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    • JM Income Fund Bonus Bonus Units (PIDCW-A)
    JM Mutual Fund

    JM Income Fund Bonus Bonus Units (PIDCW-A)

    DebtMedium To Long Duration

    20.8457

    NAV (Sep 17)

    2.3%
    3 Year CAGR
    Scripbox Opinion

    Not Recommended

    Click here for top ranked funds in medium to long duration mutual funds.

    However, Scripbox does not recommend investing in medium to long duration mutual funds.

    Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.

    The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

    Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    26 Years. The fund has an Extended history for analysis and the track record is excellent.

    Relative Size

    24 Cr. Negligible within the category

    Impact of Interest Rate Changes

    Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

    Credit Quality Of Fund's Portfolio

    Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    20.8457

    NAV (Sep 17)

    Fund Returns

    Last 1Y
    3.4%
    Last 3Y
    2.3%
    Last 5Y
    2.9%
    Last 10Y
    5.3%
    Since Inception
    6.5%
    6 Month CAGR
    3.4%
    info-icon-blue

    Scheme Information

    Investment Objective

    To generate stable long term returns with low risk strategy and capital appreciation / accretion through investment in debt instruments and related securities besides preservation of capital.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderate Risk

    Expense Ratio
    1.32
    Launched (26y ago)
    Apr 07, 1995
    AUM in Crores
    23.985
    ISIN
    INF192K01AD9
    Lock-in
    No Lock-in
    Benchmark
    CRISIL Composite Bond Fund TR INR
    SIP Minimum
    0
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Vikas Agrawal

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

    build-long-item-wealth-img

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    ₹ 14,236 cr

    5

    ₹ 32,671 cr

    5

    ₹ 12,277 cr

    5

    ₹ 34,969 cr

    5

    ₹ 24,715 cr

    5

    amc-icon

    About the AMC

    JM Financial Asset Management Limited

    JM Financial Asset Management Limited manages assets worth 2,232 crores and was set up on 9 June 1994. It's current offering of mutual fund schemes includes 22 equity,54 debt and 31 hybrid funds.

    amc-img

  • tel-amc-about
    022-61987704
  • mail-amc-about
    investor@jmfl.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    5%

    7.1%

    5%

    7.6%

    5%

    6.9%

    4%

    5.8%

    4%

    %

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About JM Income Fund Bonus Bonus Units (PIDCW-A)

    About JM Income Fund Bonus Bonus Units (PIDCW-A)

    JM Income Fund Bonus Bonus Units (PIDCW-A) is a Medium To Long Duration Debt fund and has delivered an annualised return of 6.5% over a period of 26 years. . The fund is managed by JM Financial Asset Management Limited. The fund manager’s name is Vikas Agrawal

    JM Income Fund Bonus Bonus Units (PIDCW-A) Investment Objective

    To generate stable long term returns with low risk strategy and capital appreciation / accretion through investment in debt instruments and related securities besides preservation of capital. . However, there is no assurance that the objective of the scheme will be realized.

    JM Income Fund Bonus Bonus Units (PIDCW-A) NAV,AUM,Risk

    The JM Income Fund Bonus Bonus Units (PIDCW-A) fund was launched on Apr 07, 1995. The NAV (Net Asset Value) of this Medium To Long Duration Debt fund as of 2021-09-17 is ₹20.85. The total AUM (Asset Under Management) of the fund as of 20/09/2021 is ₹23.985. The category risk of the JM Income Fund Bonus Bonus Units (PIDCW-A) fund is Moderate Risk. The fund charges 1.32 % as expense ratio.

    JM Income Fund Bonus Bonus Units (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 86.8% in this asset class. The top three holdings of the fund are , 7.26% govt stock 2029 , 7.17% govt stock 2028 , 6.97% govt stock 2026 , 5.63% govt stock 2026 , treps-triparty repo , 182 dtb 18112021 , net current assets

    JM Income Fund Bonus Bonus Units (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    JM Income Fund Bonus Bonus Units (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Composite Bond Fund TR INR.

    JM Income Fund Bonus Bonus Units (PIDCW-A) Review

    JM Income Fund Bonus Bonus Units (PIDCW-A) has a score of 1 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, JM Income Fund Bonus Bonus Units (PIDCW-A) has a score of 1out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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