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  • IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A)

Formerly IDFC Gov Sec-Constant Mat Reg Prdic DR

IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A)

IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A)

DebtGilt With 10 Year Constant Duration

12.8845

NAV (Jul 29)

6.4%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in gilt with 10 year constant duration mutual funds.

However, Scripbox does not recommend investing in gilt with 10 year constant duration mutual funds.

Gilt Funds with 10 year constant duration are mandated to invest a minimum of 80% of their total assets in Government Securities such that the duration of the portfolio is equal to 10 years.

Funds in the category are exposed to very high variations when interest rates change.On the other hand,such a strategy results in a very high credit quality of the fund.This is the smallest category(less than 0.1 % of the total debt fund assets) with very few funds.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk and high volatility.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

5 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

312 Cr. Small within the category

Impact of Interest Rate Changes

Highest Interest Rate Risk. The impact on fund value is very high when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Scheme Information

Investment Objective

The scheme seeks to generate optimal returns with high liquidity by investing in Government Securities such that weighted average portfolio maturity of around 10 years.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
0.61 %
Launched (5y ago)
May 10, 2016
AUM in Crores
₹ 312
ISIN
INF194KA1SJ1
Lock-in
No Lock-in
Benchmark
CRISIL 10 Yr Gilt Index
SIP Minimum
₹ 1,000
Lumpsum Min.
₹ 5,000
Fund Managers
user-avatar

Harshal Joshi

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
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    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

Kotak Savings Fund (G)

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Age

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Track Record

Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

Liquid

Recommended

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Age

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Track Record

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

22 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

19 Years

Age

5

Track Record

Nippon India Liquid Fund (G)

Nippon India Liquid Fund (G)

Liquid

Recommended

Top Ranked

18 Years

Age

5

Track Record

amc-icon

About the AMC

IDFC Asset Management Company Limited

IDFC Asset Management Company Limited manages assets worth 127,434 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 33 equity,199 debt and 32 hybrid funds.

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  • tel-amc-about
    022-66289999
  • mail-amc-about
    investormf@idfc.com
  • IDFC Low Duration Fund (G)

    IDFC Low Duration Fund (G)

    Low Duration

    Recommended

    Top Ranked

    ₹ 9,168 Cr

    Fund Size

    6.90%

    3 Year CAGR

    3 Y CAGR

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D)

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D)

    Low Duration

    Top Ranked

    ₹ 9,168 Cr

    Fund Size

    5.40%

    3 Year CAGR

    3 Y CAGR

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-Q)

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-Q)

    Low Duration

    Top Ranked

    ₹ 9,168 Cr

    Fund Size

    5.20%

    3 Year CAGR

    3 Y CAGR

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-W)

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-W)

    Low Duration

    Top Ranked

    ₹ 9,168 Cr

    Fund Size

    5.20%

    3 Year CAGR

    3 Y CAGR

    IDFC Low Duration Fund Periodic of Income Distribution cum cptl Wdrl opt (RIDCW-A)

    IDFC Low Duration Fund Periodic of Income Distribution cum cptl Wdrl opt (RIDCW-A)

    Low Duration

    Top Ranked

    ₹ 9,168 Cr

    Fund Size

    0.00%

    3 Year CAGR

    3 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A)

    About IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A)

    IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) is a gilt with 10 year constant duration debt fund and has delivered an annualised return of 6.3% over a period of 5 years .The fund was previously known as IDFC Gov Sec-Constant Mat Reg Prdic DR.The fund is managed by IDFC Asset Management Company Limited.The fund manager’s name is Harshal Joshi.

    IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) Investment Objective

    The scheme seeks to generate optimal returns with high liquidity by investing in Government Securities such that weighted average portfolio maturity of around 10 years. However, there is no assurance that the objective of the scheme will be realized.

    IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) NAV,AUM,Risk

    The IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) fund was launched on May 10, 2016. The NAV (Net Asset Value) of this gilt with 10 year constant duration debt as of 2021-07-29 is ₹ 12.8845. The total AUM (Asset Under Management) of the fund as of 2021-07-29 is ₹ 311.638. The category risk of the IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) fund is Moderate Risk. The fund charges 0.61 % as expense ratio.

    IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) Holdings

    The fund’s highest allocation is towards debt and has invested 97.0% in this asset class. The top three holdings of the fund are 7.26% govt stock 2029,6.64% govt stock 2035 and 7.17% govt stock 2028

    IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL 10 Yr Gilt Index.

    IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) Review

    IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) has a score of 2 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, IDFC Government Securities Fund Constant Maturity Prdic Rnvmt of Inc Dis cum cptl Wdrl opt (RIDCW-A) has a score of 2 out of 5. The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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