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  • IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D)

Formerly IDFC Low Duration Reg Dl DR

IDFC Mutual Funds

IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D)

DebtLow Duration

Top Ranked

10.1013

NAV (Oct 26)

5.3%
3 Year CAGR
Scripbox Opinion

Top Ranked

IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) is recommended for investment within low duration mutual funds.

Low duration funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

15 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

8,526 Cr. Large within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.1013

NAV (Oct 26)

Fund Returns

Last 1Y
3.6%
Last 3Y
5.3%
Last 5Y
5.1%
Last 10Y
6.2%
Since Inception
5.7%
6 Month CAGR
1.8%
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Scheme Information

Investment Objective

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.52
Launched (15y ago)
Jan 17, 2006
AUM in Crores
8525.064
ISIN
INF194K01FV6
Lock-in
No Lock-in
Benchmark
NIFTY Low Duration Debt Index TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Anurag Mittal

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

IDFC Asset Management Company Limited

IDFC Asset Management Company Limited manages assets worth 130,443 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 33 equity,199 debt and 32 hybrid funds.

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  • tel-amc-about
    022-66289999
  • mail-amc-about
    investormf@idfc.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    6.6%

    7.4%

    top-ranked-badge

    5.3%

    5.7%

    top-ranked-badge

    5.4%

    5.1%

    top-ranked-badge

    5.3%

    5%

    top-ranked-badge

    -0.3%

    4.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D)

    About IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D)

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) is a Low Duration Debt fund and has delivered an annualised return of 5.7% over a period of 15 years. The fund was previously known as IDFC Low Duration Reg Dl DR . The fund is managed by IDFC Asset Management Company Limited. The fund manager’s name is Anurag Mittal

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) Investment Objective

    The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months. . However, there is no assurance that the objective of the scheme will be realized.

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) NAV,AUM,Risk

    The IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) fund was launched on Jan 17, 2006. The NAV (Net Asset Value) of this Low Duration Debt fund as of 2021-10-26 is ₹10.10. The total AUM (Asset Under Management) of the fund as of 27/10/2021 is ₹8525.064. The category risk of the IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) fund is Low to Moderate Risk. The fund charges 0.52 % as expense ratio.

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) Holdings

    The fund’s highest allocation is towards Others and has invested 57.1% in this asset class. The top three holdings of the fund are , triparty repo , 182 dtb 23122021 , 5.63% govt stock 2026 , 182 dtb 09122021 , housing development finance corporation limited , 91 dtb 23122021 , reliance jio infocomm limited , national bank for agriculture and rural development , reliance industries limited , national bank for agriculture and rural development , export-import bank of india , 182 dtb 16122021 , reliance industries limited , lic housing finance limited , reliance industries limited , net current assets , hdb financial services limited , housing development finance corporation limited , kotak mahindra investments limited , housing development finance corporation limited , lic housing finance limited , rural electrification corporation limited , national bank for agriculture and rural development , kotak mahindra investments limited , ultratech cement limited , axis bank limited , interest rate swaps (27/01/2022) receive floating , interest rate swaps (27/01/2022) pay fix , housing development finance corporation limited , housing development finance corporation limited , kotak mahindra prime limited , lic housing finance limited , kotak mahindra investments limited , kotak mahindra investments limited , lic housing finance limited , lic housing finance limited , bajaj finance limited , larsen and toubro limited , hdb financial services limited , reliance industries limited , export-import bank of india , kotak mahindra investments limited , lic housing finance limited , lic housing finance limited , 8.90 % tamil nadu sdl 2022 , 08.48 ka sdl 2022 , reliance industries limited , grasim industries limited , national bank for agriculture and rural development , lic housing finance limited , rural electrification corporation limited , national bank for agriculture and rural development , housing development finance corporation limited , housing development finance corporation limited , power finance corporation limited , indian railway finance corporation limited , rural electrification corporation limited , ultratech cement limited , rural electrification corporation limited , ultratech cement limited , lic housing finance limited , 8.79% gujarat sdl 2022 , rec limited , grasim industries limited , national bank for agriculture and rural development , 8.38% haryana sdl 2026 , national bank for agriculture and rural development , indian railway finance corporation limited , reliance jio infocomm limited , housing development finance corporation limited , lic housing finance limited , larsen and toubro limited , national bank for agriculture and rural development , power finance corporation limited , 8.33% govt stock 2026 , 8.05% gujarat sdl 2025 , reliance jio infocomm limited , bajaj finance limited , bajaj finance limited , bajaj finance limited , sundaram finance limited , 8.99% gujarat sdl 2022 , lic housing finance limited

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Low Duration Debt Index TR INR.

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) Review

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) has a score of 5 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D) has a score of 4out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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