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  • IDFC Asset Management Company Limited
  • IDFC Credit Risk Fund (Dividend Payout - Semi Annually)

Formerly IDFC Credit Opp Fund Reg Hlf Yrly DP

IDFC Credit Risk Fund (Dividend Payout - Semi Annually)

IDFC Credit Risk Fund (Dividend Payout - Semi Annually)

Debt

Credit Risk

NAV (Jan 01)

Scripbox Opinion

Not Recommended

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

3 Years

The fund has Relatively moderate history for analysis. We recommend funds with longer history.

Relative Size

800 Cr

Medium within the category

Impact of Interest Rate Changes

High Interest Rate Risk

The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk

The fund has a lower credit quality compared to other debt funds

Short Term Money

Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment
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Scheme Information

Investment Objective

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

Low

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Moderately Low

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Moderate

risk-moderate-img

Moderately High

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High

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Moderate Risk

1.65 %

Expense Ratio

Mar 03, 2017

Launched (3y ago)

₹ 800

AUM in Crores

INF194KA1V71

ISIN

No Lock-in

Lock-in

NIFTY AAA Short Duration Bond TR INR

Benchmark

₹ 1,000

SIP Minimum

₹ 5,000

Lumpsum Min.

Fund Managers
user-avatar

Arvind Subramanian

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
asset-allocation

Asset allocation and Holdings

Last updated on

Top Stock Holdings

7.17% govt stock 2028

16%
16%

Triparty repo

14%
14%

Aditya birla fashion and retail limited

9%
9%

Tata power renewable energy limited

6.5%
6.5%

Reliance industries limited

6.5%
6.5%
See all holdingsright-arrow
allocation by market cap
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

Kotak Savings Fund (G)

Ultra Short

Recommended

Top Ranked

16 Years

Age

5

Track Record

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

21 Years

Age

5

Track Record

Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

Liquid

Recommended

Top Ranked

16 Years

Age

5

Track Record

Nippon India Liquid Fund (G)

Nippon India Liquid Fund (G)

Liquid

Recommended

Top Ranked

17 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

18 Years

Age

5

Track Record

amc-icon

About the AMC

IDFC Asset Management Company Limited

IDFC Asset Management Company Limited manages assets worth 119,687 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 33 equity,198 debt and 32 hybrid funds.

amc-img

  • tel-amc-about
    022-66289999
  • mail-amc-about
    investormf@idfc.com
  • IDFC Low Duration Fund (G)

    IDFC Low Duration Fund (G)

    Low Duration

    Recommended

    Top Ranked

    ₹ 7,175 Cr

    Fund Size

    7.5%

    3Y returns

    IDFC Low Duration Fund (DR-Q)

    IDFC Low Duration Fund (DR-Q)

    Low Duration

    Top Ranked

    ₹ 7,175 Cr

    Fund Size

    5.4%

    3Y returns

    IDFC Low Duration Fund (DR-D)

    IDFC Low Duration Fund (DR-D)

    Low Duration

    Top Ranked

    ₹ 7,175 Cr

    Fund Size

    5.6%

    3Y returns

    IDFC Low Duration Fund (DR-W)

    IDFC Low Duration Fund (DR-W)

    Low Duration

    Top Ranked

    ₹ 7,175 Cr

    Fund Size

    5.4%

    3Y returns

    IDFC Low Duration Fund Periodic (DR-A)

    IDFC Low Duration Fund Periodic (DR-A)

    Low Duration

    Top Ranked

    ₹ 7,175 Cr

    Fund Size

    0.7%

    3Y returns

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    Investment Calculator

    Investment Duration5 years

    ₹ 0

    Total Investment

    ₹ 0

    Wealth Gained

    ₹ 0

    Total Corpus Created (₹)

    With assumed returns of 6.5 %
    How does Scripbox rate funds?

    Proprietary system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Category View

    Category View

    We check if the sub-category of the fund is recommended by us.

    Consistency Of Performance

    Consistency Of Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Quality Of Fund’s Portfolio

    Credit Quality Of Fund’s Portfolio

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Equity Funds

    Debt Funds

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    About IDFC Credit Risk Fund (DP-6M)

    About IDFC Credit Risk Fund (DP-6M)

    IDFC Credit Risk Fund (DP-6M) is a credit risk debt fund and has delivered an annualised return of % over a period of 3 years .The fund was previously known as IDFC Credit Opp Fund Reg Hlf Yrly DP.The fund is managed by IDFC Asset Management Company Limited.The fund manager’s name is Arvind Subramanian.

    IDFC Credit Risk Fund (DP-6M) Investment Objective

    The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities. However, there is no assurance that the objective of the scheme will be realized.

    IDFC Credit Risk Fund (DP-6M) NAV,AUM,Risk

    The IDFC Credit Risk Fund (DP-6M) fund was launched on Mar 03, 2017. The NAV (Net Asset Value) of this credit risk debt as of is ₹ . The total AUM (Asset Under Management) of the fund as of 2020-11-25 is ₹ 799.748. The category risk of the IDFC Credit Risk Fund (DP-6M) fund is Moderate Risk. The fund charges 1.65 % as expense ratio.

    IDFC Credit Risk Fund (DP-6M) Holdings

    The fund’s highest allocation is towards debt and has invested 83.1% in this asset class. The top three holdings of the fund are 7.17% govt stock 2028,aditya birla fashion and retail limited and reliance industries limited

    IDFC Credit Risk Fund (DP-6M) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    IDFC Credit Risk Fund (DP-6M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY AAA Short Duration Bond TR INR.

    IDFC Credit Risk Fund (DP-6M) Review

    IDFC Credit Risk Fund (DP-6M) has a score of 1 on a scale of 5. The fund scores 3 out of 5 based on historical performance. As compared to the other funds in its category, IDFC Credit Risk Fund (DP-6M) has a score of 3 out of 5. The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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