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  • Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M)

Formerly Invesco India Credit Risk Reg Mn DP

Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M)

Invesco India Credit Risk Fund Of Income Dist Cum Capital Wtdrl (Pidcw-m)

DebtCredit Risk

1068.1973

NAV (May 11)

Scripbox Opinion

Neutral

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The fund has Relatively moderate history for analysis. We recommend funds with longer history.

Relative Size

130 Cr. Small within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Scheme Information

Investment Objective

To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

1.5 %

Expense Ratio

Sep 04, 2014

Launched (7y ago)

₹ 130

AUM in Crores

INF205K01I42

ISIN

No Lock-in

Lock-in

CRISIL Com AA Short Term Bond PR INR

Benchmark

₹ 1,000

SIP Minimum

₹ 5,000

Lumpsum Min.

Fund Managers
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Krishna Cheemalapati

Fund Manager

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Sujoy Das

Fund Manager

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Vikas Garg

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
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    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

Kotak Savings Fund (G)

Ultra Short

Recommended

Top Ranked

17 Years

Age

5

Track Record

Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

Liquid

Recommended

Top Ranked

17 Years

Age

5

Track Record

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

22 Years

Age

5

Track Record

Nippon India Liquid Fund (G)

Nippon India Liquid Fund (G)

Liquid

Recommended

Top Ranked

18 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

19 Years

Age

5

Track Record

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About the AMC

Invesco Asset Management (India) Private Ltd

Invesco Asset Management (India) Private Ltd manages assets worth 38,459 crores and was set up on 20 May 2005. It's current offering of mutual fund schemes includes 36 equity,111 debt and 14 hybrid funds.

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    022-67310000
  • mail-amc-about
    mfservices@invesco.com
  • Invesco India Growth Opportunities Fund (G)

    Invesco India Growth Opportunities Fund (G)

    Diversified

    Recommended

    Top Ranked

    ₹ 3,652 Cr

    Fund Size

    9.5%

    3Y returns

    Invesco India Growth Opportunities Fund of Income Dist cum Capital Wtdrl (RIDCW-A)

    Invesco India Growth Opportunities Fund of Income Dist cum Capital Wtdrl (RIDCW-A)

    Diversified

    Top Ranked

    ₹ 3,652 Cr

    Fund Size

    9.5%

    3Y returns

    Invesco India Growth Opportunities Fund of Income Dist cum Capital Wtdrl (PIDCW-A)

    Invesco India Growth Opportunities Fund of Income Dist cum Capital Wtdrl (PIDCW-A)

    Diversified

    Top Ranked

    ₹ 3,652 Cr

    Fund Size

    9.5%

    3Y returns

    Invesco India Mid Cap Fund (G)

    Invesco India Mid Cap Fund (G)

    Mid Cap

    Top Ranked

    ₹ 1,424 Cr

    Fund Size

    12.9%

    3Y returns

    Invesco India Liquid Fund (G)

    Invesco India Liquid Fund (G)

    Liquid

    Top Ranked

    ₹ 5,120 Cr

    Fund Size

    4.9%

    3Y returns

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Category View

    Category View

    We check if the sub-category of the fund is recommended by us.

    Consistency Of Performance

    Consistency Of Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Quality Of Fund’s Portfolio

    Credit Quality Of Fund’s Portfolio

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Equity Funds

    Debt Funds

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    About Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M)

    About Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M)

    Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) is a credit risk debt fund and has delivered an annualised return of 4.4% over a period of 7 years .The fund was previously known as Invesco India Credit Risk Reg Mn DP.The fund is managed by Invesco Asset Management (India) Private Ltd.The fund managers are Krishna Cheemalapati, Sujoy Das, Vikas Garg

    Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) Investment Objective

    To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum. However, there is no assurance that the objective of the scheme will be realized.

    Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) NAV,AUM,Risk

    The Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) fund was launched on Sep 04, 2014. The NAV (Net Asset Value) of this credit risk debt as of 2021-05-11 is ₹ 1068.1973. The total AUM (Asset Under Management) of the fund as of 2021-05-12 is ₹ 129.982. The category risk of the Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) fund is Moderate Risk. The fund charges 1.5 % as expense ratio.

    Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) Holdings

    The fund’s highest allocation is towards debt and has invested 94.7% in this asset class. The top three holdings of the fund are housing development finance corporation limited,national housing bank and housing and urban development corporation limited

    Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Com AA Short Term Bond PR INR.

    Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) Review

    Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) has a score of 2 on a scale of 5. The fund scores 3 out of 5 based on historical performance. As compared to the other funds in its category, Invesco India Credit Risk Fund of Income Dist cum Capital Wtdrl (PIDCW-M) has a score of 2 out of 5. The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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