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  • IDBI Mutual Funds
  • IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (Dividend Payout - Quarterly)

Formerly IDBI Corporate Debt Opptys Reg Qt DP

IDBI Mutual Funds

IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (Dividend Payout - Quarterly)

DebtCredit Risk

10.7431

NAV (Jan 24)

1.6%
3 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

8 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

37 Cr. Negligible within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

10.7431

NAV (Jan 24)

Fund Returns

Last 1Y

15.3%

Last 3Y

1.6%

Last 5Y

2%

Last 10Y

NA

Since Inception

4.2%

6 Month CAGR

12.4%

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Scheme Information

Investment Objective

The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum. However,there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Expense Ratio

1.35

Launched (8y ago)

Mar 03, 2014

AUM in Crores

36.132

ISIN

INF397L01FU5

Lock-in

No Lock-in

Benchmark

NIFTY Credit Risk Bond TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Bhupesh Kalyani

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,746 cr

5

₹ 36,350 cr

5

₹ 9,578 cr

5

₹ 29,495 cr

5

₹ 26,926 cr

5

amc-icon

About the AMC

IDBI Asset Management Limited

IDBI Asset Management Limited manages assets worth 4,176 crores and was set up on 25 January 2010. It's current offering of mutual fund schemes includes 40 equity,35 debt and 8 hybrid funds.

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  • tel-amc-about
    022-66442800
  • mail-amc-about
    contactus@idbimutual.co.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    16.3%

    10.4%

    19.4%

    15%

    4.8%

    7.3%

    5.2%

    7.3%

    18.7%

    14.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q) Review

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q) is a Credit Risk Debt fund and has delivered an annualised return of 4.2% over a period of 7 years. The fund was previously known as IDBI Corporate Debt Opptys Reg Qt DP. The fund is managed by IDBI Asset Management Limited. The fund manager’s name is Bhupesh Kalyani.

    Nav of IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q) as of 24/01/2022 is ₹10.74 with the total AUM as of 25/01/2022 is ₹36.132. With Scripbox you can compare and check the latest nav for all mutual funds in India. IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q) was launched on Mar 03, 2014. The category risk of the fund is Moderately High risk.

    The minimum SIP amount for IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q) is rated as a 1 fund in Debt and delivered 15.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q).

    Frequently Asked Questions

    What is IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q)?

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    Is IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q) good to invest in?

    What is the expense ratio of the IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (D-Q)?