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    • IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q)

    Formerly IDFC Bond Inc Reg Qt DR

    IDFC Mutual Funds

    IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q)

    DebtMedium To Long Duration

    12.0441

    NAV (Sep 16)

    8%
    3 Year CAGR
    Scripbox Opinion

    Neutral

    Click here for top ranked funds in medium to long duration mutual funds.

    However, Scripbox does not recommend investing in medium to long duration mutual funds.

    Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.

    The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

    Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    21 Years. The fund has an Extended history for analysis and the track record is excellent.

    Relative Size

    673 Cr. Medium within the category

    Impact of Interest Rate Changes

    Highest Interest Rate Risk. The impact on fund value is very high when interest rates change

    Credit Quality Of Fund's Portfolio

    Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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    Short Term Money

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    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
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      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    12.0441

    NAV (Sep 16)

    Fund Returns

    4.3%
    Last 1Y
    8%
    Last 3Y
    5.6%
    Last 5Y
    5.5%
    Last 10Y
    6.4%
    Since Inception
    info-icon-blue

    Scheme Information

    Investment Objective

    The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium to long term such that the Macaulay duration of the portfolio is between 4 years and 7 years.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderate Risk

    Expense Ratio
    1.97 %
    Launched (21y ago)
    Jul 14, 2000
    AUM in Crores
    ₹ 673
    ISIN
    INF194K01IS6
    Lock-in
    No Lock-in
    Benchmark
    CRISIL Composite Bond Fund TR INR
    SIP Minimum
    ₹ 1,000
    Lumpsum Min.
    ₹ 5,000
    Fund Managers
    user-avatar

    Suyash Choudhary

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
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    comparison

    Comparison with Debt Funds

    Kotak Savings Fund (G)

    Kotak Savings Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    17 Years

    Age

    5

    Track Record

    Aditya Birla Sun Life Liquid (G)

    Aditya Birla Sun Life Liquid (G)

    Liquid

    Recommended

    Top Ranked

    17 Years

    Age

    5

    Track Record

    SBI Magnum Ultra Short Duration Fund (G)

    SBI Magnum Ultra Short Duration Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    22 Years

    Age

    5

    Track Record

    ICICI Prudential Savings Fund (G)

    ICICI Prudential Savings Fund (G)

    Low Duration

    Recommended

    Top Ranked

    19 Years

    Age

    5

    Track Record

    Nippon India Liquid Fund (G)

    Nippon India Liquid Fund (G)

    Liquid

    Recommended

    Top Ranked

    18 Years

    Age

    5

    Track Record

    amc-icon

    About the AMC

    IDFC Asset Management Company Limited

    IDFC Asset Management Company Limited manages assets worth 131,894 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 33 equity,199 debt and 32 hybrid funds.

    amc-img

  • tel-amc-about
    022-66289999
  • mail-amc-about
    investormf@idfc.com
  • IDFC Low Duration Fund (G)

    IDFC Low Duration Fund (G)

    Low Duration

    Recommended

    Top Ranked

    ₹ 9,434 Cr

    Fund Size

    6.80%

    3 Year CAGR

    3 Y CAGR

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D)

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-D)

    Low Duration

    Top Ranked

    ₹ 9,434 Cr

    Fund Size

    5.40%

    3 Year CAGR

    3 Y CAGR

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-Q)

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-Q)

    Low Duration

    Top Ranked

    ₹ 9,434 Cr

    Fund Size

    5.10%

    3 Year CAGR

    3 Y CAGR

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-W)

    IDFC Low Duration Fund of Income Distribution cum cptl Wdrl opt (RIDCW-W)

    Low Duration

    Top Ranked

    ₹ 9,434 Cr

    Fund Size

    5.30%

    3 Year CAGR

    3 Y CAGR

    IDFC Low Duration Fund Periodic of Income Distribution cum cptl Wdrl opt (RIDCW-A)

    IDFC Low Duration Fund Periodic of Income Distribution cum cptl Wdrl opt (RIDCW-A)

    Low Duration

    Top Ranked

    ₹ 9,434 Cr

    Fund Size

    -0.10%

    3 Year CAGR

    3 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q)

    About IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q)

    IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) is a Medium To Long Duration Debt fund and has delivered an annualised return of 6.4% over a period of 21 years. The fund was previously known as IDFC Bond Inc Reg Qt DR . The fund is managed by IDFC Asset Management Company Limited. The fund manager’s name is Suyash Choudhary

    IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) Investment Objective

    The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium to long term such that the Macaulay duration of the portfolio is between 4 years and 7 years. . However, there is no assurance that the objective of the scheme will be realized.

    IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) NAV,AUM,Risk

    The IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) fund was launched on Jul 14, 2000. The NAV (Net Asset Value) of this Medium To Long Duration Debt fund as of 2021-09-16 is ₹12.04. The total AUM (Asset Under Management) of the fund as of 17/09/2021 is ₹672.854. The category risk of the IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) fund is Moderate Risk. The fund charges 1.97 % as expense ratio.

    IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 97.5% in this asset class. The top three holdings of the fund are , 5.63% govt stock 2026 , 6.97% govt stock 2026 , net current assets , 7.26% govt stock 2029 , 7.73% govt stock 2034 , triparty repo , cash margin - ccil

    IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Composite Bond Fund TR INR.

    IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) Review

    IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) has a score of 3 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, IDFC Bond Fund Income Plan of Income Dis cum Cptl Wdrl Opt (RIDCW-Q) has a score of 3out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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