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  • IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A)
IDBI Mutual Funds

IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A)

DebtDynamic Bond

13.1353

NAV (Oct 21)

7.5%
3 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in dynamic bond mutual funds.

However, Scripbox does not recommend investing in dynamic bond mutual funds.

Dynamic Bond Funds have the flexibility to invest in instruments across duration.The exposure is dependent on the outlook of the Fund Manager.

Such funds are also allowed to invest across the credit quality spectrum.They tend to be exposed to higher credit risk and longer maturity paper which makes them quite volatile.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

9 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

38 Cr. Negligible within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

13.1353

NAV (Oct 21)

Fund Returns

Last 1Y
6.1%
Last 3Y
7.5%
Last 5Y
4.5%
Last 10Y
NA
Since Inception
5.5%
6 Month CAGR
3.9%
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Scheme Information

Investment Objective

The objective of the scheme is to generate regular income while maintaining liquidity through active management of a portfolio comprising of debt and money market instruments.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
1.2
Launched (9y ago)
Feb 21, 2012
AUM in Crores
37.793
ISIN
INF397L01646
Lock-in
No Lock-in
Benchmark
CRISIL Composite Bond Fund TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Raju Sharma

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

IDBI Asset Management Limited

IDBI Asset Management Limited manages assets worth 4,585 crores and was set up on 25 January 2010. It's current offering of mutual fund schemes includes 40 equity,35 debt and 8 hybrid funds.

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  • tel-amc-about
    022-66442800
  • mail-amc-about
    contactus@idbimutual.co.in
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    24.4%

    16.1%

    top-ranked-badge

    5.1%

    7.4%

    top-ranked-badge

    5.7%

    7.4%

    top-ranked-badge

    23.6%

    15.9%

    top-ranked-badge

    4.2%

    5.5%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    About IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A)

    About IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A)

    IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) is a Dynamic Bond Debt fund and has delivered an annualised return of 5.5% over a period of 9 years. . The fund is managed by IDBI Asset Management Limited. The fund manager’s name is Raju Sharma

    IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) Investment Objective

    The objective of the scheme is to generate regular income while maintaining liquidity through active management of a portfolio comprising of debt and money market instruments. . However, there is no assurance that the objective of the scheme will be realized.

    IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) NAV,AUM,Risk

    The IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) fund was launched on Feb 21, 2012. The NAV (Net Asset Value) of this Dynamic Bond Debt fund as of 2021-10-21 is ₹13.14. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹37.793. The category risk of the IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) fund is Moderate Risk. The fund charges 1.2 % as expense ratio.

    IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 87.4% in this asset class. The top three holdings of the fund are , 6.10% govt stock 2031 , 5.63% govt stock 2026 , 6.67% govt stock 2035 , treps , chennai petroleum corporation limited , rec limited , ntpc limited , punjab national bank , bank of baroda , net receivable / payable , piramal capital & housing finance ltd

    IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Composite Bond Fund TR INR.

    IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) Review

    IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) has a score of 1 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, IDBI Dynamic Bond Fund of Income Distribution cum Cap wdrl (RIDCW-A) has a score of 1out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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