- Mutual Funds
- Bandhan Mutual Funds
- Bandhan Savings Fund (RIDCW-M)
Formerly IDFC Regular Savings Reg IDCW-R
Bandhan Savings Fund (RIDCW-M)
₹ 13.6336
NAV (Sep 22)
Conservative hybrid funds provides varying combinations of equity & debt and is suitable for investment objectives with duration specific to the fund category.
Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.
They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 13.6336
NAV (Sep 22)
Fund Returns
Last 1Y | 1.5% |
Last 3Y | 4.3% |
Last 5Y | 4.6% |
Last 10Y | 4.8% |
Since Inception | NA |
6 Month CAGR | 3.6% |
Scheme Information
The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity securities.
Expense Ratio | 2.07 |
Launched (13y ago) | Feb 26, 2010 |
AUM in Crores | 129.010 |
ISIN | INF194K01RX7 |
Lock-in | No Lock-in |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 3.5 |
Standard Deviation (5yr) | 5 |
Beta (3yr) | 0.9 |
Beta (5yr) | 1.12 |
Sharpe Ratio (3yr) | -0.154 |
Sharpe Ratio (5yr) | -0.156 |
YTM | 7.24 |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| Bandhan Savings Fund (RIDCW-M) | 8,17,924 | 85,312 | 4.6% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Stock Holdings
5.63% govt stock 2026
48.6%bandhan nifty 50 etf
11.7%08.07 gj sdl 2025
7.8%8.33% govt stock 2026
4%7.17% govt stock 2028
4%Allocation by Sector
financial services
2.6%consumer cyclical
2.2%technology
1.4%consumer defensive
1.3%industrials
0.7%Comparison with Hybrid Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 9,394 cr | ||
₹ 25,274 cr | ||
₹ 7,475 cr | ||
₹ 3,302 cr | ||
₹ 587 cr |
About the AMC
Bandhan Mutual Fund
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
- | 4.9% | ||
- | 4.8% | ||
- | 4.8% | ||
- | 4.8% | ||
3.7% | 7.6% |
Bandhan Savings Fund (RIDCW-M) Review
Bandhan Savings Fund (RIDCW-M) is a Conservative Hybrid Hybrid fund and has delivered an annualised return of null% over a period of 13 years. The fund was previously known as IDFC Regular Savings Reg IDCW-R. The fund is managed by Bandhan Asset Management Company Limited. The fund managers are Anurag Mittal, Harshal Joshi, Nishita Shah, Sumit Agrawal, Viraj Kulkarni.
Nav of Bandhan Savings Fund (RIDCW-M) as of 9/22/2023 is ₹13.63 with the total AUM as of 9/23/2023 is ₹129.01. With Scripbox you can compare and check the latest nav for all mutual funds in India. Bandhan Savings Fund (RIDCW-M) was launched on Feb 26, 2010. The category risk of the fund is Moderate Risk.
The minimum SIP amount for Bandhan Savings Fund (RIDCW-M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Frequently Asked Questions
What is Bandhan Savings Fund (RIDCW-M)?
How to invest in Bandhan Savings Fund (RIDCW-M)?
You can invest in Bandhan Savings Fund (RIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Bandhan Savings Fund (RIDCW-M)?
The minimum sip amount for Bandhan Savings Fund (RIDCW-M) is ₹1000. You can invest in multiples of ₹5000.
Is Bandhan Savings Fund (RIDCW-M) good to invest in?
As per Scripbox experts, Bandhan Savings Fund (RIDCW-M) is a Neutral fund. You can investBandhan Savings Fund (RIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the Bandhan Savings Fund (RIDCW-M)?
The expense ratio of the Bandhan Savings Fund (RIDCW-M) is 2.07% for regular plan.