• Mutual Funds
  • Kotak Mutual Fund
  • Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M)

Formerly Kotak Bond S/T Reg HY DR

Kotak Mutual Fund

Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M)

DebtShort Term

Top Ranked

15.0889

NAV (Sep 17)

8.4%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

17,139 Cr. Category leader in size

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

15.0889

NAV (Sep 17)

Fund Returns

Last 1Y

5.3%

Last 3Y

8.4%

Last 5Y

NA

Last 10Y

NA

Since Inception

7.2%

6 Month CAGR

3.7%

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Scheme Information

Investment Objective

The investment objective of the Scheme is to provide reasonable returns and reasonably high levels of liquidity by investing in debt instruments such as bonds,debentures and Government securities; and money market instruments such as treasury bills,commercial papers,certificates of deposit,including repos in permitted securities of different maturities,so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be realised.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Low to Moderate Risk

Expense Ratio

1.16

Launched (7y ago)

Aug 21, 2014

AUM in Crores

17138.097

ISIN

INF174K01YQ9

Lock-in

No Lock-in

Benchmark

Nifty Short Duration Debt TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers
user-avatar

Deepak Agrawal

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 31,118 cr

5

₹ 27,296 cr

5

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About the AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth 282,891 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 40 equity,164 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66384444
  • mail-amc-about
    fundaccops@kotakmutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    5.7%

    7.4%

    14.7%

    6.5%

    19.5%

    %

    14.7%

    6.5%

    14.7%

    6.5%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
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    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

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    About Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M)

    About Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M)

    Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) is a Short Term Debt fund and has delivered an annualised return of 7.2% over a period of 7 years. The fund was previously known as Kotak Bond S/T Reg HY DR . The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Deepak Agrawal

    Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) Investment Objective

    The investment objective of the Scheme is to provide reasonable returns and reasonably high levels of liquidity by investing in debt instruments such as bonds,debentures and Government securities; and money market instruments such as treasury bills,commercial papers,certificates of deposit,including repos in permitted securities of different maturities,so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be realised. . However, there is no assurance that the objective of the scheme will be realized.

    Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) NAV,AUM,Risk

    The Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) fund was launched on Aug 21, 2014. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-09-17 is ₹15.09. The total AUM (Asset Under Management) of the fund as of 07/12/2021 is ₹17138.097. The category risk of the Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) fund is Low to Moderate Risk. The fund charges 1.16 % as expense ratio.

    Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) Holdings

    The fund’s highest allocation is towards Debt and has invested 85.5% in this asset class. The top three holdings of the fund are , 7.59% govt stock 2026 , govt stock , net current assets/(liabilities) , 7.33% govt stock 2031 , 364 dtb 02122021 , bajaj finance limited , housing development finance corporation limited , 8.24% kerala sdl 2025 , 08.14 gj sdl 2029 , goi floating rate bond 2024 , power finance corporation limited , lic housing finance limited , 91 dtb 02122021 , bajaj finance limited , nabha power limited , sikka ports & terminals limited , state bank of india , 8.38% haryana sdl 2026 , 08.67 gj sdl 2028 , housing development finance corporation limited , 182 dtb 02122021 , national bank for agriculture and rural development , kotak mahindra prime limited , kotak mahindra prime limited , mahindra & mahindra financial services limited , jamnagar utilities & power private limited , power finance corporation ltd. , aditya birla finance limited , jamnagar utilities & power private limited , national bank for agriculture and rural development , bajaj finance limited , 7.19% gj sdl 2027 , aditya birla finance limited , housing development finance corporation limited , first business receivables trust , axis finance limited , grasim industries limited , lic housing finance limited , hindustan zinc limited , bank of baroda , hdb financial services limited , 7.59% gj sdl 2027 , 8.20% govt stock 2025 , 7.61% tn sdl 2027 , jamnagar utilities & power private limited , kotak mahindra investments limited , canara bank , tata capital financial services limited , hdfc bank limited , tata capital housing finance limited , national bank for agriculture and rural development , bhopal dhule transmission company limited , housing development finance corporation limited , bajaj finance limited , aditya birla housing finance limited , bajaj housing finance limited , india grid trust , hdb financial services limited , 8.00% rj sdl 2026 , power finance corporation limited , rural electrification corporation limited , 06.44 gj sdl 2029 , 4.04% govt stock 2028 , national bank for agriculture and rural development , triparty repo , hdb financial services limited , 8.25% madhya pradesh sdl 2025 , tata capital financial services limited , 7.14% gj sdl 2027 , tata capital financial services limited , national bank for agriculture and rural development , 7.59% hr sdl 2027 , 7.60% mp sdl 2027 , reliance ports and terminals limited , 7.62% tn sdl 2027 , 08.08 tn sdl 2028 , 6.90% oil mktg cos goi sb 2026 , 7.20% ka sdl 2027 , power finance corporation limited , mahindra & mahindra financial services limited , nabha power limited , hdb financial services limited , tata capital financial services limited , housing development finance corporation limited , lic housing finance limited , can fin homes limited , mahindra & mahindra financial services limited , grasim industries limited , 8.26% up sdl spl 2022 , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , national bank for agriculture and rural development , 06.98 mh sdl 2028 , first business receivables trust , ongc petro additions limited , national bank for agriculture and rural development , 7.59% ka sdl 2027 , reliance utilities and power private limited , 07.16% up sdl 2026 , sikka ports & terminals limited , rural electrification corporation limited , housing development finance corporation limited , rural electrification corporation limited , 8.61% up sdl spl 2022 , rec limited , 06.97 ka sdl 2028 , 8.39% rj sdl spl 2022 , 08.27% rj sdl spl 2023 , lic housing finance limited , 4.45% govt stock 2034 , gs cg 22/8/2025 - (strips) strips , 0% goi- 22082026 strips , icici home finance company limited , gs cg 22/2/2027 - (strips) strips , gs cg 22/2/2028 - (strips) strips , gs cg 22/2/2029 - (strips) strips , 1.44% inflation index govt stock 2023 , 9.36% west bengal sdl 2022 , 8.45% br sdl spl 2023 , rec limited , power grid corporation of india limited , national bank for agriculture and rural development , rural electrification corporation limited , power finance corporation limited

    Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Short Duration Debt TR INR.

    Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) Review

    Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Kotak Bond Short Term Plan of Inc Dis cum Cap Wdrl (RIDCW-6M) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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