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  • IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A)

Formerly IDFC Equity Savings Reg Ann DR

IDFC Mutual Funds

IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A)

HybridEquity Savings

12.46

NAV (Nov 29)

6.1%
5 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in equity savings mutual funds.

However, Scripbox does not recommend investing in equity savings mutual funds.

Equity Savings funds are primarily equity funds with a small exposure of minimum 10% to debt instruments.

These funds are close to equity funds in terms of market linked fluctuations.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

6 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

66 Cr. Negligible within the category

Category View

Relatively Poor. The category has a relatively poor investment outlook

Consistency Of Performance

Poor. The historical performance of the fund has been poor

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Historical NAV

12.46

NAV (Nov 29)

Fund Returns

Last 1Y

11.9%

Last 3Y

8%

Last 5Y

6.1%

Last 10Y

NA

Since Inception

6.4%

6 Month CAGR

5.2%

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Scheme Information

Investment Objective

To generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Low to Moderate Risk

Expense Ratio

1.37

Launched (6y ago)

Mar 02, 2015

AUM in Crores

65.216

ISIN

INF194KA1XY0

Lock-in

No Lock-in

Benchmark

CRISIL Liquid Fund TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Harshal Joshi

Fund Manager

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Sachin Relekar

Fund Manager

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Yogik Pitti

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
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comparison

Comparison with Hybrid Funds

Fund NameScripbox OpinionFund SizeTrack Record
Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

₹ 8,193 cr

5

₹ 18,740 cr

5

₹ 106 cr

5

₹ 1,979 cr

5

₹ 471 cr

5

amc-icon

About the AMC

IDFC Asset Management Company Limited

IDFC Asset Management Company Limited manages assets worth 129,929 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 33 equity,199 debt and 32 hybrid funds.

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  • tel-amc-about
    022-66289999
  • mail-amc-about
    investormf@idfc.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    IDFC Low Duration Fund (G)

    IDFC Low Duration Fund (G)

    6.4%

    7.4%

    5.2%

    5.7%

    5.3%

    5.1%

    5.3%

    5%

    -0.5%

    4.8%

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Parag Parikh Flexi Cap fund (Growth)

    Parag Parikh Flexi Cap fund (Growth)

    Equity

    Diversified

    Mirae Asset Large Cap Fund (Growth)

    Mirae Asset Large Cap Fund (Growth)

    Equity

    Large Cap

    Axis Bluechip Fund (Growth)

    Axis Bluechip Fund (Growth)

    Equity

    Large Cap

    Invesco India Growth Opportunities Fund (Growth)

    Invesco India Growth Opportunities Fund (Growth)

    Equity

    Diversified

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A)

    About IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A)

    IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A) is a Equity Savings Hybrid fund and has delivered an annualised return of 6.4% over a period of 6 years. The fund was previously known as IDFC Equity Savings Reg Ann DR . The fund is managed by IDFC Asset Management Company Limited. The fund managers are Harshal Joshi, Sachin Relekar, Yogik Pitti

    IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A) Investment Objective

    To generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments. . However, there is no assurance that the objective of the scheme will be realized.

    IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A) NAV,AUM,Risk

    The IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A) fund was launched on Mar 02, 2015. The NAV (Net Asset Value) of this Equity Savings Hybrid fund as of 2021-11-29 is ₹12.46. The total AUM (Asset Under Management) of the fund as of 29/11/2021 is ₹65.216. The category risk of the IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A) fund is Low to Moderate Risk. The fund charges 1.37 % as expense ratio.

    IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A) Holdings

    The fund’s highest allocation is towards Others and has invested 75.7% in this asset class. The top three holdings of the fund are , cash offset for derivatives , cash margin - derivatives , 182 dtb 09122021 , triparty repo , rural electrification corporation limited , sun pharmaceuticals industries ltd , tech mahindra ltd , axis bank ltd , future on axis bank ltd , tata consultancy services ltd , reliance industries ltd , future on jsw steel ltd , jsw steel ltd , future on reliance industries ltd , future on sun pharmaceuticals industries ltd , hindustan petroleum corp ltd , future on hindustan petroleum corp ltd , net receivables/payables , mahindra & mahindra ltd , titan co ltd , future on mahindra & mahindra ltd , future on titan co ltd , future on tech mahindra ltd , hdfc bank ltd , tata motors ltd , future on tata motors ltd , future on tata chemicals ltd , tata chemicals ltd , bharti airtel ltd , hdfc asset management company limited , future on hdfc asset management company limited , future on adani ports & special economic zone ltd , adani ports & special economic zone ltd , icici bank ltd , aurobindo pharma ltd , future on aurobindo pharma ltd , future on dabur india ltd , dabur india ltd , future on wipro ltd , wipro ltd , future on tata consultancy services ltd , future on tata power co ltd , tata power co ltd , future on lic housing finance ltd , bajaj finance ltd , lic housing finance ltd , future on hcl technologies ltd , hcl technologies ltd , future on sbi life insurance company limited , future on marico ltd , future on bajaj finance ltd , marico ltd , sbi life insurance company limited , torrent power ltd , ultratech cement ltd , gujarat state petronet ltd , larsen & toubro ltd , pidilite industries ltd , future on pidilite industries ltd , maruti suzuki india ltd , future on bajaj auto ltd , bajaj auto ltd , sundaram finance ltd , thermax ltd , crompton greaves consumer electricals ltd , future on torrent pharmaceuticals ltd , torrent pharmaceuticals ltd , hdfc life insurance company limited , coromandel international ltd , rallis india ltd , future on bharti airtel ltd , laurus labs ltd , apl apollo tubes ltd , future on nestle india ltd , nestle india ltd , bharti airtel ltd (partly paid rs.1.25) , cash margin - ccil

    IDFC Equity Savings Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

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