- Mutual Funds
- Kotak Mutual Fund
- Kotak Banking and PSU Debt fund (Growth)
Formerly Kotak Banking and PSU Debt Gr
Kotak Banking and PSU Debt fund (Growth)
₹ 52.3769
NAV (May 19)
Top Ranked
They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.
The category accounts for close to 8% of the total assets in the Debt Segment.
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Track Record
24 Years. The fund has an Extended history for analysis and the track record is excellent.
Relative Size
7,845 Cr. Large within the category
Impact of Interest Rate Changes
Low Interest Rate Risk. The impact on fund value is quite low when interest rates change
Credit Quality Of Fund's Portfolio
Low Credit Risk. The fund has a high credit quality compared to other debt funds
Scripbox Recommended Debt Funds
Want the floating rate funds that are right for your short term investment needs?
Learn more
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 52.3769
NAV (May 19)
Fund Returns
Last 1Y | 2.9% |
Last 3Y | 7.2% |
Last 5Y | 7.1% |
Last 10Y | 8% |
Since Inception | NA |
6 Month CAGR | 0.3% |
Scheme Information
To generate income by predominantly investing in debt & money market securities issued by Banks,Public Sector Undertaking (PSUs),Public Financial Institutions (PFI),Municipal Bonds and Reverse repos in such securities,sovereign securities issued by the Central Government and State Governments,and/or any security unconditionally guaranteed by the Govt. of India.There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Expense Ratio | 0.78 |
Launched (24y ago) | Dec 29, 1998 |
AUM in Crores | 7844.688 |
ISIN | INF174K01FO3 |
Lock-in | No Lock-in |
Benchmark | CRISIL Banking and PSU Debt TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Instrument | Returns | Total Corpus | Gains | Annualised % |
|---|---|---|---|---|
| Mutual Fund | 965,796 | 233,184 | 11.25% | |
| EPF | 900,761 | 168,149 | 8.50% | |
| Property | 867,662 | 135,050 | 7.00% | |
| PPF | 869,819 | 137,207 | 7.10% | |
| Bank FD | 846,471 | 113,859 | 6.00% | |
| Gold | 846,471 | 113,859 | 6.00% | |
| Savings Bank | 825,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
5.53% govt stock 2033
9.1%triparty repo
5.5%hdfc bank limited
5.1%national bank for agriculture and rural development
4.9%small industries development bank of india
4.3%
Comparison with Debt Funds
| Fund Name | Scripbox Opinion | Fund Size | Track Record |
|---|---|---|---|
₹ 39,901 cr | |||
₹ 16,108 cr | |||
₹ 13,070 cr | |||
₹ 15,495 cr | |||
₹ 39,901 cr |
About the AMC
Kotak Mahindra Asset Management Co Ltd
Kotak Mahindra Asset Management Co Ltd manages assets worth 280,376 crores and was set up on 5 August 1994. It's current offering of mutual fund schemes includes 40 equity,164 debt and 26 hybrid funds.
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
15.6% | 6.7% | ||
15.6% | 6.7% | ||
15.6% | 6.7% | ||
5% | 7.3% | ||
- | 19.9% |
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsKotak Banking and PSU Debt fund (G) Review
Kotak Banking and PSU Debt fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of null% over a period of 23 years. The fund was previously known as Kotak Banking and PSU Debt Gr. The fund is managed by Kotak Mahindra Asset Management Co Ltd. The fund manager’s name is Deepak Agrawal.
Nav of Kotak Banking and PSU Debt fund (G) as of 5/19/2022 is ₹52.38 with the total AUM as of 5/20/2022 is ₹7844.688. With Scripbox you can compare and check the latest nav for all mutual funds in India. Kotak Banking and PSU Debt fund (G) was launched on Dec 29, 1998. The category risk of the fund is Moderate Risk.
The minimum SIP amount for Kotak Banking and PSU Debt fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Kotak Banking and PSU Debt fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Banking and PSU Debt TR INR.
Kotak Banking and PSU Debt fund (G) is rated as a 4 fund in Debt and delivered 2.9% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Kotak Banking and PSU Debt fund (G).
Frequently Asked Questions
What is Kotak Banking and PSU Debt fund (G)?
How to invest in Kotak Banking and PSU Debt fund (G)?
You can invest in Kotak Banking and PSU Debt fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Kotak Banking and PSU Debt fund (G)?
The minimum sip amount for Kotak Banking and PSU Debt fund (G) is ₹1000. You can invest in multiples of ₹5000.
Is Kotak Banking and PSU Debt fund (G) good to invest in?
As per Scripbox experts, Kotak Banking and PSU Debt fund (G) is a Top Ranked fund. You can investKotak Banking and PSU Debt fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the Kotak Banking and PSU Debt fund (G)?
The expense ratio of the Kotak Banking and PSU Debt fund (G) is 0.78% for regular plan.