Formerly IDBI Corporate Debt Opptys Reg DR
However, Scripbox does not recommend investing in credit risk mutual funds.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
7 Years. The Fund has Sufficient history for analysis and the track record is good.
40 Cr. Negligible within the category
Impact of Interest Rate Changes
High Interest Rate Risk. The impact on fund value is high when interest rates change
Credit Quality Of Fund's Portfolio
High Credit Risk. The fund has a lower credit quality compared to other debt funds
NAV (Dec 3)
6 Month CAGR
The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum. However,there is no guarantee or assurance that the investment objective of the scheme will be achieved.
Low to Moderate
Moderately High risk
Launched (7y ago)
Mar 03, 2014
AUM in Crores
NIFTY Credit Risk Bond TR INR
with step up of
|Instrument||Returns||Total Corpus||Gains||Annualised %|
|Mutual Fund||₹ 9,65,796||₹ 2,33,184||11.25%|
|EPF||₹ 9,00,761||₹ 1,68,149||8.50%|
|Property||₹ 8,67,662||₹ 1,35,050||7.00%|
|PPF||₹ 8,69,819||₹ 1,37,207||7.10%|
|Bank FD||₹ 8,46,471||₹ 1,13,859||6.00%|
|Gold||₹ 8,46,471||₹ 1,13,859||6.00%|
|Savings Bank||₹ 8,25,950||₹ 93,338||5.00%|
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
|Fund Name||Scripbox Opinion||Fund Size||Track Record|
₹ 13,499 cr
₹ 33,567 cr
₹ 11,691 cr
₹ 31,118 cr
₹ 27,296 cr
IDBI Asset Management Limited
IDBI Asset Management Limited manages assets worth 4,370 crores and was set up on 25 January 2010. It's current offering of mutual fund schemes includes 40 equity,35 debt and 8 hybrid funds.
|Fund Name||Scripbox Opinion||Till Date CAGR|
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IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (RIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 4.4% over a period of 7 years. The fund was previously known as IDBI Corporate Debt Opptys Reg DR . The fund is managed by IDBI Asset Management Limited. The fund manager’s name is Bhupesh Kalyani
The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum. However,there is no guarantee or assurance that the investment objective of the scheme will be achieved. . However, there is no assurance that the objective of the scheme will be realized.
The IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (RIDCW-A) fund was launched on Mar 03, 2014. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-12-03 is ₹11.33. The total AUM (Asset Under Management) of the fund as of 07/12/2021 is ₹39.695. The category risk of the IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (RIDCW-A) fund is Moderately High risk. The fund charges 1.35 % as expense ratio.
The fund’s highest allocation is towards Debt and has invested 92.4% in this asset class. The top three holdings of the fund are , punjab national bank , jsw steel limited , godrej properties limited , tata motors limited , power finance corporation ltd. , the tata power company limited , godrej industries limited , rec limited , piramal capital & housing finance ltd , treps , net receivable / payable , axis bank limited , chennai petroleum corporation limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.
IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (RIDCW-A) has a score of 1 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (RIDCW-A) has a score of 1out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.
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