• Mutual Funds
  • Kotak Mutual Fund
  • Kotak Banking and PSU Debt fund (Growth)

Formerly Kotak Banking and PSU Debt Gr

Kotak Mutual Fund

Kotak Banking and PSU Debt fund (Growth)

DebtBanking And Psu

Top Ranked

54.9324

NAV (Mar 21)

6.3%
3 Year CAGR
Scripbox Opinion
Top Ranked
These are the top-ranked funds within banking and psu mutual funds.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Good

The performance of the fund on a Fund Size metric has been Good

Rolling Returns

Category Leader

The fund has been a Category Leader on the Rolling Returns metric

Scripbox Recommended Debt Funds
Want the Debt funds that are right for your short term investment needs?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

54.9324

NAV (Mar 21)

Fund Returns

Last 1Y

4.3%

Last 3Y

6.3%

Last 5Y

7.1%

Last 10Y

7.8%

Since Inception

NA

6 Month CAGR

2.9%

Scheme Information

Investment Objective

To generate income by predominantly investing in debt & money market securities issued by Banks,Public Sector Undertaking (PSUs),Public Financial Institutions (PFI),Municipal Bonds and Reverse repos in such securities,sovereign securities issued by the Central Government and State Governments,and/or any security unconditionally guaranteed by the Govt. of India.There is no assurance that or guarantee that the investment objective of the scheme will be achieved.

Expense Ratio

0.82

Launched (25y ago)

Dec 29, 1998

AUM in Crores

5305.786

ISIN

INF174K01FO3

Lock-in

No Lock-in

Benchmark

CRISIL Banking and PSU Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Standard Deviation (3yr)

2

Standard Deviation (5yr)

2.1

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

0.521

Sharpe Ratio (5yr)

0.951

YTM

8.15

Fund Managers

Deepak Agrawal

Fund Manager

Vihag Mishra

Fund Manager

Abhishek Bisen

Fund Manager

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
Kotak Banking and PSU Debt fund (Growth)70%869,819 137,2077.1%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2023-03-21

Top Debt Holdings

7.42 9/22/2033 12:00:00 am

15.2%
15.2%

housing development finance corporation limited

4.8%
4.8%

small industries development bank of india

3.8%
3.8%

7.69 12/7/2031 12:00:00 am

3.6%
3.6%

national bank for agriculture and rural development

3.6%
3.6%
See all holdings

Compare Kotak Banking and PSU Debt fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 47,245 cr

₹ 13,831 cr

₹ 20,146 cr

₹ 12,884 cr

₹ 47,245 cr

About the AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth 298,493 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 40 equity,177 debt and 19 hybrid funds.

amc-img

  • 022-66384444
  • fundaccops@kotakmutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    12.2%

    7.5%

    -

    2.4%

    -

    1.6%

    12.2%

    7.5%

    12.2%

    7.5%

    Kotak Banking and PSU Debt fund (G) Review

    Kotak Banking and PSU Debt fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of null% over a period of 24 years. The fund was previously known as Kotak Banking and PSU Debt Gr. The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund managers are Abhishek Bisen, Deepak Agrawal, Vihag Mishra.

    Nav of Kotak Banking and PSU Debt fund (G) as of 3/21/2023 is ₹54.93 with the total AUM as of 3/22/2023 is ₹5305.786. With Scripbox you can compare and check the latest nav for all mutual funds in India. Kotak Banking and PSU Debt fund (G) was launched on Dec 29, 1998. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for Kotak Banking and PSU Debt fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Kotak Banking and PSU Debt fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Banking and PSU Debt TR INR.

    Kotak Banking and PSU Debt fund (G) is rated as a 4 fund in Debt and delivered 4.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Kotak Banking and PSU Debt fund (G).

    Frequently Asked Questions

    What is Kotak Banking and PSU Debt fund (G)?

    Kotak Banking and PSU Debt fund (G) is a Banking And Psu Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

    How to invest in Kotak Banking and PSU Debt fund (G)?

    You can invest in Kotak Banking and PSU Debt fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of Kotak Banking and PSU Debt fund (G)?

    The minimum sip amount for Kotak Banking and PSU Debt fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is Kotak Banking and PSU Debt fund (G) good to invest in?

    As per Scripbox experts, Kotak Banking and PSU Debt fund (G) is a Top Ranked fund. You can investKotak Banking and PSU Debt fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the Kotak Banking and PSU Debt fund (G)?

    The expense ratio of the Kotak Banking and PSU Debt fund (G) is 0.82% for regular plan.