

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 87.2% in this asset class. The top three holdings of the fund are , punjab & sind bank , coastal gujarat power limited , telesonic networks limited , godrej properties limited , aadhar housing finance limited , net current assets/(liabilities) , govt stock , bajaj housing finance limited , bahadur chand investments private limited , power finance corporation limited , andhra bank , godrej industries limited , 7.20% ka sdl 2027 , nuvoco vistas corporation ltd. , tata projects limited , 06.12 ka sdl 2027 , u.p. power corporation limited , godrej industries limited , triparty repo , muthoot finance limited , thdc india limited , 06.57 gj sdl 2029 , embassy office parks reit , the tata power company limited , tata steel limited , thdc india limited , 06.97 mh sdl 2028 , brookfield reit , manappuram finance limited , power finance corporation limited , muthoot finance limited , jamnagar utilities & power private limited , u.p. power corporation limited , manappuram finance limited , sei enerstar renewable energy private limited , united bank of india , zuvan energy private limited , aashman energy private limited , sei baskara power private limited , elena renewable energy private limited , pratyash renewable private limited , divyesh power private limited , aarish solar power private limited , shreyas renewable energy private limited , national bank for agriculture and rural development , housing development finance corporation limited , shriram - city union finance limited

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) Review

    Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) has a score of 2 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Credit Risk Fund of Inc Dis cum Cap Wdrl (PIDCW-A) has a score of 3out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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