Formerly IDFC Credit Risk Reg Ann IDCW-R
Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
The performance of the fund on a Fund Size metric has been Neutral
The performance of the fund on a Rolling Returns metric has been Satisfactory
NAV (Sep 22)
6 Month CAGR
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
Launched (6y ago)
Mar 03, 2017
AUM in Crores
NIFTY Credit Risk Bond TR INR
Standard Deviation (3yr)
Standard Deviation (5yr)
Sharpe Ratio (3yr)
Sharpe Ratio (5yr)
with step up of
|Bandhan Credit Risk Fund (RIDCW-A)||8,11,972||79,360||4.3%|
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
7.38% govt stock 202715.7%
net current assets14.9%
godrej industries limited9.8%
century textiles and industried limited9.8%
union bank of india7.5%
Bandhan Mutual Fund
|Fund Name||Scripbox Opinion||Till Date CAGR|
Bandhan Credit Risk Fund (RIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 4.3% over a period of 6 years. The fund was previously known as IDFC Credit Risk Reg Ann IDCW-R. The fund is managed by Bandhan Asset Management Company Limited. The fund managers are Debraj Lahiri, Gautam Kaul.
Nav of Bandhan Credit Risk Fund (RIDCW-A) as of 9/22/2023 is ₹10.40 with the total AUM as of 9/23/2023 is ₹410.281. With Scripbox you can compare and check the latest nav for all mutual funds in India. Bandhan Credit Risk Fund (RIDCW-A) was launched on Mar 03, 2017. The category risk of the fund is Moderately High risk.
The minimum SIP amount for Bandhan Credit Risk Fund (RIDCW-A) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Bandhan Credit Risk Fund (RIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.
Bandhan Credit Risk Fund (RIDCW-A) is rated as a 2 fund in Debt and delivered 2.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Bandhan Credit Risk Fund (RIDCW-A).
What is Bandhan Credit Risk Fund (RIDCW-A)?
How to invest in Bandhan Credit Risk Fund (RIDCW-A)?
You can invest in Bandhan Credit Risk Fund (RIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Bandhan Credit Risk Fund (RIDCW-A)?
The minimum sip amount for Bandhan Credit Risk Fund (RIDCW-A) is ₹0. You can invest in multiples of ₹5000.
Is Bandhan Credit Risk Fund (RIDCW-A) good to invest in?
As per Scripbox experts, Bandhan Credit Risk Fund (RIDCW-A) is a Neutral fund. You can investBandhan Credit Risk Fund (RIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the Bandhan Credit Risk Fund (RIDCW-A)?
The expense ratio of the Bandhan Credit Risk Fund (RIDCW-A) is 1.6% for regular plan.