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  • IDFC Mutual Funds
  • IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A)

Formerly IDFC Banking & PSU Debt Reg Ann DP

IDFC Mutual Funds

IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A)

DebtBanking And Psu

Top Ranked

11.267

NAV (Dec 03)

7.5%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

18,773 Cr. Category leader in size

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

11.267

NAV (Dec 3)

Fund Returns

Last 1Y

3%

Last 3Y

7.5%

Last 5Y

NA

Last 10Y

NA

Since Inception

7.6%

6 Month CAGR

1.9%

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Scheme Information

Investment Objective

The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks,Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Low to Moderate Risk

Expense Ratio

0.62

Launched (7y ago)

Mar 28, 2014

AUM in Crores

18772.470

ISIN

INF194K015M6

Lock-in

No Lock-in

Benchmark

NIFTY Banking & PSU Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Anurag Mittal

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 27,296 cr

5

₹ 31,118 cr

5

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About the AMC

IDFC Asset Management Company Limited

IDFC Asset Management Company Limited manages assets worth 129,929 crores and was set up on 20 December 1999. It's current offering of mutual fund schemes includes 33 equity,199 debt and 32 hybrid funds.

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  • tel-amc-about
    022-66289999
  • mail-amc-about
    investormf@idfc.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    6.4%

    7.4%

    5.2%

    5.7%

    5.2%

    5.1%

    5.3%

    5%

    -0.5%

    4.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

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    About IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A)

    About IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A)

    IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) is a Banking And Psu Debt fund and has delivered an annualised return of 7.6% over a period of 7 years. The fund was previously known as IDFC Banking & PSU Debt Reg Ann DP . The fund is managed by IDFC Asset Management Company Limited. The fund manager’s name is Anurag Mittal

    IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) Investment Objective

    The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks,Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs). . However, there is no assurance that the objective of the scheme will be realized.

    IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) NAV,AUM,Risk

    The IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) fund was launched on Mar 28, 2014. The NAV (Net Asset Value) of this Banking And Psu Debt fund as of 2021-12-03 is ₹11.27. The total AUM (Asset Under Management) of the fund as of 06/12/2021 is ₹18772.47. The category risk of the IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) fund is Low to Moderate Risk. The fund charges 0.62 % as expense ratio.

    IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 86.8% in this asset class. The top three holdings of the fund are , national bank for agriculture and rural development , axis bank limited , 7.32% govt stock 2024 , indian railway finance corporation limited , 7.37% govt stock 2023 , icici bank limited , net current assets , hindustan petroleum corporation limited , hindustan petroleum corporation limited , national highways authority of india , national housing bank , indian railway finance corporation limited , housing development finance corporation limited , small industries development bank of india , national housing bank , national bank for agriculture and rural development , small industries development bank of india , axis bank limited , triparty repo , power finance corporation limited , housing development finance corporation limited , housing development finance corporation limited , power finance corporation limited , rural electrification corporation limited , national bank for agriculture and rural development , rec limited , power finance corporation limited , axis bank limited , national bank for agriculture and rural development , power finance corporation limited , reliance industries limited , national highways authority of india , housing and urban development corporation limited , lic housing finance limited , reliance industries limited , national highways authority of india , export-import bank of india , small industries development bank of india , indian oil corporation limited , larsen and toubro limited , axis bank limited , national highways authority of india , housing development finance corporation limited , export-import bank of india , rural electrification corporation limited , 7.16% govt stock 2023 , export-import bank of india , ntpc limited , nhpc limited , rural electrification corporation limited , power finance corporation limited , 7.68% govt stock 2023 , 4.26% govt stock 2023 , national bank for agriculture and rural development , indian railway finance corporation limited , power finance corporation limited , housing development finance corporation limited , export import bank of india , axis bank limited , indian railway finance corporation limited , housing development finance corporation limited , rural electrification corporation limited , national bank for agriculture and rural development , rural electrification corporation limited , power grid corporation of india limited , export-import bank of india , housing and urban development corporation limited , power finance corporation limited , housing development finance corporation limited , rural electrification corporation limited , rural electrification corporation limited , power grid corporation of india limited , power finance corporation limited , national bank for agriculture and rural development , housing development finance corporation limited , export-import bank of india , oil& natural gas corporation limited , 9.25% haryana sdl 2023 , power finance corporation limited , housing development finance corporation limited , national housing bank , housing development finance corporation limited , housing development finance corporation limited , power finance corporation limited , small industries development bank of india , 8.10% tamil nadu sdl 2023 , export-import bank of india , power finance corporation limited , national housing bank , bajaj finance limited , reliance industries limited , kotak mahindra bank limited , rec limited , rural electrification corporation limited , rural electrification corporation limited , housing development finance corporation limited , ntpc limited , export-import bank of india , national bank for agriculture and rural development , housing and urban development corporation limited (hudco) , nhpc limited , rural electrification corporation limited , power finance corporation limited , power grid corporation of india limited , power grid corporation of india limited , power grid corporation of india limited , rural electrification corporation limited , indian oil corporation limited , national bank for agriculture and rural development , power grid corporation of india limited , national bank for agriculture and rural development , rec limited , 05.41 ap sdl 2024 , hindustan petroleum corporation limited , export-import bank of india , lic housing finance limited , lic housing finance limited , 8.13% govt stock 2022 , export-import bank of india , power grid corporation of india limited , export-import bank of india , reliance jio infocomm limited , reliance jio infocomm limited , rural electrification corporation limited , 05.68 mh sdl 2024 , export-import bank of india , ntpc limited , nhpc limited , power grid corporation of india limited , hindustan petroleum corporation limited , 07.93 cg sdl 2024 , housing development finance corporation limited , 8.62% maharashtra sdl 2023 , ntpc limited , lic housing finance limited , power grid corporation of india limited , ntpc limited , lic housing finance limited

    IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

    IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) Review

    IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, IDFC Banking & PSU Debt Fund of Inc Dis cum Cptl Wdrl Opt (PIDCW-A) has a score of 5out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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