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  • IDFC Mutual Funds
  • IDFC Credit Risk Fund (Growth)

Formerly IDFC Credit Opp Fund Reg Gr

IDFC Mutual Funds

IDFC Credit Risk Fund (Growth)

DebtCredit Risk

13.8759

NAV (Dec 06)

4.9%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in credit risk mutual funds.

Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Neutral

The performance of the fund on a Fund Size metric has been Neutral

Rolling Returns

Good

The performance of the fund on a Rolling Returns metric has been Good

Scripbox Recommended Debt Funds

Want the Debt funds that are right for your short term investment needs?

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

13.8759

NAV (Dec 6)

Fund Returns

Last 1Y

2.9%

Last 3Y

4.9%

Last 5Y

5.6%

Last 10Y

NA

Since Inception

5.9%

6 Month CAGR

3.1%

Scheme Information

Investment Objective

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

Expense Ratio

1.6

Launched (5y ago)

Mar 03, 2017

AUM in Crores

597.675

ISIN

INF194KA1W39

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Credit Risk TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Standard Deviation (3yr)

2.2

Standard Deviation (5yr)

2

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

0.262

Sharpe Ratio (5yr)

0.243

YTM

7.56

Fund Managers

Gautam Kaul

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-12-06

Top Debt Holdings

7.38% govt stock 2027

25.3%
25.3%

godrej industries limited

10.8%
10.8%

triparty repo

9.1%
9.1%

the tata power company limited

8.5%
8.5%

summit digitel infrastructure limited

8.1%
8.1%
See all holdings

Compare IDFC Credit Risk Fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 46,469 cr

₹ 14,221 cr

₹ 18,664 cr

₹ 13,008 cr

₹ 46,469 cr

About the AMC

IDFC Asset Management Company Limited

IDFC Asset Management Company Limited manages assets worth 124,459 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 33 equity,204 debt and 27 hybrid funds.

amc-img

  • 022-66289999
  • investormf@idfc.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    5.9%

    7.6%

    26.7%

    16.5%

    24.4%

    18.3%

    -

    -8.8%

    -

    -8.8%

    IDFC Credit Risk Fund (G) Review

    IDFC Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 5.9% over a period of 5 years. The fund was previously known as IDFC Credit Opp Fund Reg Gr. The fund is managed by IDFC Asset Management Company Limited. The fund manager’s name is Gautam Kaul.

    Nav of IDFC Credit Risk Fund (G) as of 12/6/2022 is ₹13.88 with the total AUM as of 12/7/2022 is ₹597.675. With Scripbox you can compare and check the latest nav for all mutual funds in India. IDFC Credit Risk Fund (G) was launched on Mar 03, 2017. The category risk of the fund is Moderately High risk.

    The minimum SIP amount for IDFC Credit Risk Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    IDFC Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Credit Risk TR INR.

    IDFC Credit Risk Fund (G) is rated as a 3 fund in Debt and delivered 2.9% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with IDFC Credit Risk Fund (G).

    Frequently Asked Questions

    What is IDFC Credit Risk Fund (G)?

    IDFC Credit Risk Fund (G) is a Credit Risk Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in IDFC Credit Risk Fund (G)?

    You can invest in IDFC Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of IDFC Credit Risk Fund (G)?

    The minimum sip amount for IDFC Credit Risk Fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is IDFC Credit Risk Fund (G) good to invest in?

    As per Scripbox experts, IDFC Credit Risk Fund (G) is a Neutral fund. You can investIDFC Credit Risk Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the IDFC Credit Risk Fund (G)?

    The expense ratio of the IDFC Credit Risk Fund (G) is 1.6% for regular plan.