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  • Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A)

Formerly Invesco India Money Market Disc DR

Invesco Mutual Funds

Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A)

DebtMoney Market

Top Ranked

2442.7756

NAV (Oct 25)

5.7%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within money market mutual funds.However, Scripbox does not recommend investing in money market mutual funds.Money Market Funds invest in money market instruments with maturity upto 1 year.

This category accounts for close to 5% of the total Debt fund assets.

Funds in this category have a credit quality and return similar to Liquid Funds however they tend to have higher variations when interest rates change.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

9 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

2,779 Cr. Medium within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

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Historical NAV

2442.7756

NAV (Oct 25)

Fund Returns

Last 1Y
3.6%
Last 3Y
5.7%
Last 5Y
6.2%
Last 10Y
NA
Since Inception
6.9%
6 Month CAGR
1.7%
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Scheme Information

Investment Objective

To generate superior risk-adjusted returns by investing in Money Market Instruments.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.55
Launched (9y ago)
Feb 01, 2012
AUM in Crores
2778.026
ISIN
INF205K01SC3
Lock-in
No Lock-in
Benchmark
CRISIL Money Market TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Krishna Cheemalapati

Fund Manager

user-avatar

Vikas Garg

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 22,849 cr

5

recommended-badge

₹ 33,722 cr

5

amc-icon

About the AMC

Invesco Asset Management (India) Private Ltd

Invesco Asset Management (India) Private Ltd manages assets worth 46,890 crores and was set up on 20 May 2005. It's current offering of mutual fund schemes includes 36 equity,111 debt and 14 hybrid funds.

amc-img

  • tel-amc-about
    022-67310000
  • mail-amc-about
    mfservices@invesco.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    20.9%

    12.5%

    top-ranked-badge

    20.9%

    12.5%

    top-ranked-badge

    20.9%

    12.5%

    top-ranked-badge

    22.4%

    13.4%

    top-ranked-badge

    25.4%

    16.1%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A)

    About Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A)

    Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) is a Money Market Debt fund and has delivered an annualised return of 6.9% over a period of 9 years. The fund was previously known as Invesco India Money Market Disc DR . The fund is managed by Invesco Asset Management (India) Private Ltd. The fund managers are Krishna Cheemalapati, Vikas Garg

    Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) Investment Objective

    To generate superior risk-adjusted returns by investing in Money Market Instruments. . However, there is no assurance that the objective of the scheme will be realized.

    Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) NAV,AUM,Risk

    The Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) fund was launched on Feb 01, 2012. The NAV (Net Asset Value) of this Money Market Debt fund as of 2021-10-25 is ₹2442.78. The total AUM (Asset Under Management) of the fund as of 26/10/2021 is ₹2778.026. The category risk of the Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) fund is Low to Moderate Risk. The fund charges 0.55 % as expense ratio.

    Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) Holdings

    The fund’s highest allocation is towards Others and has invested 77.3% in this asset class. The top three holdings of the fund are , 8.20% govt stock 2022 , triparty repo , export-import bank of india , small industries development bank of india , national bank for agriculture and rural development , sundaram finance limited , export-import bank of india , housing development finance corporation limited , reliance industries limited , housing development finance corporation limited , 8.65% karnataka sdl 2022 , axis bank limited , 8.94% gujarat sdl 2022 , reliance industries limited , national bank for agriculture and rural development , kotak mahindra bank limited , axis bank limited , 06.58 od sdl 2022 , 8.95% maharashtra sdl 2022 , kotak mahindra investments limited , lic housing finance limited , indusind bank limited , 8.93% haryana sdl 2022 , icici securities limited , icici securities limited , cholamandalam investment and fin. co. ltd , tata capital financial services limited , kotak mahindra bank limited , 8.92% karnataka sdl 2022 , kotak mahindra prime limited , 8.88% haryana sdl 2022 , hero fincorp limited , bajaj housing finance limited , lic housing finance limited , kotak mahindra investments limited , kotak mahindra prime limited , 6.92% mh sdl 2022 , 8.72% maharashtra sdl 2022 , icici securities limited , kotak mahindra investments limited , standard chartered investments and loans (india) limited , axis bank limited , 8.74% rajasthan sdl 2022 , net receivables / (payables) , axis finance limited , indusind bank limited

    Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Money Market TR INR.

    Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) Review

    Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Invesco India Money Market Fund Discretionary of Income Dist cum Capital Wtdrl (RIDCW-A) has a score of 3out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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