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  • IDFC Mutual Funds
  • IDFC Credit Risk Fund (Growth)

Formerly IDFC Credit Opp Fund Reg Gr

IDFC Mutual Funds

IDFC Credit Risk Fund (Growth)

DebtCredit Risk

13.4998

NAV (Jun 23)

5.3%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Track Record

5 Years. The fund has Relatively moderate history for analysis. We recommend funds with longer history.

Relative Size

712 Cr. Medium within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

Scripbox Recommended Debt Funds

Want the floating rate funds that are right for your short term investment needs?

Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

13.4998

NAV (Jun 23)

Fund Returns

Last 1Y

2.2%

Last 3Y

5.3%

Last 5Y

5.5%

Last 10Y

NA

Since Inception

5.8%

6 Month CAGR

0%

Scheme Information

Investment Objective

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

Expense Ratio

1.6

Launched (5y ago)

Mar 03, 2017

AUM in Crores

711.417

ISIN

INF194KA1W39

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Credit Risk TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers

Arvind Subramanian

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-06-23

Top Debt Holdings

triparty repo

33.6%
33.6%

7.17% govt stock 2028

13.7%
13.7%

bharti hexacom limited

6.9%
6.9%

reliance industries limited

6.7%
6.7%

summit digitel infrastructure private limited

6.7%
6.7%
See all holdings

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 44,308 cr

5

₹ 14,441 cr

5

₹ 18,739 cr

5

₹ 12,059 cr

5

₹ 44,308 cr

5

About the AMC

IDFC Asset Management Company Limited

IDFC Asset Management Company Limited manages assets worth 121,537 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 33 equity,199 debt and 32 hybrid funds.

amc-img

  • 022-66289999
  • investormf@idfc.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    5.8%

    7.7%

    5%

    7.9%

    10.5%

    10.2%

    7.8%

    8.6%

    5.2%

    7.2%

    Investment Calculator

    Investment Duration5 years

    0

    Total Investment

    0

    Wealth Gained

    0

    Total Corpus Created (₹)

    With CAGR of 11.25 % in 5 years

    IDFC Credit Risk Fund (G) Review

    IDFC Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 5.8% over a period of 5 years. The fund was previously known as IDFC Credit Opp Fund Reg Gr. The fund is managed by IDFC Asset Management Company Limited. The fund manager’s name is Arvind Subramanian.

    Nav of IDFC Credit Risk Fund (G) as of 6/23/2022 is ₹13.50 with the total AUM as of 6/24/2022 is ₹711.417. With Scripbox you can compare and check the latest nav for all mutual funds in India. IDFC Credit Risk Fund (G) was launched on Mar 03, 2017. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for IDFC Credit Risk Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    IDFC Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Credit Risk TR INR.

    IDFC Credit Risk Fund (G) is rated as a 2 fund in Debt and delivered 2.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with IDFC Credit Risk Fund (G).

    Frequently Asked Questions

    What is IDFC Credit Risk Fund (G)?

    IDFC Credit Risk Fund (G) is a Credit Risk Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in IDFC Credit Risk Fund (G)?

    You can invest in IDFC Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of IDFC Credit Risk Fund (G)?

    The minimum sip amount for IDFC Credit Risk Fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is IDFC Credit Risk Fund (G) good to invest in?

    As per Scripbox experts, IDFC Credit Risk Fund (G) is a Neutral fund. You can investIDFC Credit Risk Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the IDFC Credit Risk Fund (G)?

    The expense ratio of the IDFC Credit Risk Fund (G) is 1.6% for regular plan.