scripbox logo
  • right-arrow
  • Mutual Funds
    right-arrow
  • IDFC Asset Management Company Limited
    right-arrow
  • IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M)

Formerly IDFC Cash Reg Mn DR

IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M)

Idfc Cash Fund Of Income Distribution Cum Capital Withdrawal Opt (Ridcw-m)

DebtLiquid

Top Ranked

1001.2763

NAV (May 11)

Scripbox Opinion

Top Ranked

These are the top-ranked funds within liquid mutual funds.However, Scripbox does not recommend investing in liquid mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

10 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

9,489 Cr. Large within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

Invest in this fund
Explore a better alternative to this fund with a Scripbox plan.
Emergency Money

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Emergency

No single fund can achieve what a plan can. Learn why

info-icon-blue

Scheme Information

Investment Objective

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity,from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Low to Moderate Risk

0.2 %

Expense Ratio

Oct 07, 2011

Launched (10y ago)

₹ 9,489

AUM in Crores

INF194K01WE7

ISIN

No Lock-in

Lock-in

CRISIL Liquid Fund TR INR

Benchmark

₹ 1,000

SIP Minimum

₹ 1,000

Lumpsum Min.

Fund Managers
user-avatar

Anurag Mittal

Fund Manager

user-avatar

Harshal Joshi

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

build-long-item-wealth-img

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

Kotak Savings Fund (G)

Ultra Short

Recommended

Top Ranked

17 Years

Age

5

Track Record

Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

Liquid

Recommended

Top Ranked

17 Years

Age

5

Track Record

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

22 Years

Age

5

Track Record

Nippon India Liquid Fund (G)

Nippon India Liquid Fund (G)

Liquid

Recommended

Top Ranked

18 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

19 Years

Age

5

Track Record

amc-icon

About the AMC

IDFC Asset Management Company Limited

IDFC Asset Management Company Limited manages assets worth 127,098 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 33 equity,198 debt and 32 hybrid funds.

amc-img

  • tel-amc-about
    022-66289999
  • mail-amc-about
    investormf@idfc.com
  • IDFC Low Duration Fund (G)

    IDFC Low Duration Fund (G)

    Low Duration

    Recommended

    Top Ranked

    ₹ 8,588 Cr

    Fund Size

    7.2%

    3Y returns

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D)

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D)

    Low Duration

    Top Ranked

    ₹ 8,588 Cr

    Fund Size

    5.5%

    3Y returns

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-Q)

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-Q)

    Low Duration

    Top Ranked

    ₹ 8,588 Cr

    Fund Size

    5.4%

    3Y returns

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-W)

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-W)

    Low Duration

    Top Ranked

    ₹ 8,588 Cr

    Fund Size

    5.4%

    3Y returns

    IDFC Low Duration Fund Periodic of Income Distribution cum cptl Wdrl opt (RIDCW-A)

    IDFC Low Duration Fund Periodic of Income Distribution cum cptl Wdrl opt (RIDCW-A)

    Low Duration

    Top Ranked

    ₹ 8,588 Cr

    Fund Size

    0.2%

    3Y returns

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Category View

    Category View

    We check if the sub-category of the fund is recommended by us.

    Consistency Of Performance

    Consistency Of Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Quality Of Fund’s Portfolio

    Credit Quality Of Fund’s Portfolio

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Equity Funds

    Debt Funds

    How to invest in Scripbox Mutual Funds?

    Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.

    choose long term plan

    Choose a plan

    Choose a plan to invest to start investing

    create account

    Create an Account

    Create an account with Scripbox through a paperless process, to invest in this fund

    invest online

    Invest online & transfer

    Invest via netbanking, UPI or through an SIP (eNACH mandate).

    track investments

    Track your investments

    Track, invest more and withdraw your investments through the Scripbox dashboard

    scripmark
    The Scripbox Promise

    Scripbox has helped over 2500 people become millionaires in the last 7 years

    Start Investing Now
    fund selection

    Fund Selection

    You'll never have to worry about what funds to choose. We'll suggest what's best for you.

    continuous monitoring

    Continuous monitoring & alerts

    We will track our recommendations and suggest changes & fund exists whenever required.

    call assistance

    All week call assistance

    Our customer champions are available 7 days a week from 8AM to 8PM.

    annual reviews

    Annual reviews & rebalances

    We review your investments and make course corrections every year to make the best out of your investments

    About IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M)

    About IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M)

    IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) is a liquid debt fund and has delivered an annualised return of 4.3% over a period of 10 years .The fund was previously known as IDFC Cash Reg Mn DR.The fund is managed by IDFC Asset Management Company Limited.The fund managers are Anurag Mittal, Harshal Joshi

    IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) Investment Objective

    The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity,from a portfolio that is invested in debt and money market securities with maturity up to 91 days. However, there is no assurance that the objective of the scheme will be realized.

    IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) NAV,AUM,Risk

    The IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) fund was launched on Oct 07, 2011. The NAV (Net Asset Value) of this liquid debt as of 2021-05-11 is ₹ 1001.2763. The total AUM (Asset Under Management) of the fund as of 2021-05-12 is ₹ 9488.125. The category risk of the IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) fund is Low to Moderate Risk. The fund charges 0.2 % as expense ratio.

    IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) Holdings

    The fund’s highest allocation is towards others and has invested 100.0% in this asset class. The top three holdings of the fund are 364 dtb 27052021,91 dtb 27052021 and 364 dtb 07052021

    IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 1000.

    IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) Review

    IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) has a score of 4 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, IDFC Cash Fund of Income Distribution cum Capital Withdrawal Opt (RIDCW-M) has a score of 4 out of 5. The credit risk of the fund is 5 out of 5 as compared to other debt funds.

    filter
    Show Calculator