Formerly IDFC Regular Savings Reg Qt DR
However, Scripbox does not recommend investing in conservative hybrid mutual funds.
Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.
They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
11 Years. The Fund has Sufficient history for analysis and the track record is good.
180 Cr. Medium within the category
Relatively Poor. The category has a relatively poor investment outlook
Consistency Of Performance
Poor. The historical performance of the fund has been poor
The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity securities.
Low to Moderate
Sep 20, 2010
Launched (11y ago)
AUM in Crores
S&P BSE 200 India TR INR
Returns Calculator Comparison
with step up of
|Instrument||Returns||Total Corpus||Gains||Annualised %|
|Mutual Fund||₹ 965,796||₹ 233,184||11.25%|
|EPF||₹ 900,761||₹ 168,149||8.50%|
|Property||₹ 867,662||₹ 135,050||7.00%|
|PPF||₹ 869,819||₹ 137,207||7.10%|
|Bank FD||₹ 846,471||₹ 113,859||6.00%|
|Gold||₹ 846,471||₹ 113,859||6.00%|
|Savings Bank||₹ 825,950||₹ 93,338||5.00%|
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Comparison with Hybrid Funds
About the AMC
IDFC Asset Management Company Limited
IDFC Asset Management Company Limited manages assets worth 123,045 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 33 equity,198 debt and 32 hybrid funds.
₹ 6,881 Cr
₹ 6,881 Cr
₹ 6,881 Cr
₹ 6,881 Cr
₹ 6,881 Cr
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IDFC Savings Fund of Inc Dis cum cptl Wdrl opt (RIDCW-Q) is a conservative hybrid hybrid fund and has delivered an annualised return of 5.9% over a period of 11 years .The fund was previously known as IDFC Regular Savings Reg Qt DR.The fund is managed by IDFC Asset Management Company Limited.The fund managers are Anurag Mittal, Sumit Agrawal
The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity securities. However, there is no assurance that the objective of the scheme will be realized.
The IDFC Savings Fund of Inc Dis cum cptl Wdrl opt (RIDCW-Q) fund was launched on Sep 20, 2010. The NAV (Net Asset Value) of this conservative hybrid hybrid as of 2021-05-06 is ₹ 13.3695. The total AUM (Asset Under Management) of the fund as of 2021-05-07 is ₹ 179.590. The category risk of the IDFC Savings Fund of Inc Dis cum cptl Wdrl opt (RIDCW-Q) fund is Moderate Risk. The fund charges 2.18 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 51.8% in this asset class. The top three holdings of the fund are 7.27% govt stock 2026,8.07% gujarat sdl 2025 and housing development finance corporation limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to S&P BSE 200 India TR INR
IDFC Savings Fund of Inc Dis cum cptl Wdrl opt (RIDCW-Q) has a score of 1 on a scale of 5. The fund scores 4 out of 5 based on historical performance. As compared to the other funds in its category, IDFC Savings Fund of Inc Dis cum cptl Wdrl opt (RIDCW-Q) has a score of 3 out of 5. Scipbox has rated this fund 2 out of 5 based on consistency of performance over various years / tenures.