However, Scripbox does not recommend investing in gilt mutual funds.
Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.
Such a strategy results in a very high credit quality of the fund.
Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
9 Years. The Fund has Sufficient history for analysis and the track record is good.
26 Cr. Negligible within the category
Impact of Interest Rate Changes
Highest Interest Rate Risk. The impact on fund value is very high when interest rates change
Credit Quality Of Fund's Portfolio
Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds
The investment objective of the scheme would be to provide regular income along with opportunities for capital appreciation through investments in a diversified basket of central government dated securities,state government securities and treasury bills. However,there can be no assurance that the investment objective of the scheme will be realized / achieved.
Low to Moderate
Dec 21, 2012
Launched (9y ago)
AUM in Crores
CRISIL Dynamic Gilt TR INR TR INR
Returns Calculator Comparison
with step up of
|Instrument||Returns||Total Corpus||Gains||Annualised %|
|Mutual Fund||₹ 965,796||₹ 233,184||11.25%|
|EPF||₹ 900,761||₹ 168,149||8.50%|
|Property||₹ 867,662||₹ 135,050||7.00%|
|PPF||₹ 869,819||₹ 137,207||7.10%|
|Bank FD||₹ 846,471||₹ 113,859||6.00%|
|Gold||₹ 846,471||₹ 113,859||6.00%|
|Savings Bank||₹ 825,950||₹ 93,338||5.00%|
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Comparison with Debt Funds
About the AMC
IDBI Asset Management Limited
IDBI Asset Management Limited manages assets worth 3,935 crores and was set up on 25 January 2010. It's current offering of mutual fund schemes includes 40 equity,35 debt and 8 hybrid funds.
₹ 798 Cr
₹ 511 Cr
₹ 387 Cr
₹ 387 Cr
₹ 798 Cr
Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.
Choose a plan to invest to start investing
Create an account with Scripbox through a paperless process, to invest in this fund
Invest via netbanking, UPI or through an SIP (eNACH mandate).
Track, invest more and withdraw your investments through the Scripbox dashboard
You'll never have to worry about what funds to choose. We'll suggest what's best for you.
We will track our recommendations and suggest changes & fund exists whenever required.
Our customer champions are available 7 days a week from 8AM to 8PM.
We review your investments and make course corrections every year to make the best out of your investments
IDBI Gilt Fund (DP-Q) is a gilt debt fund and has delivered an annualised return of 5.4% over a period of 9 years ..The fund is managed by IDBI Asset Management Limited.The fund manager’s name is Raju Sharma.
The investment objective of the scheme would be to provide regular income along with opportunities for capital appreciation through investments in a diversified basket of central government dated securities,state government securities and treasury bills. However,there can be no assurance that the investment objective of the scheme will be realized / achieved. However, there is no assurance that the objective of the scheme will be realized.
The IDBI Gilt Fund (DP-Q) fund was launched on Dec 21, 2012. The NAV (Net Asset Value) of this gilt debt as of 2021-02-26 is ₹ 11.6558. The total AUM (Asset Under Management) of the fund as of 2021-02-26 is ₹ 25.325. The category risk of the IDBI Gilt Fund (DP-Q) fund is Moderate Risk. The fund charges 1.25 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 99.1% in this asset class. The top three holdings of the fund are 5.85% govt stock 2030,5.15% govt stock 2025 and treps
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR TR INR.
IDBI Gilt Fund (DP-Q) has a score of 1 on a scale of 5. The fund scores 4 out of 5 based on historical performance. As compared to the other funds in its category, IDBI Gilt Fund (DP-Q) has a score of 1 out of 5. The credit risk of the fund is 5 out of 5 as compared to other debt funds.