• Mutual Funds
  • Bandhan Mutual Funds
  • Bandhan Credit Risk Fund (Growth)

Formerly IDFC Credit Risk Reg Gr

Bandhan Mutual Funds

Bandhan Credit Risk Fund (Growth)

DebtCredit Risk

15.1493

NAV (May 29)

4.8%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in credit risk mutual funds.

Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Rolling Returns

Neutral

The performance of the fund on a Rolling Returns metric has been Neutral

Scripbox Recommended Debt Funds
Want the Debt funds that are right for your short term investment needs?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

15.1493

NAV (May 29)

Fund Returns

Last 1Y
6.2%
Last 3Y
4.8%
Last 5Y
5.7%
Last 10Y
NA
Since Inception
5.9%
6 Month CAGR
3.6%

Scheme Information

Investment Objective

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

Expense Ratio
1.68
Launched (7y ago)
Mar 03, 2017
AUM in Crores
347.596
ISIN
INF194KA1W39
Lock-in
No Lock-in
Benchmark
Nifty Credit Risk Bond B-II TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
1
Standard Deviation (5yr)
1.8
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.832
Sharpe Ratio (5yr)
0.307
YTM
8.12
Fund Managers

Gautam Kaul

Fund Manager

Sreejith Balasubramanian

Fund Manager

Debraj Lahiri

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
Bandhan Credit Risk Fund (Growth)70%8,40,245 1,07,6335.7%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-05-29

Top Debt Holdings

7.18% govt stock 2037

15.9%
15.9%

century textiles and industried limited

11.5%
11.5%

godrej industries limited

11.4%
11.4%

tata projects limited

8.6%
8.6%

bharti telecom limited

7.2%
7.2%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 4,984 cr

₹ 10,779 cr

₹ 49,300 cr

₹ 14,459 cr

₹ 14,796 cr

amc-img

About the AMC

Bandhan Mutual Fund

Bandhan Asset Management Company Limited manages assets worth 145,863 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 38 equity,214 debt and 27 hybrid funds.amc-img
phone-img022-66289999
Fund NameScripbox Opinion
Till Date CAGR

5%

5.4%

1.3%

1.8%

1.3%

1.8%

1.3%

1.8%

24.2%

17.6%

Bandhan Credit Risk Fund (G) Review

Bandhan Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 5.9% over a period of 7 years. The fund was previously known as IDFC Credit Risk Reg Gr. The fund is managed by Bandhan Asset Management Company Limited. The fund managers are Debraj Lahiri, Gautam Kaul, Sreejith Balasubramanian.

Nav of Bandhan Credit Risk Fund (G) as of 5/29/2024 is ₹15.15 with the total AUM as of 5/30/2024 is ₹347.596. With Scripbox you can compare and check the latest nav for all mutual funds in India. Bandhan Credit Risk Fund (G) was launched on Mar 03, 2017. The category risk of the fund is Moderately High risk.

The minimum SIP amount for Bandhan Credit Risk Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

Bandhan Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Credit Risk Bond B-II TR INR.

Bandhan Credit Risk Fund (G) is rated as a 3 fund in Debt and delivered 6.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Bandhan Credit Risk Fund (G).

Frequently Asked Questions

What is Bandhan Credit Risk Fund (G)?

Bandhan Credit Risk Fund (G) is a Credit Risk Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in Bandhan Credit Risk Fund (G)?

You can invest in Bandhan Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of Bandhan Credit Risk Fund (G)?

The minimum sip amount for Bandhan Credit Risk Fund (G) is ₹1000. You can invest in multiples of ₹5000.

Is Bandhan Credit Risk Fund (G) good to invest in?

As per Scripbox experts, Bandhan Credit Risk Fund (G) is a Neutral fund. You can investBandhan Credit Risk Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the Bandhan Credit Risk Fund (G)?

The expense ratio of the Bandhan Credit Risk Fund (G) is 1.68% for regular plan.