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  • JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W)

Formerly JM Low Duration Wk DR

JM Mutual Fund

JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W)

DebtLow Duration

11.4136

NAV (Oct 13)

4.6%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in low duration mutual funds.

However, Scripbox does not recommend investing in low duration mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

14 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

137 Cr. Small within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Short Term Money

Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

11.4136

NAV (Oct 13)

Fund Returns

Last 1Y
3.3%
Last 3Y
4.6%
Last 5Y
4.7%
Last 10Y
5.9%
Since Inception
6.1%
6 Month CAGR
1.7%
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Scheme Information

Investment Objective

To generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months. Investors are required to read all the scheme related information set out in the offer documents carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.66
Launched (14y ago)
Jul 16, 2007
AUM in Crores
136.246
ISIN
INF192K01AW9
Lock-in
No Lock-in
Benchmark
Crisil Low Duration Debt Index TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Vikas Agrawal

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 28,496 cr

5

amc-icon

About the AMC

JM Financial Asset Management Limited

JM Financial Asset Management Limited manages assets worth 1,937 crores and was set up on 9 June 1994. It's current offering of mutual fund schemes includes 22 equity,54 debt and 31 hybrid funds.

amc-img

  • tel-amc-about
    022-61987704
  • mail-amc-about
    investor@jmfl.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    4.9%

    7%

    top-ranked-badge

    4.9%

    7.6%

    top-ranked-badge

    4.9%

    6.9%

    top-ranked-badge

    3.9%

    5.8%

    top-ranked-badge

    4%

    %

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W)

    About JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W)

    JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) is a Low Duration Debt fund and has delivered an annualised return of 6.1% over a period of 14 years. The fund was previously known as JM Low Duration Wk DR . The fund is managed by JM Financial Asset Management Limited. The fund manager’s name is Vikas Agrawal

    JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) Investment Objective

    To generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months. Investors are required to read all the scheme related information set out in the offer documents carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns. . However, there is no assurance that the objective of the scheme will be realized.

    JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) NAV,AUM,Risk

    The JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) fund was launched on Jul 16, 2007. The NAV (Net Asset Value) of this Low Duration Debt fund as of 2021-10-13 is ₹11.41. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹136.246. The category risk of the JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) fund is Low to Moderate Risk. The fund charges 0.66 % as expense ratio.

    JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) Holdings

    The fund’s highest allocation is towards Debt and has invested 63.4% in this asset class. The top three holdings of the fund are , treps-triparty repo , 182 dtb 16122021 , hindalco industries limited , hdb financial services limited , larsen and toubro limited , axis bank limited , tata steel limited , national bank for agriculture and rural development , housing development finance corporation limited , bajaj finance limited , rural electrification corporation limited , reliance industries limited , power finance corporation limited , small industries development bank of india , housing development finance corporation limited , mahindra & mahindra financial services limited , net current assets

    JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Crisil Low Duration Debt Index TR INR.

    JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) Review

    JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) has a score of 3 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, JM Low Duration Fund of Income Distribution cum capital withdrawal (RIDCW-W) has a score of 2out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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