- Mutual Funds
- Bandhan Mutual Funds
- Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A)
Formerly IDFC Gov Sec Inv Reg Ann IDCW-R
Gilt funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.
Such a strategy results in a very high credit quality of the fund.
Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 10.7096
NAV (Apr 19)
Fund Returns
Last 1Y | -2% |
Last 3Y | 1% |
Last 5Y | 4.1% |
Last 10Y | 5.3% |
Since Inception | 5.5% |
6 Month CAGR | -3.1% |
Scheme Information
The scheme seeks to generate optimal returns with high liquidity by investing in Government Securities across maturities.
Expense Ratio | 1.08 |
Launched (12y ago) | Dec 11, 2012 |
AUM in Crores | 1661.186 |
ISIN | INF194K01ED7 |
Lock-in | No Lock-in |
Benchmark | CRISIL Dynamic Gilt TR INR |
SIP Minimum | 0 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 5.1 |
Standard Deviation (5yr) | 5.3 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.669 |
Sharpe Ratio (5yr) | -0.12 |
YTM | 7.24 |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) | 8,08,035 | 75,423 | 4.1% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.3% govt stock 2053
103.5%net current assets
14.4%triparty repo
8.8%7.18% govt stock 2037
2.1%7.17% govt stock 2028
0%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 4,923 cr | ||
₹ 10,293 cr | ||
₹ 35,428 cr | ||
₹ 13,848 cr | ||
₹ 13,895 cr |
About the AMC
Bandhan Mutual Fund
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
5.1% | 5.2% | ||
1.4% | 1.5% | ||
1.4% | 1.5% | ||
1.4% | 1.5% | ||
27% | 17.4% |
Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) Review
Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) is a Gilt Debt fund and has delivered an annualised return of 5.5% over a period of 11 years. The fund was previously known as IDFC Gov Sec Inv Reg Ann IDCW-R. The fund is managed by Bandhan Asset Management Company Limited. The fund managers are Sreejith Balasubramanian, Suyash Choudhary.
Nav of Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) as of 4/19/2024 is ₹10.71 with the total AUM as of 4/20/2024 is ₹1661.186. With Scripbox you can compare and check the latest nav for all mutual funds in India. Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) was launched on Dec 11, 2012. The category risk of the fund is Moderate Risk.
The minimum SIP amount for Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR.
Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) is rated as a 3 fund in Debt and delivered -2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A).
Frequently Asked Questions
What is Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A)?
How to invest in Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A)?
You can invest in Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A)?
The minimum sip amount for Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) is ₹0. You can invest in multiples of ₹5000.
Is Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) good to invest in?
As per Scripbox experts, Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) is a Neutral fund. You can investBandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A)?
The expense ratio of the Bandhan Government Securities Fund Investment Plan Ann Rnvmt opt (RIDCW-A) is 1.08% for regular plan.